Senior Manager with 26 years experience of working in banking and finance environment. Now help busineses structure finance for their long term growth plans
Winchester
Joined January 2010
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@RingCentralUK what a terrible terrible customer system. Impossible to make contact on-line and only way to cancel contract is by phone and then it cuts you off. My business is no longer trading so how do you stop them billing you ? Been a loyal customer for 4 years.
Please Help
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That’s a great point from Chris Fry - we have 5 cycles of 3 year plans to meet objectives. It can be broken down into phases. I think businesses think they need to change everything immediately and feel the challenge is huge #EM3AGM
This was really useful. Why wouldn’t you find out ways to reduce energy and carbon. Some ideas could be immediate at no cost. It’s FREE
Thanks to everyone who attended our EMphasis3 Project Team Q&A this morning! If you didn't get the chance to ask your question, we'd still love to hear from you!
Get in touch at: greentechsouth.com/business-…
@GEPEnv @solentlep #energyefficiency #energysaving #SMEs #funding
Wow to @nsandi - not just a cut but devastating blow to large level of depositors. Check out the cut of the Income Bond Rate.
'We’re getting in touch to let you know that we’re reducing the interest rates on some of our savings accounts on 24 November 2020.'
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NS&I Direct Saver - 1.00% to 0.15%
Income Bonds - 1.16% to 0.01%😟
Investment Account - 0.80% to 0.01%
Direct ISA - 0.90% to 0.10%
Junior ISA - 3.25% to 1.50%
nsandi-corporate.com/news-re…
#depositscheme #savings
Bank of England to ‘explore’ negative interest rates disq.us/t/3rqdztv Interesting article - are we getting close on having to pay to hold deposits?
I love @RingCentral because it was really simple to set up voice recording services which I needed to apply for regulation in Claims Management services. Flexibility on how to change your messages and take your calls on the mobile. Perfect for a small business.
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@foals good for you guys extending the gigs. You get your Furlough from your fans having to wait a full year. Where tickets resold Ticketmaster keeps double the price for 12 months. Talk about taking advantage!! Did anyone ever consider a refund option ?
Yes - sailing close to Data Protection Rules too - is the information necessary if not taking Guarantees as lending to the company? Also you are lending to your existing customers!!
Lloyds bank blasted by top accountant over emergency loan scheme reaction.life/lloyds-bank-bl…
gareview.co.uk/blog/53-cbils… Blog on the application process and help to prepare applications. However why is it so varied - there needs to be a more centralised approach and appeal to @RishiSunak @hmtreasury @CISIFBBB to try and least get application process standardised. #CBILS
linkedin.com/posts/graeme-an… Funders may have to work together before too late.
#cbils #outsourcing #outsourceloanapps
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linkedin.com/posts/graeme-an…
Still consider CBILS will be favouring businesses with strong reserves, but regardless need to a good plan to take forward.
It has been said that @TheFCA want to meet the banks to find way to help consumers. I would start in why banks are not reducing their standard mortgage variable rate. My bank is still stuck at 5.02%. Where are the savings been passed on???
xitter.cf/LukeJohnsonRCP/status/… for @Robert for @Peston
No one will agree to provide such personal guarantees when no one knows when this finishes and how such loans are to be repaid.
xitter.cf/jameshurley/status/124… Good News However In terms of a higher strategic initiative I would suggest that all banks should work to a combined lending policy so all it plays an even keel on businesses attaining the CBIL finance rather than luck on who is more favourable.
It's not often I say this, but well done @RBS and @NatWestBusiness . They have just confirmed to me they will not be asking for personal guarantees in support of emergency coronavirus loans. Over to you @Barclays
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In addition a standard format / template for applications should be in place for CBIL and produced by @CISIFBBB. @Peston and @MartinSLewis Do you agree they need to take more a handle on events rather than being a website notice board. This could mean combining credit departments
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gearing up to be busy at hospitals. What for if we all stay at home? When should we move to hospital care. @AndrewMarr9 asking some good question- how do we help people. Stop being bland we are all big enough to understand risks but need advice on factors which mean goto hospital
Watching @MattHancock on @AndrewMarr9 . The one thing I am not getting is the clarity. ‘We will Protect vulnerable’. Need detail - can’t help if they are told to stay at home and may die because of being scared to go to hospital. South Korea promoted testing - we need this too...