@nssfug
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The National Social Security Fund (NSSF) is a national savings scheme mandated to provide social security services to private sector employees in Uganda
Kampala, Uganda
Joined September 2011
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Your savings. Your Fund. Your future. Get the answers that matter, understand how NSSF is performing, and see how your savings are working for you. Register for the 14th Annual Members’ Meeting: nssfug.org/amm/
4 days to go! The 14th Annual Members’ Meeting is your opportunity to hear directly from The Fund about its performance, milestones and plans for creating greater value for members.
24 September 2026 | 9:00 AM. Register: nssfug.org/amm
We are 5 days away! What progress has The Fund made, and what lies ahead for our members? Get the full picture at the 14th Annual Members’ Meeting.
24 September 2026 | 9:00 AM
Live on TV and online. Register: nssfug.org/amm
Today, Bank of Baroda (Uganda) Managing Director, Mr Chandan Singh, handed over a cheque of UGX 1.88 billion to NSSF Managing Director, Mr Patrick Ayota.
The payment represents NSSF’s dividend from its 2.1% shareholding in Bank of Baroda (Uganda) for the financial year ended 31 December 2025.
The dividend underscores the value of strategic investments in growing and safeguarding members’ savings while contributing to long-term value creation.
Our Customer Experience leaders proudly represented the Fund at the Africa Customer Experience Leaders Forum 2026 in Kigali, Rwanda. As part of the forum, Peninah Kabagambe-Wabwire featured as a key panelist in the session on Citizen Experience Across Five African Countries, sharing insights on public-sector service design and NSSF Uganda’s transformation journey.
The discussion highlighted how the Fund is leveraging transformation to elevate citizen experience, streamline service delivery and drive institutional excellence, contributing to the growing conversation on customer experience across Africa.
6 days to go! A steadfast performance is built on transparency, accountability and trust. Join us at the 14th Annual Members’ Meeting as we account to you, our members.
24 September 2026 | 9:00 AM. Register: nssfug.org/amm
How is The Fund positioning itself for its next phase of growth while supporting Uganda’s development?
The Fund's Managing Director, @PatrickAyota unpacks the long-term ambitions and approach to investing in opportunities that can create sustainable value for members and the country.
Watch to learn more.
How does The Fund assess investment opportunities while balancing financial returns with broader economic and social value?
We share updates on key real estate projects and unpack the strategic thinking guiding The Fund’s investment decisions.
Hear more from Kenneth Owera, Chief Investment Officer, NSSF Uganda.
How did The Fund navigate a shifting global investment environment and turn emerging opportunities into value for members?
Gerald Paul Kasaato, Deputy Managing Director, NSSF Uganda unpacks the market developments and investment decisions that shaped The Fund’s FY 2025/26 performance.
Watch to learn more. Register for the 14th Annual Members Meeting here: nssfug.org/amm
What does it take to deliver greater value to members year after year?
As we reflect on The Fund’s FY 2025/26 performance, Stevens Mwanje, CFO, NSSF Uganda unpacks the thinking, people and practices behind the results.
Watch to learn more and register for the 14th Annual Members' Meeting here: nssfug.org/amm
Only 7 days to go! Your savings. Your future. Your Fund.
Tune in to the 14th Annual Members’ Meeting for updates on The Fund’s performance, achievements and direction for the future.
24 September 2026 | 9:00 AM. Register: nssfug.org/amm
Patrick Ayota: The Fund’s total income grew by 85%, from UGX 3.5 trillion in FY 2024/25 to UGX 6.51 trillion in FY 2025/26. This performance was supported by a disciplined investment strategy, with our asset allocation remaining within the long-term strategic ranges, 76.5% in fixed income, 18.4% in equities and 5.1% in real estate. This balanced approach enables us to manage risk responsibly while generating sustainable value for our members.
Patrick Ayota: Customer satisfaction improved from 88% to 89% in FY 2025/26, reflecting our continued commitment to listening to members and responding to their evolving needs. Member contributions increased by 13%, from UGX 2.13 trillion in FY 2024/25 to UGX 2.42 trillion in FY 2025/26.
Patrick Ayota: The Fund improved operational efficiency, which increased by 20% in FY 2025/26. Benefits payment turnaround time reduced from nearly two weeks in 2022 to just 4.5 days, meaning members can access their benefits more quickly when they need them most.
This progress reflects our continued investment in better systems, streamlined processes and a member-first service experience.
This morning, we engage with media partners to share an update on the Fund’s performance for the Financial Year 2025/26 ahead of the 14th Annual Members' Meeting next week.
Follow the conversation as we deepen transparency, strengthen accountability and equip you with insights into how we continue to safeguard and grow our members’ savings.
@PatrickAyota: We continued to strengthen cost management in FY 2025/26. Our cost-to-income ratio improved from 7.9% to 7.7%, while the cost of administration declined from 0.88% to 0.84% of total assets. Over the past five years, costs have remained relatively stable as revenue and interest credited to members have grown, enabling us to create UGX 27 in value for every shilling spent.
Beyond delivering value to members, the Fund contributed UGX 301.5 billion in taxes during FY 2025/26. Smartlife Flexi also registered over UGX 180 billion in contributions within 20 months, helping members save towards investment, financial independence, education, emergencies and housing.
@PatrickAyota: The Fund’s assets under management grew by 26%, from UGX 26 trillion in FY 2024/25 to UGX 32.8 trillion in FY 2025/26, strengthening our position as East Africa’s largest social security fund by assets.
This performance provides a strong platform for future growth, enhances our ability to withstand economic shocks and supports the disciplined execution of Vision 2035. Most importantly, it strengthens our capacity to sustainably grow members’ savings and create lasting value for their future.
