Get more from your money, without doing all the work. Kudos is your personal finance agent for better card rewards, lower bills, and benefits you might miss. ✨

Los Angeles, CA
Joined October 2021
One click. $840/year saved on an internet bill. No hold music. No talking to anyone. Kudos AI handled the entire negotiation in under 10 minutes. That's not a pitch. That's what our users are actually experiencing. AI Bill Negotiation is here. Your bills won't know what hit them.
25
5
12
78
118,863
Your Chase Freedom Unlimited covers new purchases against theft for 120 days, up to $500. Claims guides say a package stolen after delivery counts. Prime orders paid with it stay in the window into Feb.
49
Your Amex Gold covers lost, stolen or damaged luggage: up to $1,250 carry-on, $500 checked, after the airline pays. Entire fare must be on the card. Delayed luggage does not count.
104
Your Costco Visa cash back expires Dec 31. Citi pays it once a year as a reward certificate, redeemable only in person at a Costco warehouse. Lost it? Request a replacement in the Citi app.
59
The Amex Business Gold is narrowing two 4X categories on 2/17/27. Ads will only earn 4X when paid directly to Meta, Google, Amazon, Microsoft, GoDaddy, or Yelp. Wireless only counts with 11 named carriers. Here’s who’s affected and how to keep earning: joinkudos.com/blog/amex-busi…
71
Disney prices go up Oct 21. Amex Blue Cash Preferred pays up to $10/month back on Disney plus, Hulu or ESPN ($120/yr). Blue Cash Everyday up to $7. Enrollment required; the credit is monthly.
92
Southwest is overhauling Rapid Rewards on Jan. 1, 2027: ✈️ A-List → Silver, Preferred → Gold ✈️ New Platinum tier = unlimited Companion Pass ✈️ Every Southwest card earns 1 TQP per $1 ✈️ Welcome bonuses stop counting toward Companion Pass joinkudos.com/blog/southwest…
127
Marriott Bonvoy Boundless: $50 back on $250 spent directly with an airline, July 1 to Dec 31, 2026. Existing cardholders must activate once. Travel sites do not count.
48
Chase launched Invest Your Points on Sept. 16: Ultimate Rewards into a J.P. Morgan investing account. The reported rate is 1 cent per point. 100,000 points = $1,000, the same as plain cash back.
44
Delta Amex baggage, the part people miss: First bag waiver = up to 9 travelers on one reservation. Delta says $360 saved for a family of four. Second bag waiver = follows the card. Basic Card Member only. Everyone else pays $55 each way. Two cardholding adults = 4 free bags.
58
Same Kroger cart. 1X or 3X on your Chase Sapphire Preferred. The difference is how you check out. Order online for pickup or delivery to earn 3X. Swipe at the register and it’s 1X. Which grocers qualify: joinkudos.com/blog/chase-sap…
73
From Oct 19, airline meal and hotel promises may no longer apply to some mechanical delays. Venture X trip delay still pays up to $500 per ticket after 6+ hours or an overnight, if the fare was on the card.
55
BMW’s credit card just got a big refresh 🚗 ✨3X on gas, EV charging, and tolls ✨Points worth 2¢ at BMW (think money off your lease) ✨10K bonus points after $500 spend ✨No annual fee The catch: outside BMW, points drop to 1¢. joinkudos.com/blog/bmw-mini-…
74
Amex phone protection: up to $800 per claim, $50 deductible, 2 claims a year on Platinum, Delta Platinum/Reserve, Brilliant and Aspire. Your phone bill must be paid with that card. The personal Gold does not have it.
72
Want to try Kudos Premium? 👀 Our new Demo mode opens a fully loaded sample account in our app. No payment, no bank login, no card numbers. Tap around and see how much Kudos could save you 💰 site.joinkudos.com/blog/kudo…
1
1
109
Skip the security line, not your flight ✈️ Priority Pass Fast Track is growing from 28 airports to 130+ over the next year. The catch? No word yet on whether your card's membership covers it. Here's what you should know 👇 joinkudos.com/blog/priority-…
66
Chase Sapphire Preferred: 12 months of Apple TV free, valued by Chase at $156, if you activate by Dec 31. Apple One subscribers get $7.50/month off instead. Primary cardholder only.
81
Amex Platinum covers up to $120 for Global Entry every four years. Global Entry includes PreCheck, and TSA's new Gateside pilot lets PreCheck members request a gate pass without a ticket at 13 airports.
98
Southwest card holders: your free first checked bag covers up to 8 companions too. Family of four, round trip, that is up to $360. The catch is everyone must be on the cardholder's reservation.
61
Apple Card is running a rare public welcome bonus: spend $100 in your first 30 days and get $100 back as Daily Cash. It’s for new account holders only, and there’s no annual fee. Here’s how it works and who it’s worth it for 👇 joinkudos.com/blog/apple-car…
125
$200 back on $200 or more spent directly with JSX, from the Chase anniversary offer set. At exactly $200 that is the full fare. Activation required, pay by December 14.
79