CEO and Co-Founder of @ozoneapi

London
Joined March 2009
Very proud of the fantastic team at Open Banking and everyone across the industry who helped deliver this. openbanking.org.uk/read-writ…
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Hey @Apple @AppleSupport your #AppleBusinessManager has stopped working - pls can you fix asap, thanks
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Delighted to be sharing #openbanking insights at @apidays next week - please sign up here apidays-dot-yamm-track.appsp…
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⭐How can #openbanking help Canada’s COVID19 recovery? ⭐How can private industry work with the government on open banking progress? Join #OpenBankingInitiativeCanada for a power hour with Senator Colin Deacon & @cjemichael of @ozoneapi. Please register 👉bit.ly/2PwoqBf
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I'm a massive fan of @zoom_us - currently web client is not working - blocker for corporate users who cannot download the desktop app. A known issue status.zoom.us/. Re recent reports of security issues, they have been transparent too blog.zoom.us/wordpress/2020/…
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Chris Michael retweeted
Monzo currently shows 3,999,237 account holders on it's home page Today it will hit 4m customers. Congrats to the whole team! Awesome work @monzo
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It was raised in debate yesterday. Who would you trust more with your personal data, who should be the guardians? NB Specialised entrant could be a new company specialised in personal data security only (#SSI) #identity #gdpr #openfinance #openbanking
44%Banks
3%Social platforms
15%Big tech (Amazon/google)
39%Speciliased entrant
261 votes • Final results
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Chris Michael retweeted
Tks to @techUK for hosting:The Challenge of Digital Identity tks to panelists @NickMothershaw from @OpenIDExchange @robintombsyoti from @getyoti @cjemichael from Open Banking and Alistair Campbell from @HSBC_UK interesting debate! #openbanking #digitalidentity #OBB19 @WomeninID
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Discover the challenge of digital ID with Emma Lindley of @WomeninID, Alastair Campbell of @HSBC_UK, @robintombsyoti of @getyoti, Nick Mothershaw of @OpenIDExchange and @cjemichael of @UKOpenBanking on Thursday at #OBB19 Find out more: techuk.org/open-banking-summ…
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Chris Michael retweeted
Our ninth panel session on Architecture, Systems Design, Security and Srandards is drawing to a close. Thank you to Torsten Lodderstedt, Wijnsnd Machielse, Joao Martins, Toshio Taki, @nickthomas and chair @cjemichael #FDATAsummit2019
#openbanking and #psd2 could enable banks to provide #identity and #authentication services - doesn’t ‘solve’ #digitalidentity but we can take pragmatic steps now to deliver better customer outcomes @4thibeau, @RalphJBragg, @EmLindley, Rob Kotlarz, Miles Cheetham and @tonyfish
Another interesting perspective from @SteveBoms and @GavinLittlejohn from @FDATAglobal re challenges with an entirely commercial model for #OpenBanking - lack of customer right to access/share their data and reliance on lots of opaque contracts between banks and third parties
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#openbanking and #openfinance can offer huge benefits for both financially healthy and financially fragile customers. Great to hear perspectives from US, India and Russia
There is a contradiction between regulatory (mandated and free) versus commercial (led by consumer demand) drivers for #openbanking, #openfinance amd #opendata in different markets - which will win out, or do we need both?
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Just kicking off the FDATA global summit in this inspirational building #openbanking #identity #standards
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Another great bar chart to show the exponential growth of #OpenBanking with @YapilyLtd clearly in the lead again
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How #digitalidentity can help improve #ecommerce conversion and reduce fraud from @shopdirect and @DixonsCarphone
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Whether or not you believe consultancy click bait, the value to the UK economy of #digitalidentity is huge
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Brilliant insights on the need for seamless onboarding from @ShopDirect “because we’re an online business, it’s a about the tech - and frictionless customer experience is key” #openbanking can help here to reduce friction and improve conversion
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Brilliant insights from @McInTweet on the lunacy of online booking - shows consumer challenges in #ecommerce which can be massively helped with #digitalidentity buff.ly/2O7IZUL