Founder/CEO at Financial Optimist | Advice-Only CFP® & EA | Lover of personal finance, travel rewards, deals, and helping others achieve their goals.
Virtually Anywhere | St Pete🏡
Joined June 2019
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If you’re a physician, @olsonplanner is the one to follow. This is exactly how financial planning should be done, the real deal. Look no further.
Wow! Incredible @AzianMike. Sharing with everyone I know. Not all heroes wear capes.
I got a cease and desist from DocuSign for my free SaaS.
A couple of months ago, I saw a tweet from @awilkinson: “I just found out how much we pay for DocuSign and my jaw dropped. What's the best alternative?”
Me being naive, I thought “how hard could would it actually be to build a DocuSign alternative?”
Turns out not that hard.
In about a weekend, I built a UETA and ESIGN compliant tool. And it was free. And it cost me less than $50.
So I thought I’d share it out for free. Tweeted (Xeeted?) a link out. Went viral. At the time, I was charging $0 for it. Completely free. Had a over a thousand users sign up on the first day. All is great right?
Until DocuSign sent me an email. That I’m “in violation of Docusign’s intellectual property”. For “disseminating false and misleading statements regarding Docusign”.
What?
I never stole anything from DocuSign or made misleading statements about DocuSign.
They basically got scared that I created a free e-sign tool.
So what did I do with my free side project with a legal budget of $0?
Continued building of course. Shipped new features. Made the free product even better. It’s crazy how I now have thousands of users on Inkless who love the product.
DocuSign - maybe next time it’s better to listen to your customers rather than sending cease and desists?
How did United Services Automobile Association (USAA) become the “it” military insurance and banking platform? I’ll google it later to find the answer, but found it curious when I realized what the acronym stood for.
We are here in Atlanta. With great food and even better company, this will be a great week of continued education and learning from the best. Hope to see you there! #XYPNLive
Fantastic write up @TheFinanceBuff
I have also been doing this for the past year and can confirm it’s one of the best banking/brokerage combos out there. I have also used Schwab, but do prefer Fidelity’s platform a bit more.
Fidelity offers the best account that can be used for banking.
You get 5% from the first $1 and pretty much free everything.
Not having to worry about whether you have too much or too little in your checking account is really liberating.
thefinancebuff.com/fidelity-…
Mark my words..after having a child for one year, I can now take this to my grave. The paper towel business is here to stay. Ok gotta go, back to cleaning her mess for the third time this afternoon.
Social Security taxes you pay go into the Social Security Trust Funds that are used to pay benefits to current beneficiaries. The Social Security Board of Trustees estimates that, based on current law, the Trust Funds will be able to pay benefits in full and on time until 2034.
In 2034, Social Security would still be able to pay about $780 for every $1,000 in benefits scheduled. Not ideal, but all of this to say that SS benefits are here to stay. This assumes nothings changes. Don't spread misinformation. Learn more at ssa.gov/ThereForMe
Couldn't agree more! Individual stock picking can be a losing game. Long-term, diversified investments through low cost index funds or ETFs provide better market exposure and reduce risks. Fees matter always, so be mindful of that too 😀
Agreed. The original post implies that SocSec and Medicare will run out of money in early 2030’s, which is incorrect. I hate to see these clickbait posts as they spread misinformation.
Social security is not set to run out
The RESERVES are
A vast majority of social security comes from yearly payroll taxes
Massive difference between reserves and the program running out
Saying this causes so many to assume it won’t exist in the future
It will need changes, but unlikely it’s going anywhere
The Social Security and Medicare trust funds are projected to run out of RESERVES by those years, but they would still be able to pay a portion of the benefits even after the trust funds are depleted.
"Home Sweet Home" has turned into "Home Sweet Six-Figure Debt." Florida may be the Sunshine State ☀️🌞, but these median home prices are casting a bit of a shadow for those trying to afford their first home 😞
Median Home Value by State:
1. Hawaii: $835,000
2. California: $719,000
3. Washington: $553,000
4. Massachusetts: $545,000
5. Colorado: $530,000
6. Utah: $496,000
7. Oregon: $474,000
8. New Jersey: $440,000
9. Idaho: $431,000
10. New Hampshire: $421,000
11. Montana: $421,000
12. Nevada: $409,000
13. Arizona: $406,000
14. New York: $405,000
15. Florida: $377,000
There are now 26 states with a median home value of $300,000 or more.
Meanwhile, the median home sales price in the United States is up over 45% in 3 years to $468,000.
Owning a home is harder than ever before.
And this is why it’s easier to go by “George” at times 😂
What’s the worst way someone’s butchered your name?
Love this. What a great thread. Thanks for the great tips and encouragement @IAmClintMurphy
Free ice at my local Whole Foods. Saving money just got a whole lot cooler thanks to this. Now, I can afford to splurge on my lattes and still be on my way to a million.
Great podcast @MeasureTwiceMNY loved it!
I found myself nodding vigorously when @MeasureTwiceMNY said this: "I used to think this job is very technical and very quantitative. Certainly, I get down the rabbit hole..., but what I’ve realized more is it’s less about the numbers than what the numbers represent." 1/
