cosmin /acc

A customer pays in AED. The bank credits it tomorrow. The PSP report shows a different fee. The stablecoin leg settled in seconds on Sunday. Four records of one payment, and finance has to match them by hand. AXON Money is building settlement and reconciliation into the layer that moves the money, so there's one record from the start.

Paying a supplier in Germany from Dubai can go through a correspondent bank, a local payout partner or a stablecoin rail. Each route has a different cost, speed and cutoff time. Most businesses only ever see one of them. AXON Money is building the layer that picks the route for each payment.

A bank wants to offer stablecoin settlement to its business clients. The usual route is a new core integration, a new compliance setup and a multi-year project. AXON is designed to plug into existing infrastructure, so a bank can add the rail as a module and keep its core as it is.

AXON Money 🤝 @PiSquared We’re partnering with FAST, a network focused on payments and agentic payments, to explore connections between payment applications on FAST and banking and fiat payment infrastructure. Here’s where we see the opportunity ↓

Meet our team! 🤝 Malek Al Zubi is Co-Founder & CEO of AXON Money. Fifteen-plus years across cybersecurity, software integration, and business management shape how he builds: technical depth with the operational discipline to turn ambitious ideas into durable companies. He has built and scaled high-growth businesses across the Middle East. At AXON Money, Malek leads the team and vision for a multi-rail financial system—one that keeps institutions in control as money moves across traditional and digital rails.

AXON Money 🤝 @RhunaIO Financial infrastructure meets live entertainment. This partnership will ensure we can explore opportunities to connect traditional and digital payments across the event economy, from ticketing to on-site experiences across GCC. More below ↓

Meet our team! 🤝 Bilal Tamimi is Chief Operating Officer at AXON Money. More than 25 years in IT and cybersecurity, including leadership at Aruba Networks (HPE) and co-founding an AI-driven security firm. At AXON Money he leads business development and cybersecurity strategy across Saudi Arabia and the UAE—building the trusted operating foundation institutional financial infrastructure requires. Security discipline, regional fluency, and a hard focus on execution.

The flow of money is changing. AXON Money gives institutions control over what comes next.

The future of money won’t run on one rail. Banks, card networks, real-time payments, stablecoins, wallets and local payment systems are all becoming part of the same financial landscape. The opportunity is obvious: more ways to move money. The actual problem is how institutions operate across all of them without turning every new rail into another integration, workflow and operational dependency. We’re here to solve it.

Meet our team! 🤝 Tamer Yousef is Co-Founder & CTO of AXON Money. He leads technology vision across engineering and architecture. Over two decades building and advising technology firms, he has focused on making complex systems understandable, dependable, and useful—turning difficult infrastructure problems into products people can trust. At AXON Money, Tamer is building the technical foundation for orchestration across modern payment rails.

Every new rail, provider and market adds integrations, operational dependencies and control complexity. AXON Money gives institutions a singular operating layer to build, route, settle and control financial operations without rebuilding the stack market by market.

A payment can look very simple from the outside. You send, someone receives. But behind that flow: • Identity checks • Compliance • Routing • Liquidity • FX • Custody • Settlement • Reconciliation • Monitoring AXON Money lets you orchestrate the financial flows across rails.

Start with the service your customers need most. Expand as your business grows. AXON lets institutions launch transfers, payouts, treasury services and more through one orchestration layer, within their own product, without rebuilding the infrastructure.

Stablecoins settle 24/7 in seconds to minutes, with on-chain records that support automated reconciliation. Settlement is one step. A payment still needs funding, FX and delivery to the recipient. Banks bring local reach. Stablecoins add settlement options. AXON orchestrates both through one layer for compliance, liquidity and settlement.

Malek Al Zubi (CEO) and Bilal Al Tamimi (COO) spent last week at @TheForexExpo and @seamlessMENA, meeting brokers, PSPs and fintech teams. A lot of them are adding rails and markets faster than their systems can keep up, and that's where AXON comes in. 🤝