DebtWave Credit Counseling, Inc.

Buy Lunch Meat in Bulk. If you're willing to slice your own lunch meat you can save money. Subscribe to see what meals I used the ham for. #swymtips #ham #lunchmeat #cooking #buyinbulk #costco

Make a #grocery list and stick to it better than I did. I should get extra credit for avoiding the new #costcocookie at the #foodcourt! Right? #costco #lunchtrip #swymtip

Let friends, family and neighbors know if your little one is taking up a new sport. They may have some old gear that can save you #money. #swymtips #tball #baseball #youthsports #equipment #gear

Shipping gifts this holiday season? Delaying can mean having to pay more. Also, check to see if the boxes you need are available for free at your local post office. #usps #shipping #gifts #mail #mailtime #swymtips

Sometimes when the financial stress hits we feel the urge to spend money to feel better. Maybe instead head outdoors and take in nature. #Hike #outdoors #hikemore #snowinAugust #nature #naturewalks #freshair #sress #financialstress #view #summit #GrandTeton

Are you pregnant or expecting? If yes be sure to adjust your budget accordingly. Also on the non money side enjoy the moments. P.s my wife is not pregnant lets not start that rumor. #baby #pregnant #yougotthis #enjoythemoment #pregnancy #budgetshift #babyfever?

Take advantage of natural cooling in mornings and afternoons and close the place up as the day starts to heat up #noac #freshair #summerheat #swymtips

Looking to increase your steps without having to add a gym membership to your #budget? Skip the #elevators and take the stairs! I took the #stairs on my way to a presentation at @sdmesacollege today! #freeworkout #finlit #monday #mondaymotivation

Sometimes it’s better and cheaper to hire a pro. It's important to know your #diy limits and to try and not venture too far from them. Trying to save a little money by doing it yourself can backfire and end up costing you much more. #swymtips #plumbing #avoidthefail

#BarbieTheMovie time! Eat and snack before or after to save money on this #girlsnight. #Barbie #BarbieMovie #hibarbie #Barbieland #hiken #love #pink

Visiting #SanDiego for @comic_con? Take #publictransportation like the @SDMTS trolley and save money and stress. Also don’t forget to venture to other neighborhoods for #SanDiego eats. #SDCC #SDCC23 #SDCC2023 #SanDiegoComicCon #drinkwater #minecraft #creeper #minion

Be ready to watch the #FWWC! Many games will be #free on your local #fox and #Telemundo stations. The #Australia and #NewZealand time zones are going to mess with my #sleep. #goteamUSA #soccer #soccerlife #soccerislife #soccergirls #futbol #FWWConFOX #Edenpark #FWWC23 #waveFC

It’s hot out there. Stay hydrated and find #free “cool zones” #swymtips #moneytok #finlit #heatwave #freeac #drinkwater #stayhydrated #staysafe

New Smart With Your Money (SWYM) tips intro. I’m going to stop introducing myself in every video. If you watch more than three in a row, it gets redundant. #swymtips #inrto

Continue learning and register to join is for one of our SWYM Live presentations #swymtips #finlit #money #education @debtwave

How to get 100% off on things you don't need. Big summer sales will take place this week both on #Amazon and their competitors. Just remember you save 100% if you just don’t buy the things you don’t need. #swymtips #money #sale #sales #AmazonPrimeDay

Does your gear no longer fit in your ride? Don’t upgrade to a bigger car accessorize the one you already have! #Camping #weekendtrip #roadtrip #swymtips #money #moneytips

Take your kids grocery shopping! Have them pay attention to how much things cost. Maybe event play a game. #swymtips #money #moneytips #groceries #shopping

Smelly and inefficient dishwasher? Consult your owners manual and clean out the insides and filter. Mine was actually easy to do. Oh then I also used some #dishwashertablets. #DYI #clean #dishwasher #money #moneytips #dishwasherhack