Code & State is a venture builder. We start companies with founders and build alongside them.

Joined August 2022
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We hope you don't miss the original site's "Stablecoin Grandma" too much👵🏼 Check out our new website -> codeandstate.com/ Inspired by the Terminal; Leveraging today's new capabilities to build tomorrow's businesses 🚀 Same company, new tools, new possibilities👊
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BVNK Currency 2026 in Cape Town was top-notch🔥 Powerful conversations on stablecoin value, global payments & the future of money. Some awesome insights from leaders of BVNK, Raba, Circle, Lead Bank, Stitch Money and many others. Massive respect to the BVNK team for putting on such a high-signal event. Stablecoins are moving the world - and we’re here for it. @BVNKFinance @circle @stitchmoneyhq
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What an great event. Moving the stablecoin space forward in a meaningful way!👍
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5/6 🚀 We're already building: • @mirageprivacy - stablecoin privacy 🔒 • Payslice.com - earned wage access on stablecoin rails 💸 • Fondu.finance - stablecoin bank 🏦 McKinsey projects the stablecoin market hits $2T+ by 2028. What else can we build?
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4/6 🏗️ This is why we started @codeandstate. Not to invest in stablecoins. To co-build the companies making this real - stablecoin banks, cross-border rails, privacy protocols, emerging market inclusion. We go in early. We build alongside founders for 6-9 months.
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3/6 ⚠️ The old cross-border payment stack: • 2-3 day settlement • Hidden FX fees • Zero visibility mid-transfer • Middlemen at every step The new stack ⚡: • Settled in seconds • Transparent end-to-end • Programmable • Borderless
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2/6 📊 Here's what most people miss: Stablecoins processed $33-35T in transaction volume in 2025. Visa processed $16.7T. The infrastructure shift already happened. The world just hasn't caught up yet.
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1/6 🚨 Deutsche Bank just put their cross-border payments on blockchain rails. Settlements in seconds. Costs down >30%. Full transparency. Stablecoins aren't coming for traditional finance. They're already inside it.
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Heard good things about Daimo!
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Replying to @lucamoneyapp
Really like what you're building - down to chat about it if you need some support on the journey
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Stripe's big bet isn't without controversy 👀 They charge a 1.5% fee for USDC payments. On-chain, a large transfer can cost $0.0002 in gas. Charging 1.5% on top of near-zero costs has sparked debate: Is this a "Web2 rake" or a necessary service fee?
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Payments giant Stripe is all-in on tokenized dollars, deepening its stack: Acqui-hired the crypto payments team @Valora. Launched @tempo Testnet to stress-test payment flows. The fintech titan is coming for the legacy credit card rails. 🤺
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Brazil is quietly becoming the most important stablecoin market on the planet. The tax authority says stablecoins are 90% of ALL crypto transaction volume there. Capital follows volume: Crypto VC @paradigm just dropped $13.5M into stablecoin startup @CrownBRLV. LatAm shows how it's done.
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This week was major for Stablecoins! 1. Stripe deep dives into Stablecoin payments 2. Brazil set a new standard for national adoption 3. YouTube plugged the digital dollar directly into the creator economy. This is the three-part story to unwrap 2025's Week 50 advancements on the stablecoins industry. 🧵
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Polymarket's FDV bets scream multi-billion dollar potential. Tether's bet on 'one chain to rule them all' for @USDT0_to is an imminent game-changer.
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What do we forecast happening post-launch? 1. A massive shift of @USDT0_to staking capital onto the new network. 2. The consolidation of @USDT0_to settlement, dramatically reducing operating costs and systemic risks currently present across 13+ fragmented chains.
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Stable Network is the answer: A Layer-1 chain designed exclusively for @USDT0_to. For the user: Pay gas fees in USDT. Just send the stablecoin, done. For the network: The @stable token acts as the 'guard.' Stakers lock it to secure the network, vote on changes, and earn a cut of @USDT0_to fees.
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The truth is, $USDT today is inefficient. It runs across 13+ chains, which creates massive friction for high-volume use: Bridging assets between chains is a major headache. Moving $10B+ daily feels like managing 13 ATMs for one bank account. A dedicated solution was overdue.
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Replying to @Stable
@stable Token is launching today, and the signal is LOUD: Polymarket shows $8M in volume with a 99%+ 'yes' vote for its success in 2025. Why the hype for a new token? More importantly: What does this mean for the future of USDT and @tether? 🧵
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