Facts

So don't let the fear of not being able to afford your dream home hold you back from taking the first step towards building your financial future. Start small and work your way up. You got this! #homeownership #firsthome #buildwealth

The number one regret I consistently hear from my clients is that they wish they hadn’t sold previous homes. Building a yourPortfolio is truly the key to generational wealth. Holding onto your current home when buying your next is a game changer as far as leveling up your wealth.

Not only will this pay for their college. You can 1031 this home into a home in the area they go to college, and they can have roommates continue paying the mortgage and support your kids living expenses with the cash flow throughout those.

College Grads… Did you know you can buy a home right out of college with no money out of pocket? Pro tip: House hack by renting rooms to your friends and let them pay your mortgage for you 🤯

Why right now is really is the best time to buy. Right now, you can accomplish all of this… ✅ Negotiate a lower purchase price. ✅ Avoid bidding wars. ✅ Get seller concessions for closing costs and repairs. Then just refinance when rates come back down. Win win

This bad advice from Dave Ramsey has caused many would be homeowners to throw away money on rent and miss out on valuble equity gain.

The opportunity is now!   Buyers are coming back into the market and that means we are already starting to see offers over asking, bidding wars, and fewer seller concessions now.   Rates will likely be coming down soon and it will be more difficult for your offer to be accepted.

Why I don’t like buying condos.   It’s not so much that it is physically a condo it is that the HOA for the community can make it difficult with financing, typically they are not run well and you don’t see your fees being put to good use.

FHA Announces Lower Mortgage Insurance Premiums For FHA Loans   How Much Will you Save? The cost of an MIP is a percentage of your loan balance. The FHA is lowering MIP by 30 basis points (BPS) which is a reduction of 0.3% of your loan balance.

Do this to save thousands in interest.   Rounding your payments up even a small amount goes a long way as far as principal reduction and rapidly accelerates your loan payoff saving you thousands of dollars.   Follow @forestknottgroup for more tips on saving and investing.

The slowdown we are experiencing will be short-lived. Get with your agent to discuss your buying strategy as a flood of buyers have been reentering the market since the beginning of 2023. #familywealth
#generationalwealth
#createwealth
#wealthmindset

Homeownership can be more challenging in the Aloha State but these days we have lots of programs that can help you into your dream home. 🌺 #realestateinvesting101 #realestategoals #realestateadvisor #investing101 #moneyquotes #realestate #financetip #personalfinance

We are currently going through the biggest transfer of wealth in history.   Wall street and institutional investors want the general public to stay asleep to this as they buy up U.S Housing and create a renters nation. Don’t miss out on this opportunity.Follow what the big money

This hack has allowed many of my clients to buy rental properties.   If your income does not qualify for a conventional loan to buy rental properties a DSCR loan is a great solution.   To learn more DM me “DSCR” #DSCR #DSCRloan
#generationalwealth
#createwealth
#wealthbuilder

There are many ways to increase your credit score. This is one of the best and fastest.   I’ve seen 60-point increases by paying off high-balance credit cards. Additionally this will improve your debt to income ratios for qualifying as well.   #familywealth
#generationalwealth

Down markets typically produce the biggest winners   Following the institutional investors as they are buying everything on discount now is a smart money move. Before you know it rates will drop and we will be back in a seller's market.   #realestateinvesting101 #realestategoals