@cadeinvests

Sharing my learnings and experiences to help you become a better investor. Writing the Chump Change Newsletter and creating on Youtube.

 Houston, TX
youtube.com/@cadeinvests
Joined May 2018
  • Tweets38.4K
  • Following414
  • Followers48.9K
2.1KMedia
I've published over 160 posts and grown my email to 5,000 subs since starting it 5 years ago. I'm still sending, but there is a lot of good content in the archives. Here is a handful of the best ones... Memes still included 🧵
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5 ETFs worth knowing about: $VOO S&P 500 $VXUS International Stocks $VUG US Large-Cap Growth $VIG Dividend Growth $VB Small Cap You don’t need to own all five. Just understand what you’re buying.
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 18
Some of the best financial decisions I've made in my 20s involved SPENDING money. - Engineering degree increased my earning potential. - Travel created memories I'll never forget. - Our wedding was worth every penny. Building wealth also means knowing when to spend.
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 18
I haven't spent any of my HSA money. But when I do, there will be signs.
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I haven't spent any of my HSA money. But when I do, there will be signs.
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Some of the best financial decisions I've made in my 20s involved SPENDING money. - Engineering degree increased my earning potential. - Travel created memories I'll never forget. - Our wedding was worth every penny. Building wealth also means knowing when to spend.
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 17
Some days I wonder what it would be like to get stock in a company that crushes the market Last 5 years QQQ: +550% SPY: +320% My ESPP stock: -19%🤦‍♂️
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Some days I wonder what it would be like to get stock in a company that crushes the market Last 5 years QQQ: +550% SPY: +320% My ESPP stock: -19%🤦‍♂️
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Cold brew. 65 degrees. College football. Firing up the grill later. Locked in for this Saturday 🫡
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 14
One ETF has quietly crushed the S&P 500 over the last decade. It's called $SPMO Here's how it works: Ranking strategy: 1) Start with all 500 stocks in the S&P 500. 2) Ranks them by their returns over the past year, adjusted for volatility. 3) Select the top 100 stocks. 4) Weight them by company size and momentum strength. 5) Rebalances twice per year. Essentially, SPMO invests in stocks that are already winning and showing consistent momentum. Historical results over the last 10 years: - $10,000 in SPMO → $49,020 - $10,000 in S&P 500 → $37,594 That's over $11,000 in additional growth since SPMO's 2015 inception. And it only charges a 0.13% annual expense ratio. Would you own SPMO over VOO?
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Sold off some ESPP stock this week. Rolled part of it back into the market given it was “the worst week since June.” (lol)
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 16
I have no comment 😂
Create Profit
@Create_ProfitOct 15
Bro it’s called a Roth IRA, it’s so sick. You just live in poverty for 50 years, then one day you wake up and your dick doesn’t work, but you get to open your phone and see a big number, and the best part? It’s all tax-free.
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If I had to start investing from $0 again, here's how I'd invest my first $1,000: $500 → $VTI (Total Stock Market) $500 → $VUG (Growth) That's it. No complicated trading strategies. Just two ETFs and a commitment to keep buying. This is the way.
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My Roth IRA contributions: 2019: $3,000 2020: $1,600 2021: $4,234 Wasn’t anywhere close to maxing it out. But today my Roth IRA is worth nearly $70,000. Don’t think investing $100 or $200 isn’t worth it just because you can’t max out an account.
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If you want to see a breakdown of this account I did a full video on it. Can watch it here: youtu.be/gdDSQN-aBKk?si=AvTh…

I Maxed Out My Roth IRA for 2026 - Here's Exactly What I Bought

I maxed out my Roth IRA for 2026 and broke down exactly what I boug...

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I have no comment 😂
Create Profit
@Create_ProfitOct 15
Bro it’s called a Roth IRA, it’s so sick. You just live in poverty for 50 years, then one day you wake up and your dick doesn’t work, but you get to open your phone and see a big number, and the best part? It’s all tax-free.
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The most underrated sentence in personal finance.
Cade Invests
@cadeinvestsOct 15
My Roth IRA contributions: 2019: $3,000 2020: $1,600 2021: $4,234 Wasn’t anywhere close to maxing it out. But today my Roth IRA is worth nearly $70,000. Don’t think investing $100 or $200 isn’t worth it just because you can’t max out an account.
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 15
My Roth IRA contributions: 2019: $3,000 2020: $1,600 2021: $4,234 Wasn’t anywhere close to maxing it out. But today my Roth IRA is worth nearly $70,000. Don’t think investing $100 or $200 isn’t worth it just because you can’t max out an account.
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New video is out! 🙌
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Cade Invests retweeted
Cade Invests
@cadeinvestsOct 14
Making videos has been a grind but here is the YouTube update: - 1,800 subs - 25,000 views the last 30 days - Monetized and making $3-$5/day - Posting once a week No plans of stopping 🫡
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Making videos has been a grind but here is the YouTube update: - 1,800 subs - 25,000 views the last 30 days - Monetized and making $3-$5/day - Posting once a week No plans of stopping 🫡
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