You asked, and now itās finally here š Start tracking your credit score with the new Credit Journey on the Extra App. This feature lets you see changes to your credit score as you swipe and build credit with the Extra Debit Card. Not a member? Head to the link in bio to apply.
Need a last-minute Valentineās Day gift? Hereās our list of ideas that your partner *and* your bank account will love š
extra.app/blog/post/5-valentā¦
For Black History Month, weāre featuring Black personal finance influencers.
Today, weād like you to meet Chris Browning at @popcornfinancepodcast. He covers everything from student loans, credit, and even side hustles to make extra $$$. Check out his podcast! #BlackHistoryMonth
šØTime to BeReal šØ You have 2 min to tell us your credit story in the comments below to see what your friends are up to.
Honestly, do you know what a credit score is? No? Thatās ok. Today on Credit Talk with @extra.card, we break it down & make it less scary. WHAT ARE YOUR CREDIT QUESTIONS?
If you could go back in time, what would you tell your younger self about money? We asked real people and the answers will surprise you! #moneytips
Opening a new credit card can lower your credit score.
If you catch your score dropping after applying for a new credit card, these three reminders might be why š
#3 Higher credit use
Try to keep your credit utilization under 30%. The more you exceed this rate, the more your score could be at risk for dropping.
If youāre looking to build your credit, look into the Extra Debit Card instead of a traditional credit card. Apply with no credit check and build credit with every swipe.
Head to the Extra Blog for more š
extra.app/blog/post/why-is-mā¦
#2 Be aware of interest rates
Heads upāYour credit score will probably determine how much interest youāll pay for the loan. Be sure your extra monthly cash goes for road trips and gas than paying off more interest.
#3 Keep old accounts open
The length of your credit history can help your credit score. Consider leaving old accounts openāeven the credit cards you donāt use anymoreāto help cushion your score when shopping for a new car.
If youāre looking to build your credit for a new car, consider getting the Extra Debit Card. Apply with no credit check and build credit with every swipe.
Learn more on the Extra Blog š
extra.app/blog/post/what-creā¦
That new car smell never gets oldābut to actually *buy* a car, youāll need a solid credit score.
Read why below before asking the dealership for a test drive š
#1 Aim for *at least* a Fair credit score
The dealership will review your income and credit score to determine what your payment terms will be. Youāll want a minimum score of 657-661 to get a favorable loan.
Making new year resolutions can be fun, but unfortunately, 80% of them are abandoned by February. If youāre planning to improve your personal finances in 2023, try these tips that you can *actually* keep
#3 Build your credit score
Having a solid credit score will help you access lower interest rates on loans you might need for a house, car, or school. You donāt even need a credit card to start. Just get the Extra Debit Card and build your credit with every swipe.
Get the rest of our tips now on the Extra Blog š
extra.app/blog/post/financiaā¦




