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Compilation of topics that I have tried to cover in the past and will keep updating it as and when a new topic happens
Feel free to share across!
ЁЯз╡ ЁЯСЗЁЯП╗
Stao is now open for integrations.
Apply here: tinyurl.com/u6wyfryh
Stao provides full-stack infrastructure for fintechs, wallets, dApps, and consumer apps to offer unsecured stablecoin credit to their users through APIs and widgets.
Vivek Kumar retweeted
ЁЯСЙ UPI Continues to Remain Free for Peer to Peer Transactions and 96% of Merchant Transactions
ЁЯСЙ The new UPI framework introduced has no impact on any person to person transactions
ЁЯСЙ UPI will continue to remain completely free for all person-to-person transactions, irrespective of the amount transferred
ЁЯСЙ Payments to merchants up to тВ╣2,000, along with transactions covered under the zero-MDR framework for small merchants, will also remain free
ЁЯСЙ Consequently, approximately 96% of all P2M transactions will remain unaffected. MDR will apply only to specified merchant transactions above тВ╣2,000
ЁЯСЙ It is clarified that MDR is neither a tax nor a charge collected by the Government or @NPCI_NPCI. It is distributed among payment ecosystem participants, including banks and payment application providers, to support the operation and continued expansion of the UPI ecosystem
ЁЯСЙ Introduced under the Payment and Settlement Systems Act, 2007, following detailed deliberations by the UPI Steering Committee, the framework seeks to ensure the long-term sustainability of UPI while protecting individuals and small merchants from additional charges
Read here for full details тЮбя╕П pib.gov.in/PressReleasePage.тАж
Vivek Kumar retweeted
We are honoured to welcome Ms. Ira Singhal, AIR 1-IAS 2015, and Deputy Secretary, Department of School Education and Literacy, Government of India, as a speaker at TEDxIIMShillong.
A trailblazer in the Indian civil services, Ms. Singhal made history as the first differently-abled woman to secure All India Rank 1 in the UPSC Civil Services Examination. Her journey reflects resilience, conviction and the courage to challenge limitations, offering perspectives that go beyond conventional definitions of success.
As we explore our theme, Beyond Boundaries, join us as Ms. Singhal brings her story and perspective to the TEDxIIMShillong stage, encouraging us to rethink the limits we place on possibility.
Date: 16 September 2026
#TEDxIIMShillong #TEDx #IIMS #BeyondBoundaries #IdeasWorthSpreading
Onchain credit is moving beyond collateral.
Bion's unsecured stablecoin credit is now live, powered by @staoio
Try now: bionapp.com
A meaningful step toward making onchain financial access more inclusive.
ЁЯЪА Unsecured stablecoin credit is now live on Bionapp.com.
ЁЯФН Wallet analysis across 8 EVM networks
ЁЯТ│ Credit up to $300
ЁЯУЕ Repayment tenure up to 30 days
тЪб Online journey from eligibility to repayment
Apply: bionapp.com
Powered by @staoio
Vivek Kumar retweeted
ЁЯЪА Unsecured stablecoin credit is now live on Bionapp.com.
ЁЯФН Wallet analysis across 8 EVM networks
ЁЯТ│ Credit up to $300
ЁЯУЕ Repayment tenure up to 30 days
тЪб Online journey from eligibility to repayment
Apply: bionapp.com
Powered by @staoio
Vivek Kumar retweeted
i'm planning to host a meetup in #Mumbai next weekend followed by #Bangalore and #Kolkata, can anyone suggest a good venue that can accommodate atleast 40-50 people?
ps if you're a dev/tech evangelist from Mumbai, Bangalore or Kolkata then drop a hi let's connect ЁЯСЛ
Network School is back.
WeтАЩre up and running in the beautiful country of Kazakhstan, which combines high tech, low cost, brilliant people, a competent state, and plenty of space to build.
So: if you want to build a techno-optimist society with us, apply to Network School.
Apply to Network School Kazakhstan
Join our friendly community to learn technology, burn calories, work remotely, and bootstrap startup societies. Built in partnership with the Republic of Kazakhstan.
