I'm Patrick — a disabled investor growing my RDSP to $1M while on a low income. I'm documenting the journey to help fight poverty.
Barrie, Ontario, Canada
Joined November 2008
- Tweets27.2K
- Following3.8K
- Followers3.7K
- Likes15.1K
Pinned Tweet
This is my origin story about why I card about the #RDSP so much. It’s doubly personal for me and my family as mu special needs brother and I both have one.
Trump "Tacoed" on Bombardier: How It Impacted My Canadian #RDSP Portfolio
youtu.be/Y84VUa1qFx8
Disclosure: The Checkered Eye Project gifted me this custom LOW VISION shirt — no pay, no sponsorship, no affiliate deal. I wear it because it works. They're a not-for-profit promoting the checkered eye symbol for low vision. checkeredeye.com #LowVision
Struggling with telecom bills? Combining home internet and cell service into a high-data 5G hotspot plan can save serious cash. It’s not for everyone, but it’s a game-changer on a budget!
#moneysavingtips
I made a longer video with some more tips from a former cell phone store owner about saving on mobile bills.
youtu.be/76V7XOHmFE0
Why do seniors get $1,900/month but disabled Ontarians get $1,640? On OAS + GIS I'd be closer to $1,900 — on ODSP + the Canada Disability Benefit I'm at $1,640. Same country, same needs. Why not us too? #onpoli
My #RDSP Dropped over $500 Today So I Decided My Next Moves
youtu.be/CC5B9wbxisA
Ottawa sends Alberta's disabled $204.20 a month — and Alberta takes back $204.20. Time to introduce Anti-clawbacks laws! @PWDAllies
Ex-Cell Phone Store Owner Reveals How to Slash Your Mobile Bill in Canada
youtu.be/76V7XOHmFE0
Turn a daily $2 coffee habit into $8 in your RDSP. With a 300% government match, small daily savings add up fast. Not financial advice, just what I do.
#RDSP #DisabledInvestor #CanadianFinance
@planinstitute
Yesterday I featured my brother Jon's handmade jewelry business — he's on ODSP, like me. Now I want more disabled entrepreneurs owners to feature: family-friendly businesses such as crafts, baking, art, food, repairs. DM me your story. #ODSP
How to Apply for the Disability Tax Credit (and Keep 100% of Your Refund)
youtu.be/7nXBCetRibQ
The RDSP family-member rule expires Dec 31, 2026. Parents, spouses and adult siblings can still open an RDSP without guardianship. Call your bank this week.
#RDSP #DisabilityTaxCredit #SpecialNeedsFamily
Here’s How To Apply For A DTC In Canada
youtu.be/7nXBCetRibQ
Canada Disability Benefit (#CDB) payments for October 2026 have arrived! Learn about #DTC requirements, the $23k income limit, and using the funds for an #RDSP.
youtube.com/live/kLmoWUvdORw…
Your RDSP is a vault, not a wallet. Beware the 10-year rule: early withdrawals cost you $3 for every $1 taken out. And the grants are gone for good…
#RDSP #10YearRule
Your #RDSP Is Not A Wallet + Why My Portfolio Lost Again (And I'm Making Changes)
youtu.be/6lmyy-t9Z5k
Your #RDSP Is Not A Wallet + Why My Portfolio Lost Again (And I'm Making Changes)
youtu.be/6lmyy-t9Z5k