goPeer is Canada’s first consumer peer to peer lending platform dedicated to helping everyday Canadians to lend and borrow from each other.
Toronto, Ontario
Joined May 2019
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This Thanksgiving, we’re grateful for the people behind every possibility: borrowers working toward meaningful goals, investors exploring a different way to participate, and the community connecting them.
From everyone at goPeer, happy Thanksgiving. 🍂
💰 Payday Priorities: Spend or Save?
It’s payday, and the temptation to splurge is real, but smart money moves today can mean financial freedom tomorrow.
Are you a saver or a spender?
There’s still time to join in the August Investor Cashback Promotion and receive up to 2.0% cashback on eligible net new deposits.
Investing involves risk, including the possible loss of principal. Eligibility requirements and promotion terms apply.
Here's a snapshot of investor activity from Q2 2026, based on platform-wide data.
Every investment contributes to helping Canadians access affordable credit while building diversified portfolios.
Explore more platform statistics at hubs.ly/Q04tfTBk0.
Higher credit grades have historically experienced lower charge-off rates, while lower grades generally offer higher potential yields in exchange for additional risk.
See more platform insights at hubs.ly/Q04tfJS70.
Looking at historical realized net returns across the platform, investors holding a larger number of notes have generally been more likely to achieve positive outcomes.
Data as of March 2026. Historical results are not indicative of future performance.
When borrowers make payments, investors earn interest. Those repayments can then be reinvested into new loans, helping fund the next borrower.
It's a cycle that keeps capital moving between Canadians, creating opportunities for both borrowers and investors along the way.
Where are borrowers using funds?
From debt consolidation to home improvements, goPeer loans help Canadians manage real-life financial needs.
What happens when a payment is missed?
Here’s how we handle late payments and defaults:
➡ Collections begin immediately
➡ Borrowers are supported to get back on track
➡ Defaults only occur after sustained non-payment
Net charge-off rate: 6.3% (as of Mar 2026)
goPeer’s founders reflect on how it all started, the hurdles they overcame, and what’s next.
Don’t miss the story behind the mission.
Go to gopeer.ca/.../from-the-found… to read more.
From a bold idea to a thriving community. Thank you for being part of the goPeer journey. Here's to the next chapter of Canadians helping Canadians.
Happy Labour Day from goPeer!
Today, we celebrate the workers, creators, builders, and dreamers who keep everything moving. Thank you for all that you do.
Halfway through the year, how’s your financial plan holding up?
Now’s a great time to review your goals, fine-tune your investments, and set a fresh target for the next six months.
A friendly reminder: $100 is on the table!
Refer a friend until May 31 and you’ll both earn $100.
Terms & Conditions Apply.