Vivek Kumar retweeted
рдЖрдЬ рдореИрдВрдиреЗ 13 рд╡рд░реНрд╖реЛрдВ рдХреА рдЕрд╡рд┐рд╕реНрдорд░рдгреАрдп рдпрд╛рддреНрд░рд╛ рдХреЛ рдЕрдкрдиреА рдЗрдЪреНрдЫрд╛ рд╕реЗ рд╡рд┐рд░рд╛рдо рджреЗрддреЗ рд╣реБрдП IAS рд╕реЗ рддреНрдпрд╛рдЧрдкрддреНрд░ рджреЗ рджрд┐рдпрд╛ рд╣реИред
рд╕рд╛рдзрд╛рд░рдг рдкрд░рд┐рд╡реЗрд╢ рдореЗрдВ рдкрд▓рддреЗ рд╣реБрдП рдореИрдВрдиреЗ рдПрдХ рдЕрдЪреНрдЫреЗ, рд╕рдлрд▓ рдЬреАрд╡рди рдХрд╛ рд╕рдкрдирд╛ рджреЗрдЦрд╛ рдерд╛ред рджрд┐рди-рд░рд╛рдд рдПрдХ рдХрд░ IIT рджрд┐рд▓реНрд▓реА рдФрд░ IIM рдмреИрдВрдЧрд▓реЛрд░ рд╕реЗ рдкрдврд╝рдиреЗ рдХреЗ рдмрд╛рдж, рд▓рдВрджрди рдореЗрдВ рдиреМрдХрд░реА рд▓рдЧ рдЧрдпреАред рдкрд░ 'рд╕рдм рдХреБрдЫ' рдкрд╛ рд▓реЗрдиреЗ рдкрд░ рднреА рдХреБрдЫ рдЕрдзреВрд░рд╛ рдерд╛ред рдЕрдкрдиреЗ рджреЗрд╢ рдореЗрдВ рди рд╣реЛрдирд╛ рдЦрд▓рддрд╛ рдерд╛ред рдореЗрд░реА рдкрдврд╝рд╛рдИ, рдЖрддреНрдорд╡рд┐рд╢реНрд╡рд╛рд╕, рджреБрдирд┐рдпрд╛ рдореЗрдВ рдХрд╣реАрдВ рднреА рд╕рд┐рд░ рдЙрдард╛рдХрд░ рдЪрд▓рдиреЗ рдХреА рддрд╛рдХрд╝рдд, рд╕рдм рдЗрд╕ рдорд┐рдЯреНрдЯреА рдХрд╛ рдХрд░реНрдЬрд╝ рдерд╛ рдореБрдЭ рдкрд░ред рд╡реЛ рдХрд░реНрдЬрд╝ рдЪреБрдХрд╛рдирд╛ рдерд╛ред рдЪрд╛рд╣рддреА рдереА рдЬрд┐рд╕ рднрд╛рд░рдд рдХрд╛ рд╕рдкрдирд╛ рджреЗрдЦрд╛ рдерд╛, рдЙрд╕реЗ рдмрдирд╛рдиреЗ рд╡рд╛рд▓реА рдИрдВрдЯреЛрдВ рдкрд░ рдореЗрд░реЗ рднреА рд╣рд╛рдереЛрдВ рдХреЗ рдирд┐рд╢рд╛рди рд╣реЛрдВред рд╕реЛ рд▓реМрдЯ рдЖрдИ, рдФрд░ IAS рдЕрдзрд┐рдХрд╛рд░реА рдмрдирдиреЗ рдХрд╛ рд╕реМрднрд╛рдЧреНрдп рдорд┐рд▓рд╛ред
рдмрд╣реБрдд рдХреБрдЫ рдХрд░рдиреЗ рдХрд╛ рдореМрдХрд╛ рдорд┐рд▓рд╛ рдФрд░ рдмрд╣реБрдд рд╕реАрдЦрд╛ред рджреЗрд╡рд░рд┐рдпрд╛ рдиреЗ рд╕рд┐рдЦрд╛рдпрд╛ рдХрд┐ рд╕рд╣реА рдХреЗ рд╕рд╛рде рдЦрдбрд╝рд╛ рд╣реЛрдирд╛ рд╡рд┐рдХрд▓реНрдк рдирд╣реАрдВ, рдХрд░реНрддрд╡реНрдп