šŸ’³The Extra Card: Debit that builds credit šŸŽEarn Rewards Points everywhere šŸ‘‡Credit confused? Download the app to learn more.

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Joined October 2018
You asked, and now it’s finally here šŸ‘€ Start tracking your credit score with the new Credit Journey on the Extra App. This feature lets you see changes to your credit score as you swipe and build credit with the Extra Debit Card. Not a member? Head to the link in bio to apply.
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For Black History Month, we’re featuring Black personal finance influencers. Today, we’d like you to meet Chris Browning at @popcornfinancepodcast. He covers everything from student loans, credit, and even side hustles to make extra $$$. Check out his podcast! #BlackHistoryMonth
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🚨Time to BeReal 🚨 You have 2 min to tell us your credit story in the comments below to see what your friends are up to.
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Honestly, do you know what a credit score is? No? That’s ok. Today on Credit Talk with @extra.card, we break it down & make it less scary. WHAT ARE YOUR CREDIT QUESTIONS?
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If you could go back in time, what would you tell your younger self about money? We asked real people and the answers will surprise you! #moneytips
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Opening a new credit card can lower your credit score. If you catch your score dropping after applying for a new credit card, these three reminders might be why šŸ‘‡
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#3 Higher credit use Try to keep your credit utilization under 30%. The more you exceed this rate, the more your score could be at risk for dropping.
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If you’re looking to build your credit, look into the Extra Debit Card instead of a traditional credit card. Apply with no credit check and build credit with every swipe. Head to the Extra Blog for more šŸ‘‡ extra.app/blog/post/why-is-m…
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#2 Be aware of interest rates Heads up—Your credit score will probably determine how much interest you’ll pay for the loan. Be sure your extra monthly cash goes for road trips and gas than paying off more interest.
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#3 Keep old accounts open The length of your credit history can help your credit score. Consider leaving old accounts open—even the credit cards you don’t use anymore—to help cushion your score when shopping for a new car.
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If you’re looking to build your credit for a new car, consider getting the Extra Debit Card. Apply with no credit check and build credit with every swipe. Learn more on the Extra Blog šŸ‘‡ extra.app/blog/post/what-cre…
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That new car smell never gets old—but to actually *buy* a car, you’ll need a solid credit score. Read why below before asking the dealership for a test drive šŸ‘‡
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#1 Aim for *at least* a Fair credit score The dealership will review your income and credit score to determine what your payment terms will be. You’ll want a minimum score of 657-661 to get a favorable loan.
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Making new year resolutions can be fun, but unfortunately, 80% of them are abandoned by February. If you’re planning to improve your personal finances in 2023, try these tips that you can *actually* keep
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#3 Build your credit score Having a solid credit score will help you access lower interest rates on loans you might need for a house, car, or school. You don’t even need a credit card to start. Just get the Extra Debit Card and build your credit with every swipe.
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