Making Tax Digital for Income Tax has started. It does not apply to most limited company contractors. It applies to income outside that structure. Side income. Property income. Sole trader activity. That’s where some contractors fall into scope. — Andy Chamberlain, Head of Strategic Policy and Advocacy at the FCSA, sets out where it applies — and where it doesn’t. contractoruk.com/news/mtd-in…

Trust used to be enough. Now it isn’t. What’s said no longer carries weight. What can be shown does. More scrutiny. More direct questions. Less room for assumption. And if it can’t be demonstrated, it becomes a risk. That shift is already playing out under JSL as agencies scrutinise umbrellas. Holly Spiers, a director at SafeRec, sets out what’s changing on the ground. contractoruk.com/news/jsl-um…

Most contractors assume their expenses are taken care of. That’s where it goes wrong. Some things can be fixed later. Others can’t. Miss it, and you’re leaving more on the table than you think. Lottie ㅤHutchins breaks down the gaps contractors often miss. contractoruk.com/news/contra…

We put 11 questions to HMRC on JSL. Some answers were expected. Others were more direct. One answer stands out: No light-touch enforcement. The rules apply from day one. And there’s no statutory defence. If PAYE isn’t paid, liability doesn’t stop with the umbrella. We asked what this means in practice — and who carries the risk. Full Q&A with HMRC: contractoruk.com/news/hmrc-j…

Fewer schemes are being flagged. But that doesn’t tell the full story. The avoidance list has dropped sharply. Just as JSL comes into force. JSL doesn’t find schemes. It recovers tax. So what’s really changed? contractoruk.com/news/jsl-hm…

JSL is now live. Agencies are on the hook. And they’re already reacting. Options are being cut. Contractors are being pushed to switch umbrella. Some are moved mid-assignment. And not always cleanly. In some cases, rights may not transfer. Lucy Smith, Founder of Clarity Umbrella, sets out how JSL is already reshaping the contractor market. Read More: contractoruk.com/news/jsl-um…

Redundancies used to create opportunity for contractors. Now they don’t. 56,000+ jobs already at risk in 2026. But the shift isn’t the number. It’s what happens after. Fewer roles are being replaced. Some are disappearing entirely. Richard Hunt, Insolvency Practitioner at Liquidation Centre, looks at what’s changed and why the implications aren’t as straightforward as they once were. contractoruk.com/news/redund…

Some expenses feel obvious. Until they’re questioned. That’s where the problems start. Contractors are being warned not to treat all content as a business expense. Some of it will stand up. Some of it won’t. It’s the grey area where intent gets questioned that causes problems. contractoruk.com/news/contra…

The window was opening. Now it’s closing. Mortgage rates were moving down. Now they’re moving back up. Lenders are pulling deals. And the pricing you saw last week may no longer be available. For contractors coming up to remortgage, timing is starting to matter again. John Yerou, founder of Freelancer Financials, breaks down what’s changed — and why the next few months could be critical. 🔗 contractoruk.com/news/iran-c…

Everyone agrees to 30 days. What happens after that is where things break down. “Crackdowns” haven’t gone far. Now there are fines. But not everything in the detail helps contractors. Adam Home, Managing Director at Safe Collections, looks at what’s changed and where the detail still raises questions. contractoruk.com/news/new-la…

The government says it’s fixing late payment. But most contractors already have the right to charge interest — and still don’t use it. A 60-day cap. Mandatory interest. Stronger enforcement. On paper, it’s a shift. But if behaviour doesn’t change — nothing really changes. So what’s actually stopping contractors from using the rights they already have? Lottie Hutchins on the reality behind it. contractoruk.com/news/finall…