рд╣реИред рдореАрд░рдЬрд╛рдкреБрд░ рдиреЗ рд╕рд┐рдЦрд╛рдпрд╛ рдХрд┐ 'рдЕрд╕рдВрднрд╡' рдХреЛрдИ рддрдереНрдп рдирд╣реАрдВ, рдмрд╕ рдПрдХ рд░рд╛рдп рд╣реИред рдФрд░ рдорд╛рдБ рд╡рд┐рдВрдзреНрдпрд╡рд╛рд╕рд┐рдиреА рдХреЗ рдЪрд░рдгреЛрдВ рдореЗрдВ рдмреИрдардХрд░ рд╕реАрдЦрд╛ рдХрд┐ рд╢рдХреНрддрд┐ рдХрд┐рд╕реА рдкрдж рд╕реЗ рдирд╣реАрдВ, рдЙрдирдХреА рдХреГрдкрд╛ рдФрд░ рд▓реЛрдЧреЛрдВ рдХреЗ рд╡рд┐рд╢реНрд╡рд╛рд╕ рд╕реЗ рдЖрддреА рд╣реИред рд╕рдмрд╕реЗ рдмрдбрд╝реА рд╕реАрдЦ рдпрд╣ рдереА рдХрд┐ рдЕрдкрдиреЗ рд▓рд┐рдП рджреЗрдЦреЗ рд╕рдкрдиреЗ рддреЛ рдкреВрд░реЗ рд╣реЛ рдЪреБрдХреЗ рдереЗ, рдЕрдм рдЕрдкрдиреЗ рд▓реЛрдЧреЛрдВ рдХреЗ рд▓рд┐рдП рджреЗрдЦреЗ рд╕рдкрдиреЛрдВ рдХреЛ рдЬреАрдирд╛ рдерд╛ред рдЗрд╕ рдЬреАрд╡рди рдХрд╛ рдЕрд╕рд▓реА рд╕реБрдХреВрди рдЙрди рдЖрдБрдЦреЛрдВ рдореЗрдВ рджрд┐рдЦрд╛, рдЬрд┐рд╕ рдкрд░рд┐рд╡рд╛рд░ рдХреЛ рдкрд╣рд▓реА рдмрд╛рд░ рдЬрд╝рдореАрди рдХрд╛ рд╣рдХрд╝ рдорд┐рд▓рд╛, рдЬрд┐рд╕ рджрд┐рд╡реНрдпрд╛рдВрдЧ рдХреЛ рд╕рдореНрдорд╛рди рд╕реЗ рдЬреАрдиреЗ рдХрд╛ рдЕрд╡рд╕рд░ рдорд┐рд▓рд╛, рдФрд░ рдЬрд┐рд╕ рдХрд┐рд╕рд╛рди рдХреЗ рдЦреЗрдд рдХреЛ рдкрд╛рдиреА рдорд┐рд▓рд╛ред рдЙрдирдХреЗ рд╕рдВрдШрд░реНрд╖реЛрдВ рдореЗрдВ рд╕рд╛рде рдЪрд▓рддреЗ рд╣реБрдП рдореИрдВрдиреЗ рд╕реАрдЦрд╛ рдХрд┐ рд╣рд░ рд╕рд░рдХрд╛рд░реА рдлрд╝рд╛рдЗрд▓ рдХреЗ рдкреАрдЫреЗ рдПрдХ рд╡реНрдпрдХреНрддрд┐ рд╣реИ, рдФрд░ рдЙрд╕рдХреА рдЧрд░рд┐рдорд╛ рдмрдирд╛рдпреЗ рд░рдЦрдирд╛ рд╣реА рдиреНрдпрд╛рдп рд╣реИред
рдореВрд░реНрдЦ рдереА рдЬреЛ рд╕реЛрдЪрд╛ рдерд╛ рдХрд┐ рдХреБрдЫ рджреЗрдиреЗ рдЖрдпреА рд╣реВрдБред рд╕рдЪ рдпрд╣ рд╣реИ рдХрд┐ рд╕рдмрд╕реЗ рдЬрд╝реНрдпрд╛рджрд╛ рдореИрдВрдиреЗ рд╣реА рдкрд╛рдпрд╛, рдФрд░ рд╡реЛ рдХрд░реНрдЬрд╝ рдФрд░ рднреА рдмрдврд╝рддрд╛ рдЧрдпрд╛ред рд▓реЛрдЧ рдореЗрд░реА