Among SMBs on @airwallex (reminder we cover markets around the world not just US) those paying for AI tools in Q3'25 grew processed volume 54% over the next year. Non-adopters: 29%. They also trade with 2.7x more countries (8 vs 3). Correlation, not causation. But AI may turn out to be a growth story, not just a cost story.

My conversation with @ZBrownCEO, CEO of @McLarenF1, on how to build a winning team. 00:00 Intro 01:51 From F1 to CEO 04:43 Fixing culture first 07:15 Starting with the fan 08:52 Picking the right partners 11:20 Designing for performance 14:16 Making work worth showing up for 16:38 Building a winning mindset 17:30 How race weekend runs 19:37 Deciding with data 21:30 Where AI fits 23:47 The power of marginal gains 24:49 Staying hungry after success

We’ve raised $320M at an $11B valuation, led by Addition. AI is changing how companies are built. Teams are smaller, global from day one, and using agents more. We’ve spent 10 years building the financial rails for that world. We’re now building the intelligent layer on top.

We saved our customers over $1.3 Billion in 2025 alone. That value has helped @Airwallex reach $1.2 Billion in ARR, growing 85% YoY. @Deel, @McLarenF1 , @boltapp and 200,000+ other customers trust us because legacy banking wasn't meant for global businesses: • Opening a bank account in a new country takes weeks • SWIFT transfers take 3-5 days • Other platforms convert your money even when you don't want to But with Airwallex you can: 1. Open an account and get paid like a local in 70 countries Most platforms force you to convert your money into your currency and charge you a conversion fee to do it. With Airwallex, your UK client pays you in GBP and it sits in your GBP balance. Your Australian client pays in AUD and it sits in your AUD balance. When you need to pay a UK vendor or run Australian payroll, you can simply pay from the same currency in your Airwallex account which leads to zero conversion fees. 2. Send and receive money on the same day SWIFT takes 3–5 days and hits you with unpredictable fees on every transfer. But over 90% of Airwallex transactions happen on the same day. Since Airwallex uses local rails to move your money, it also happens at near-zero cost. 3. Issue multi-currency cards instantly Airwallex helps you issue multi-currency cards to your employees across the entire world. And every transaction is automatically synced to your accounting system in real-time. 4. Integrate Airwallex in your product SaaS platforms and marketplaces can also use our APIs to offer these financial services to their customers. In fact, many companies are doing it already. But this is just a glimpse of what Airwallex can do. We’re building the all-in-one financial stack your company will ever need. If you're doing $50M+ in revenue, you could save up to $500k in fees. And that's money back into your business. Sign up for a demo here: airwallex.com/offer/airwalle…

Stripe offered to acquire us for $1.2 billion when we had $2M in revenue. Today, we've raised $330M at an $8B valuation and reached $1B ARR. We could've died three times during this journey. This is the story I've never told anyone before:

Aldwych Station. One of London’s hidden ghost stations. Closed and abandoned since 1994. It features beautifully preserved Edwardian architecture, including its original 1907 lifts, two platforms, tunnels, and vintage advertising posters dating back to the early 20th century.