Everyday small fees can quickly add up.
Getting a mention in both the Everyday Card and Low-Fee categories? A nod to what matters: a card you actually use, with more of your money staying yours.
Web3 cards by best use case
Privacy / Minimal KYC:
@kardpay @solcard @Goblin_cards @LasoFinance
DeFi / Self-Custody + Yield:
@ether_fi @coca_card @Plasma @MetaMask @avici @SolidYield @falconfinance
Everyday / Low Fees:
Kraken, @Krak, Okx, @wirex_one, Bybit, Coinbase
Travel & Global:
@RedotPay @wirexapp
High Cashback / Subs:
@coca_card @Plasma @PulsarMoneyApp @ether_fi
Stablecoin / Banking-style:
@PulsarMoneyApp @KoloHub @xplaceapp @Krak @avici
Solana-native:
Solcard, Jupiter card, @avici
Europe / SEPA:
@ether_fi @Krak Coca card @Bitpanda @TradeRepublic @DeblockApp
Exchange cards:
Bybit, Okx, Kraken, Coinbase
Niche / Early:
@raincards @AgoraCards @trustee_io @oobit @xhypeofficial @usemotocard @norafinancexyz @AnodosFinance @STEALFxyz @Cr3dentials @eldoradoio @bfinancepay @conkarta @0xinfini @eliospay @getrebind @Wise
DYOR, NFA
Now that’s a Krak card moment. 🤘
One Krak Metal holder reports saving ~20 minutes at Milan Cathedral, and getting fast-track tickets after being told they’d sold out.
Love seeing your Mastercard World Elite perks in action.
Replying to @Krak
metal is perfect, Skip the stupidly long queue at Milan Cathedral if you’ve got a krak world elite! The ticket line is always packed, but if you’re holding a krak metal, you can basically cut in line — find the staff member at the very front of the queue who directs people into different lanes, and ask for a ticket starting with the letter “M.” I’d say you save at least 20 minutes. But here’s the real kicker: even when fast-track tickets are sold out, the counter might still pull out extra tickets for Mastercard World Elite holders. We were told upfront that fast-track was completely sold out, went to the counter anyway, and they literally dug out tickets for us.
Pro travel tip: don’t get rekt at the payment terminal.
When a card machine or ATM asks “local or home currency?”, choose local.
Home currency is often just a worse exchange rate with better UX.
Enjoy Barcelona, @lechriss17 🫡
Barcelona trip starts tomorrow 🇪🇸
and i’ve got a new travel companion
@Krak card is officially in my apple wallet, offering up to 2% back on purchases
5 days abroad, plenty of transactions to test
let’s see what this little guy can do
Krak personal account passed @0xDani account checklist
✔️ EUR transfers were instant
✔️ EUR stays in EUR, with no conversion
✔️ The IBAN is issued in your name
✔️ Third-party payments are supported
✔️ Salary payments are supported
✔️ Outgoing transfers are sent in your name
✔️ EUR deposit fee: €0
We’d list every currency you can spend with Krak Card, but...
Actually, we will. Get scrolling. 👇
0G
1INCH
2Z
A
AAVE
AB
ACA
ACH
ACT
ACU
ACX
ADA
ADI
ADX
AERO
AEVO
AGLD
AI16Z
AI3
AIN
AIO
AIOZ
AIR
AIXBT
AKE
AKT
ALCH
ALCX
ALEO
ALGO
ALICE
ALKIMI
ALLO
ALMANAK
ALPHA
ALT
ALTHEA
AMI
ANIME
ANKR
ANLOG
ANON
APE
APENFT
API3
APR
APT
APU
APYUSD
AR
ARB
ARC
ARKM
ARPA
ART
ASRR
ASTER
ASTR
ATH
ATLAS
ATOM
AUCTION
AUD
AUDIO
AUDX
AUKI
AURA
AUSD
AUSDC
