Monarch Money charges $99.99 a year. Quicken Simplifi charges $71.88. Empower is free but funnels you to financial advisors who only talk to you if you are already rich. A developer in Switzerland does the same job for $0. Forever. His name is Thomas Kaul. The software is Ghostfolio. 8,654 stars. AGPL-3.0. Last commit yesterday. He started writing it in April 2021. Three years before Intuit deleted Mint. Here is what happened to everyone who trusted Intuit. October 31, 2023. Intuit announces Mint is shutting down. 3.6 million users. Fifteen years of spending history. Gone. January 1, 2024. Mint goes dark. Force-migration to Credit Karma begins. Credit Karma strips out budgeting. Refuses to let you export your transactions. Turns your financial tracker into a credit card sales page dressed in Mint's clothes. Fifteen years of every user's financial life. Deleted on schedule. Anyone running Ghostfolio on a Raspberry Pi that night lost nothing. Their data sat on their own hardware. In their own house. On their own network. Untouched. While 3.6 million Mint users were marched into a replacement they did not ask for. That is the difference between using a free product and owning a free product. Here is what Ghostfolio does: - Track stocks, ETFs, crypto, and cash in one place. - Portfolio performance across any time period. - Asset allocation by sector, country, and currency. - Concentration risk analysis. Know when you are overexposed. - FIRE calculator. It tells you when you can retire. - Multi-account management. - Full transaction import and export. - Public API for your own scripts. - Dark mode. Works on your phone like a native app. - One Docker Compose file. Runs on a Raspberry Pi. Buy a Raspberry Pi once. Track your portfolio for the rest of your life. Thomas is a Swiss developer with a day job. He pushed code yesterday. He will push code next week. The license is AGPL-3.0. Even if Thomas walks away tomorrow, the entire codebase legally belongs to you. Monarch: $99.99/year. Quicken Simplifi: $71.88/year. Empower: free. You are the product. Ghostfolio: $0. Your server. Your data. Forever. Intuit took Mint away from 3.6 million people. The community gave it back. Better. On your own server. Your portfolio. Your data. No shutdown.