@cargirl59

CarGirl | portfolio purchaser | trainer of all things car dealer | finder of funding and profit | picture taker of rusty relics | call for advice 904-472-7930

 Sunny Florida
cargirlcapital.com
Joined December 2009
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169Media
Auto Loan Affordability Strains Deepen As Record Payments, Balances Define Q4, Edmunds Says / THE feature / CUToday.info - CU Today cutoday.info/site/THE-featur… #ezpublish
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J.D. Power study connects affordability with lender satisfaction autoremarketing.com/autofinj…

J.D. Power study connects affordability with lender satisfaction

Auto-finance companies might have the latest technology and highly trained personnel to use it as designed. But the contract holder’s personal finances mig

autoremarketing.com
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TransUnion spots ‘pre-pandemic norms’ in newest auto-finance analysis autoremarketing.com/subprime…

TransUnion spots ‘pre-pandemic norms’ in newest auto-finance analysis

Experts are seeing auto financing “trending back toward pre-pandemic norms” based data contained in TransUnion’s Q3 2025 Credit Industry Insights Report (

autoremarketing.com
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Why experts are closely watching lower-income consumers in today’s economy autoremarketing.com/subprime…

Why experts are closely watching lower-income consumers in today’s economy

Experts are closely monitoring what’s happening with lower-income consumers, which are often served by subprime auto finance companies. New research from t

autoremarketing.com
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TransUnion ponders if auto-loan delinquency is at or near peak autoremarketing.com/subprime…

TransUnion ponders if auto-loan delinquency is at or near peak

TransUnion acknowledged the percentage of consumers 60 days or more past due on their auto loan climbed to a rate in the second quarter that exceeded what analy

autoremarketing.com
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San Francisco Fed offers new way to look at labor market & spot recessions autoremarketing.com/subprime…

San Francisco Fed offers new way to look at labor market & spot recessions

The Federal Reserve Bank of San Francisco devised a new way of looking at the job market to provide more clarity to the auto-finance industry and the credit spa

autoremarketing.com
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wardsauto.com/finance-insura…

Credit Unions, Independents Push High Loan-to-Value Ratios for Used Vehicles

TransUnion data shows independents and credit unions are outpacing banks and captives in approving high loan-to-value used-vehicle loans.

wardsauto.com
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New FICO report shows deterioration of scores among consumers already in auto portfolios autoremarketing.com/subprime…

New FICO report shows deterioration of scores among consumers already in auto portfolios

The FICO Score Credit Insights report — a new analysis offering a detailed look at how consumer credit behaviors are evolving across the United States — con

autoremarketing.com
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Study finds 44% of EVs cost less to own than a comparable gas vehicle autoremarketing.com/ar/analy…

Study finds 44% of EVs cost less to own than a comparable gas vehicle

Do electric vehicles really offer a lower cost of ownership than gas-powered vehicles? According to a new study by Vincentric, that’s true for less than ha

autoremarketing.com
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wardsauto.com/retail/j-d-pow…

J.D. Power: Prepare Now for Price Volatility

Brands relying more heavily on imported models will be hit hardest as Q3 pricing shifts loom.

wardsauto.com
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LegalShield: Consumers might be approaching ‘breaking point’ autoremarketing.com/subprime…

LegalShield: Consumers might be approaching ‘breaking point’

Please excuse comparisons back to the pandemic, but it’s the reference point LegalShield used to explain its latest research findings about consumer finances

autoremarketing.com
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CARFAX data shows used-car sales, prices rising at twice the rate of last spring autoremarketing.com/ar/analy…

CARFAX data shows used-car sales, prices rising at twice the rate of last spring

Used cars are a hot item these days — even as their prices skyrocket. The latest data from CARFAX shows a surge in both used-car sales and prices that far

autoremarketing.com
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VantageScore spots intensifying auto delinquency & impact from student loans autoremarketing.com/subprime…

VantageScore spots intensifying auto delinquency & impact from student loans

Evidently keeping up with monthly car payments isn’t the highest priority nowadays. And experts from VantageScore see the delinquency landscape for auto fi

autoremarketing.com
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COMMENTARY: Projecting impact on repossessions as debt burdens grow autoremarketing.com/subprime…

COMMENTARY: Projecting impact on repossessions as debt burdens grow

During tax season, the auto-repossession sector typically sees a dip in repossessions as customers receive additional cash and pay down their obligations. Re

autoremarketing.com
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J.D. Power report: Public charging still the biggest issue stopping EV adoption autoremarketing.com/ar/analy…

J.D. Power report: Public charging still the biggest issue stopping EV adoption

The No. 1 issue stopping consumers from buying electric vehicles is about charging. And so are the No. 2 and No. 3 reasons. J.D. Power’s February E-Visi

autoremarketing.com
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cutimes.com/2025/01/10/credi…

Credit Union Delinquencies Accelerate

Trade group revises fall delinquency rates upward, including a big spike for November.

cutimes.com
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Edmunds: Down payments for financed used cars edge higher in Q4 autoremarketing.com/subprime…

Edmunds: Down payments for financed used cars edge higher in Q4

Along with highlighting how many consumers are committing to a monthly payment of more than $1,000 to take delivery of a new vehicle, the newest auto finance da

autoremarketing.com
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CFPB Sues Vanderbilt For ‘Setting Borrowers Up To Fail’ In Manufactured Home Loans / Fresh Today / CUToday.info - CU Today cutoday.info/site/Fresh-Toda… #ezpublish
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wardsauto.com/finance-insura…

Dealers Navigate a Shift in Used-Car Values

The Manheim Index rose year-over-year in November for the first time in two years, posing challenges for dealers.

wardsauto.com
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Current economic sentiments point to positive outlook for vehicle sales autoremarketing.com/subprime…

Current economic sentiments point to positive outlook for vehicle sales

Perhaps consumers are thankful for more than just the tasty Thanksgiving turkey and navigating through awkward family conversations around the dinner table.

autoremarketing.com
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