AUSDT
AUSDT0
AUSDTB
AVAAI
AVAX
AVNT
AVT
AXS
AZTEC
B2
B3
BABY
BADGER
BAL
BANANAS31
BAND
BASED
BAT
BCH
BDX
BDXN
BEAM
BERA
BERT
BGB
BICO
BIGTIME
BILLY
BIO
BIT
BKS
BLESS
BLUAI
BLUE
BLUR
BLZ
BMB
BMT
BNB
BNC
BNT
BOB
BOBA
BODEN
BOND
BONK
BONZO
BOS
BREV
BRICK
BRL1
BSU
BSX
BTC
BTR
BTT
C98
CAD
CAKE
CAMP
CARV
CASH
CAT
CC
CCD
CELO
CELR
CFG
CFX
CGN
CHECK
CHEEMS
CHEX
CHILLHOUSE
CHR
CHZ
CLANKER
CLOUD
CLV
CMETH
COMP
COOKIE
COP
COPM
COQ
CORN
COTI
COW
CPOOL
CQT
CRO
CRV
CSM
CTC
CTSI
CVC
CVX
CXT
CYBER
DAG
DAI
DASH
DBR
DEEP
DEGEN
DENT
DMC
DOG
DOGE
DOGS
DOLO
DOT
DOVU
DRIFT
DRV
DUAL
DUCK
DYDX
DYM
EAT
EDEN
EDGE
EDU
EGLD
EIGEN
ELIZAOS
ELX
ENA
ENJ
ENS
ENSO
EOS
EPT
ES
ESP
ESPORTS
ESX
ETC
ETH
ETHFI
ETHW
EUL
EUR
EURC
EUROP
EURQ
EURR
EURT
EVAA
EWT
FARM
FARTCOIN
FET
FF
FHE
FIDA
FIDD
FIGHT
FIL
FIS
FLOCK
FLOKI
FLOW
FLR
FLUX
FLY
FOLKS
FOREST
FORTH
FRNT
FTM
FUN
FWOG
FXS
G
GAIA
GAIB
GAL
GALA
GAME2
GARI
GBP
GFI
GHIBLI
GHST
GIGA
GLMR
GMT
GMX
GNO
GOAT
GOMINING
GRASS
GRIFFAIN
GRT
GST
GTC
GUN
GWEI
H
HBAR
HDX
HFT
HIPPO
HMSTR
HNT
HOLO
HONEY
HOUSE
HPOS10I
HSK
HYPE
IAG
ICNT
ICP
ICX
IDEX
IDOS
IMX
IN
INIT
INJ
INTR
INX
IP
IR
JAILSTOOL
JASMY
JITOSOL
JOE
JPY
JST
JTO
JUNO
JUP
K
KAITO
KAR
KAS
KAT
KAVA
KEEP
KERNEL
KET
KEY
KGEN
KILT
KIN
KINT
KMNO
KNC
KOBAN
KP3R
KSM
KTA
KUJI
KULA
L3
LAVA
LAYER
LCAP
LCX
LDO
LINEA
LINK
LION
LIT
LMWR
LOBO
LOCKIN
LOFI
LPT
LQTY
LRC
LSETH
LSK
LSSOL
LTC
LUNA
LUNA2
M
MANA
MANTRA
MASK
MAT
MATIC
MC
ME
MELANIA
MEME
MERL
MET
METH
METIS
MEW
MEZO
MF
MICHI
MIM
MINA
MIR
MIRA
MIRROR
MKR
MLN
MNGO
MNT
MOCA
MOG
MON
MOODENG
MOON
MORPHO
MOVE
MOVR
MPL
MSOL
MUBARAK
MULTI
MV
MXC
MXNB
MYX
NANO
NEAR
NEIRO
NEWT
NFT
NIGHT
NIL
NMR
NOBODY
NODE
NODL
NOS
NOT
NPC
NTRN
NYM
OBOL
OCEAN
ODOS
OGN
OKB
OM
OMG
OMI
OMNI
ONDO
OOB
OP
OPEN
OPN
ORCA
ORDER
OSMO
OXT
OXY
PACK
PACT
PARA
PARTI
PAXG
PDA
PEAQ
PENDLE
PENGU
PEP
PEPE
PEPECOIN
PERP
PHA
PI
PIPE
PLA
PLANCK
PLAY
PLUME
PNUT
POL
POLIS
POLS
POND
PONKE
POPCAT
PORTAL
POWR
PRCL
PRIME
PRO
PROMPT
PROVE
PSTAKE
PTB
PUFFER
PUMP
PUPS
PYTH
PYUSD
Q
QCAD
QI
QNT
QTUM
RAD
RAIIN
RAILS
RAIN
RARE
RARI
RAVE
RAY
RBC
RED
REKT
REN
RENDER
REP
REPV2
REQ
RETARDIO
REZ
RHEA
RIVER
RIZE
RLC
RLS
RLUSD
RNBW
ROBO
ROLL
ROOK
RPL
RSC
RSR
RUJI
RUNE
RVV
S
SAFE
SAGA
SAHARA
SAMO
SAND
SAPIEN
SAROS
SAUCE
SBR
SC
SCA
SCOR
SCRT
SDN
SEI
SENT
SGB
SHAPE
SHIB
SHX
SIDEKICK
SIGMA
SKR
SKY
SLAY
SNEK
SNX
SOGNI
SOL
SOLV
SOMI
SONIC
SOON
SOSO
SPACE
SPELL
SPICE
SPK
SPX
SRM
SSV
STABLE
STBL
STEP
STG
STORJ
STRD
STRK
STX
SUI
SUKU
SUN
SUNDOG
SUP
SUPER
SUSHI
SWARMS
SWEAT
SWELL
SXP
SXT
SYN
SYND
SYRUP
T
TAC
TAKE
TANSSI
TAO
TBTC
TEA
TEER
TEL
TERM
TGBP
THQ
TIA
TITCOIN
TLM
TNSR
TOKE
TOKEN
TON
TOSHI
TRAC
TREE
TREMP
TRIA
TRIBE
TRU
TRUMP
TRUST
TRX
TURBO
TUSD
TVK
TX
U
U2U
UAI
UFD
UMA
UNFI
UNI
UNITAS
UNITE
UP
US
USAT
USD
USD1
USDC
USDD
USDE
USDG
USDQ
USDR
USDS
USDT
USDT0
USDTB
USDUC
USELESS
UST
USUAL
UXLINK
VANRY
VELO
VELODROME
VELVET
VERSE
VET
VFY
VINE
VIRTUAL
VOOI
VSN
VTHO
VULT
VVV
W
WAL
WAR
WARD
WAXL
WBT
WBTC
WCT
WELL
WEN
WETH
WFB
WIF
WIN
WLD
WLFI
WMTX
WOO
WSOL
XAN
XAUT
XCN
XDC
XION
XL1
XLM
XMN
XMR
XNAP
XNY
XPL
XRP
XRT
XTER
XTZ
XYO
YALA
YB
YFI
YGG
ZAMA
ZBCN
ZBT
ZEC
ZEREBRO
ZETA
ZEUS
ZEX
ZIG
ZK
ZKP
ZORA
ZRC
ZRO
ZRX
Krak has been rated tier A for personal account.
