You’re right, but I also want to specify that I also would support cops just straight up shooting shoplifters

America has been at a net negative migration for exactly 1 year lmao, has nothing to do with the claim of “more Americans have been moving to Europe than the other way around for decades” Also I don’t have to go anywhere, I literally live in Europe

Robbery absolutely should come with a death sentence

You’re correct, but a large part of society is indeed functionally retarded and should not have credit cards

Ok, so your regular expenses + emergency totals to more money than you have so you end the month in debt How exactly are you paying for it all with cash/debit if your expenses+the emergency cost more than money you have

Selling bad debt is not fraud

I HATE people with low credit scores

If you have enough money to pay in cash then you don’t go in debt using a credit card You use your credit card, pay it off at the end of the month so it accrues no interest and get some points towards credit card rewards/benefits

It didn’t have it in 2007 either and UK salaries were equal or even slightly better than in the USA

So how exactly do you pay it without a credit card? If you can pay for the emergency with a debit card then you can as well pay with credit and repay the balance at the end of the month with no interest

Case in point, this is a “being poor” issue, not a credit cards issue Not owning a credit card does not in any way help when you have a medical emergency that you can’t afford

True, but people telling you credit cards are bad are pretty much like alcoholics telling you you shouldn’t accept a complimentary bottle of wine because the last time they had some wine they went on a 14 day bender and their wife left them

Just don’t be financially irresponsible

Every anti-CC argument I’ve heard is either: * but what if you’re poor and can’t afford to pay an expense? (Being poor problem rather than a CC problem) * but have you considered that I’m retarded and will definitely overspend if given the option? (Being retarded problem)

How does not owning a credit card help in this scenario?

In your example you aren’t arguing against credit cards, you’re arguing against not having money (and no one is recommending not having money) How exactly does it help to not use a credit card when that unexpected expense puts you in the red?

I unironically agree with this

Kto i w jakim zakresie jest zamieszany pedofilię?

Mentzen miał pradziadka Niemca więc musisz zaakceptować trylion Murzynów w Polsce Szach mat

Największa wszech czasów?