@johnulzheimer

Credit Expert. Expert witness on credit reporting, credit scoring, Metro 2, and credit damages. 34+ yrs credit reporting/scoring. #GBO and Nittany Lions.

 Office, Gym, Beach, Gun Range
Joined September 2008
  • Tweets2.3K
  • Following455
  • Followers3K
34Media
John Ulzheimer retweeted
Mark A. Kellner
@Mark_KellnerJul 18
Happy to report this important story for @TheWashstar and grateful for comments from @johnulzheimer. Please read — and be sure to subscribe!
The Washington Star
@TheWashStarJul 17
The feds are examining whether Americans are exploiting the Consumer Financial Protection Bureau’s complaint system to try to wash their credit reports of accurate negative information. It receives millions of complaints a year. @Mark_Kellner has more in The Washington Star:
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Stop pretending only legitimate consumer complaints about credit reports are being lodged with the CFPB. Preserving the Integrity of the CFPB Complaint Portal cdiaonline.org/news/2026/07/…

Preserving the Integrity of the CFPB Complaint Portal

By Dan Smith President and CEO, Consumer Data Industry Association (CDIA) Consumers should have a clear, reliable way to raise concerns...

cdiaonline.org
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John Ulzheimer retweeted
TSA
@TSAJun 18
If you’re visiting for a very large sporting event & you happen to discover RANCH while you’re here… pls pack it in your CHECKED BAG on the way home. Thank you.
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Chasing 850? Here's the Credit Score That Actually Unlocks Perks youtu.be/agXBxl5eBDg?si=84rQ… via @YouTube and it isn't 850!

Chasing 850? Here's the Credit Score That Actually Unlocks Perks

Is an 850 credit score actually worth chasing — or is it just bragg...

youtube.com
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John Ulzheimer retweeted
The Babylon Bee
@TheBabylonBeeMar 24
Dad Has Family Arrive At Airport Before It's Even Built buff.ly/Pryr4Kk
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For those asking, yes @X is down…at least for me on Chrome MacBook.
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Gas prices got you worried? Here are some tips! aarp.org/money/personal-fina…

10 Ways to Save Money on Gas

Fuel costs are soaring due to the conflict with Iran. Follow these 10 tips to spend less

aarp.org
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Fulton County seems to have a water leak problem.
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If your parents used your identity to apply for credit (that's called fraud), would you rat them out in order to avoid paying the debts? nerdwallet.com/finance/news/…

Asked on Reddit: My Parents Ruined My Credit. How Can I Fix It? - NerdWallet

When a family member steals your identity, the recovery process can take a financial and emotional toll.

nerdwallet.com
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Capping rates at 10% = very bad idea. Rates are used to subsidize risk and allow issuers to approve cards for those w/ average/below average FICO scores. Cards default at a considerably higher rate than loans. Capping rates will limit cards to only those with elite FICO scores.
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Credit Expert John Ulzheimer Answers Your Questions, Including: How Many... youtu.be/Pqe3fcnWCBQ?si=1dbK… via @YouTube

Credit Expert John Ulzheimer Answers Your Questions, Including: How Many Credit Cards is Too Many?

Join us for a deep dive into the world of credit scoring with one o...

youtube.com
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Q&A With Credit Expert John Ulzheimer: How Bankruptcy, Debt, and Marriag... youtu.be/A649ecZ48c4?si=5PgX… via @YouTube

Q&A With Credit Expert John Ulzheimer: How Bankruptcy, Debt, and...

In this video, we sit down with industry veteran John Ulzheimer — o...

youtube.com
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John Ulzheimer retweeted
HusqvarnaUSA
@HusqvarnaUSA12 Nov 2025
We are the preferred chainsaw brand for bears.
BowTiedBroke
@BowTiedBroke6 Nov 2025
Well wasn’t this just a great way to wake up this morning. Went looking for my brand new chainsaw that I left on front porch last night. Never gonna find that thing again. This means war!
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Replying to @johnulzheimer @RogerJStoneJr
41% chance Adam Schiff is federally charged by December 31 poly.market/9AVK9BV

Adam Schiff federally charged by December 31?

Adam Schiff federally charged by December 31? (Resolved): View final results and past odds on The World’s Largest Prediction Market™

polymarket.com
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Big @FICO_corp news. FICO to allow Mortgage Reporting Companies (they resell merged credit reports and FICO scores to your mortgage lender/broker) to calculate FICO scores themselves for mortgages, in lieu of them buying FICO scores from the Big 3 credit bureaus.
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nytimes.com/2025/09/19/your-…

Those Missed Student Loan Payments Are Messing Up Your Credit Score (Gift Article)

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.

nytimes.com
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Yo @netflix what's up with the service?
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Kudos to @SquawkCNBC for airing @potus thrashing MSNBC without cutting away.
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Starting May 5, the Department will resume collections to protect taxpayers from shouldering the cost of student loans. Federal student loans are financed by the American people and must be paid back. ow.ly/93x050VEXTL
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Medical Debt Will Disappear From Credit Reports in March, CFPB Ruling Says cnet.com/personal-finance/me… via @CNET

Medical Debt Will Disappear From Credit Reports in March, CFPB Ruling Says - CNET

The ruling by the Consumer Financial Protection Bureau could help lift credit scores, but it may face legal challenges.

cnet.com
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