We all want directors who are highly experienced, strongly independent of management and well versed in the bank they oversee. It is next to impossible to get all of that in one person, writes @rationalhill. Read more at krutham.com/insights/thought…

Refinitiv’s data on the boards of SA’s six biggest bank boards over the 18 years since the financial crisis show that the average tenure of independent nonexecutive directors has fallen from six or seven years to about 4½, writes @rationalhill. Read more: krutham.com/insights/thought…

South Africa’s bank boards are haemorrhaging experience, writes @rationalhill in this week's Financial Mail column. Read more at krutham.com/insights/thought…

A closer inspection and discussion with insiders since 2024 has indicated that Mbalula’s control of the machinery was actually paper-thin and hardly sustainable, writes Peter Attard Montalto. Read more at krutham.com/insights/thought…

Outsiders think it obvious that the ANC should consider its electoral prospects and choose a leader who maximises these, writes Peter Attard Montalto. Read more at krutham.com/insights/thought…

I’ve been struck by the number of people who are starting to hope about what should happen in South Africa, rather than expect things rationally, writes Peter Attard Montalto in this week’s Business Day. Read more at krutham.com/insights/thought…

Dr Cecilia Schultz will represent Krutham at the 2nd Annual Women in Insurance Claims Conference on 29 September, speaking on climate risk and insurance disruptions. Explore Krutham’s JET expertise: krutham.com/just-energy-tran…

Procurement needs to be clean and efficient and contribute to the development aims of the country, writes @rationalhill in this week's Financial Mail. Read more at krutham.com/insights/thought…

Government policy should use procurement to drive transformation and develop small businesses while still ensuring value for money, writes @rationalhill in this week's Financial Mail. Read more at krutham.com/insights/thought…

The procurement system is designed more to prevent bad practices than to enable the well-intentioned to be effective, writes @rationalhill in this week's Financial Mail. Read more at krutham.com/insights/thought…

The Public Procurement Act has been struck down by the Constitutional Court for insufficient public consultation. That is a good thing — it was a bad law, and now there is an opportunity to fix it, writes @rationalhill Read more at krutham.com/insights/thought…

Last week’s Ipsos poll shows the ANC polling nationally at 31% – still ahead of the next-highest party, the DA, at 25%, but far below the 46% national vote share it had in 2021, writes @rationalhill in this week's Financial Mail column. Read more at krutham.com/insights/thought…

The problem is that the “better life for all” promise has to connect to voters. And polls are not favourable, writes @rationalhill. Read more at krutham.com/insights/thought…

The 2026 ANC manifesto still relies on the ‘better life for all’ slogan from the election campaigns of 30 years ago but most people will have to wait for that, writes @rationalhill in this week's Financial Mail column. Read more at krutham.com/insights/thought…

Governing is about technical decisions on trade-offs. Every cent spent on one thing is a cent not spent on another thing (or not spent at all, as some taxpayers may prefer), writes @rationalhill in this week's Financial Mail column. Read more at krutham.com/insights/thought…

If you think politicians are tricky, consider voters. They are the ones who grasp popular slogans and big promises but glaze over at technocratic explanations and the complexity of getting public services to work better, writes @rationalhill. Read more at krutham.com/insights/thought…

Krutham chair @rationalhill examines whether outcomes-based finance should have its own regulatory framework in a new policy note based on his presentation at this year’s Social Outcomes Conference. Visit krutham.com/reports/should-o… to read the note.

Eskom and Transnet have both told parliament in March 2022 that procurement rules were stopping them from operating commercially, writes Peter Attard Montalto. Read more at krutham.com/insights/thought…

The government has recast R1tn of yearly spend without publishing the socioeconomic impact assessment that section 63(3)(c) of the act obliges it to produce, writes Peter Attard Montalto. Read more at krutham.com/insights/thought…

Procurement is where the growth agenda is tested, and progress has barely begun, with the parent act before the Constitutional Court, writes Peter Attard Montalto. If that act is struck down, the new regulations fall with it. Read more at krutham.com/insights/thought…