One AI-powered banking app -Savings💰 -Payments🤳 -Investments📈 -Budgeting📃 -Loans🏦 Ready to Jumpp to growth?🚀
Joined September 2024
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You have ₹5,000 left for the month. What’s your survival strategy?
0%Budget
0%Borrow
0%pretend its the month end
0 votes • 1 daysWhat’s the most delusional thing you’ve told yourself to justify a purchase?
“it’s an investment” is a dangerous sentence. 🫡🫢
What’s your financial red flag?
We’ll go first: we will calculate how much we saved during a sale, not how much we spent. 😜
Be honest. how much money do you need in your bank account to feel like your life is finally together?
₹10k? ₹1 lakh? generational wealth?
What’s the most financially responsible thing you’ve done for the plot?
asking for research purposes 🤥
Personal finance is so funny because wdym i need to invest money to make money when the money i have is barely enough.
#sundayvibes #SundayFunday
Before you follow that "guaranteed 30% returns" finfluencer, run this 30-second check. Save this for the next time someone in your DMs is "guiding" you to a stock.
(1/3)
Ask these questions:
1. Check SEBI registration, search their name on SEBI's RIA/RA list
2. "Guaranteed returns,” nobody can promise this, not even us
3. Pushing you to a call/DM instead of a comment, red flag
(2/3)
Would you rather:
🏙 Rent forever in the city you love
🏡 Buy a home, 40 mins further from everything you love
Drop your answers. 👇
Garba ke steps yaad rehte hai. Navratri mein paise kahan kharch huye wo yaad nahi rehta.
Maybe, we can help.
Small wins still count. 🎉
Reply with one money thing you got right this month, saved that first ₹5,000, said no to a ₹2,000 impulse buy, finally opened an emergency fund with even ₹1,000 in it. Anything counts.
We're celebrating every reply.
Monday: a fitness creator says protein is everything. you order a ₹2,800 tub.
Wednesday: a home creator shows a lamp. you order the lamp.
Saturday: a skincare creator says your routine is wrong. you believe her.
now it's ₹80 chai, ₹149 auto, ₹219 "just a cold coffee," one 10-minute grocery order; scan, scan, scan, and not a single moment of hesitation. AND ₹1729 GONE
your October salary slip might look a little smaller. before you email HR, here's why. 🧵
#EPFO #ProvidentFund #EPF #SocialSecurity
what this means: PF is 12% of your basic pay, but it was calculated on a maximum of ₹15,000. so most people paid ₹1,800 a month, no matter how much they earned. now that cap is ₹25,000, so your PF can go up to ₹3,000 a month. that extra ₹1,200 comes out of your take-home.