Receive your salary, get paid for invoices, and send or receive SEPA transfers, all with maximum convenience and full transparency.
Available in EEA and UK.
IBAN / CASP / DAC8 - What should you know before you take a card?
This is the most basic thing you should know before ordering a crypto card.
- CASP = Crypto-Asset Service Provider under MiCA
- IBAN is the SEPA account number. A personal EUR IBAN means you are a customer of a bank, EMI or payment institution, not just a prepaid card holder.
- DAC8 is the EU directive on automatic exchange of tax information on crypto. Providers collect from 1 Jan 2026; first reports go to tax authorities in 2027.
Based on this, we split cards by the fiat rail, not by cashback.
Tier A: personal named EUR IBAN
You can accept salary, invoices, and SEPA in/out. Maximum convenience, maximum banking transparency. Most of these IBANs are still e-money, not a deposit-insured bank current account.
• @Krak / @krakenfx: EUR IBAN + salary into Krak, card on top
• @coca_card: Starter already includes a EUR IBAN
• @trustee_io: Polish EUR IBAN + card
• @wirexapp: personal/virtual IBAN, SEPA
• @DeblockApp: French IBAN + self-custody
• @TradeRepublic: real IBAN, 1% saveback
• @avici: virtual EUR account + SEPA in/out; the Rain Visa card itself is not an EEA current account
Tier B: SEPA without a named account
You can top up via the provider’s details / pooled / virtual IBAN in the company’s name. You are in the payment reference, not the account holder.
• @Bitpanda: EU Visa, euro rail, platform IBAN
• @coinbase: in the EU usually SEPA to their details; US debit/Amex is a separate product
• @Bybit_Official: EU card + top-up via the platform
• @okx: card + internal balance / platform SEPA
• @KoloHub: outgoing SEPA Instant €1 to any IBAN; this is an offramp, not an IBAN issued to you
Tier C: prepaid / spend-only
Funded with crypto or an internal balance, then swiped. No incoming SEPA in your name. A spending tool, not a checking account.
• @gnosispay: Safe + EURe; web signups closed, GNO cashback until 30 Sep, then backup/Rebind
• @MetaMask: spend USDC/USDT from your own wallet
• @JupiterExchange: free virtual card, USDC→USD
• @Plasma: XPL cashback, not an account
• @raincards: MoneyGram from stables; a payout rail, not a current account
• @PulsarMoneyApp: cashback/pro, not a bank IBAN
• @kardpay: early-bird physical cards, still a spend product
• @RedotPay: QR / gift card, not a named EUR account
• @ether_fi: wallet cashback, no IBAN
• @oobit: top-up/spend, not a salary IBAN
• @xplaceapp: they charge 0%, Visa takes 1%; payment rail
• @Goblin_cards: no-KYC physical, XMR, 3.5–4% load
• @LasoFinance: no-KYC virtual, low cap
• @xhypeofficial: XKARD, subscription + load
• @AgoraCards: virtual/physical, no IBAN
• @solcard: Solana, lots of freeze complaints
Always DYOR.
Family bonding, with a side of “hold or sell?” 😂
Send money fee-free to any Kraktag in 160+ countries, with 700+ fiat and crypto currencies to choose from. Leave a note with your payment, too.
We’ll handle the transfer. You handle the family group chat.
The @Krak app is pretty dope
It’s Venmo but you can just send any token that kraken supports and or just good ole USD
Plus there’s a debit card with 2% cashback tied to the card
Have been sending family members random crypto’s I’m invested in and leaving them with the existential crisis of having to make the decision of selling the token or riding alongside me
Geo restrictions apply. Instant buy/sell fees apply when you convert one asset to another before making a transfer. Please see our fee schedule for more information.
krak.app/pricing
Fresh metal, quick setup tip 👇
Want to spend your cash but hold onto your crypto?
Set cash first in your Krak debit card’s spending order, then block the crypto you want to keep. All in the Krak app.
Spending crypto may be a taxable event, as conversion to cash can create capital gains or losses. Cashback is generally not taxable. Consult a tax advisor for your circumstances. Learn more.
support.krak.app/sections/ta…
