рдЦрд╝реБрд╢реА рдореЗрдВ рдореБрдЭрд╕реЗ рдЬрд╝реНрдпрд╛рджрд╛ рдЦрд╝реБрд╢ рд╣реБрдПред рдЙрдиреНрд╣реЛрдВрдиреЗ рдореБрдЭреЗ рддрдм рднреА рдЙрд╕реА рд╡рд┐рд╢реНрд╡рд╛рд╕ рд╕реЗ рджреЗрдЦрд╛, рдЬрдм рдореИрдВ рдЦреБрдж рд╣реА рдердХреА рдпрд╛ рдЯреВрдЯреА рдереАред рдФрд░ рдЗрд╕реА рдиреЗ рдЖрдЧреЗ рдмрдврд╝рддреЗ рд░рд╣рдиреЗ рдХреА рд╣рд┐рдореНрдордд рджреАред рдЗрддрдирд╛ рдкреНрдпрд╛рд░, рдЗрддрдирд╛ рд╕рдореНрдорд╛рди, рдЗрддрдирд╛ рдЕрдкрдирд╛рдкрди рдорд┐рд▓рд╛, рдХрд┐ рдореЗрд░реА рдЭреЛрд▓реА рдкреВрд░реА рднрд░ рдЧрдпреАред рдФрд░ рдЗрд╕рдореЗрдВ рдЙрди рд╕рд╛рдерд┐рдпреЛрдВ, рдЕрдзрд┐рдХрд╛рд░рд┐рдпреЛрдВ рдФрд░ рдХрд░реНрдордЪрд╛рд░рд┐рдпреЛрдВ рдХрд╛ рднреА рдмрд╣реБрдд рдмрдбрд╝рд╛ рд╢реНрд░реЗрдп рд╣реИ рдЬрд┐рдиреНрд╣реЛрдВрдиреЗ рдореЗрд░реЗ рдХрдВрдзреЗ рд╕реЗ рдХрдВрдзрд╛ рдорд┐рд▓рд╛рдХрд░ рдХрд╛рдо рдХрд┐рдпрд╛ рдФрд░ рд╕рд╛рде рдбрдЯреЗ рд░рд╣реЗред
рдЖрдЬ рдЖрднрд╛рд░ рд╕реЗ рдЖрдБрдЦреЗрдВ рдирдо рд╣реИрдВред рдмрд╕ рдПрдХ рджреГрд╢реНрдп рдЗрдирдореЗрдВ рдмрд╕рд╛ рд╣реИред рд▓рд╣реБрд░рд┐рдпрд╛ рджрд╣ рдХреА рдкрд╣рд╛рдбрд╝реА рдХреА рд╡реЛ рд╡реГрджреНрдз рдорд╛рдБ, рдЬреЛ рдЕрдкрдиреЗ рдЧрд╛рдБрд╡ рдореЗрдВ рдкрд╣рд▓реА рдмрд╛рд░ рдкрд╛рдиреА рдкрд╣реБрдБрдЪрддрд╛ рджреЗрдЦ рдХреБрдЫ рдирд╣реАрдВ рдмреЛрд▓реА, рдмрд╕ рдХрд╛рдБрдкрддреЗ рд╣рд╛рдереЛрдВ рд╕реЗ рдореЗрд░рд╛ рд╕рд┐рд░ рдЫреВрдХрд░ рдЖрд╢реАрд░реНрд╡рд╛рдж рджреЗ рдЧрдИред рдкрдж рддреЛ рдЖрдЬ рдЫреВрдЯ рдЧрдпрд╛, рдкрд░ рд╡рд╣ рд╕реНрдкрд░реНрд╢ рдЬреАрд╡рди рднрд░ рдирд╣реАрдВ рдЫреВрдЯреЗрдЧрд╛ред рдФрд░ рд╡рд╣ рд╕рдкрдирд╛ рднреА рдирд╣реАрдВ рдЫреВрдЯреЗрдЧрд╛, рдЬреЛ рджреЗрд╢ рдХреА рдЗрд╕ рдорд┐рдЯреНрдЯреА рдиреЗ рдореБрдЭреЗ рджрд┐рдпрд╛ рд╣реИред
рдЖрдкрдХреА рдЕрдкрдиреА,
рджрд┐рд╡реНрдпрд╛ рдорд┐рддреНрддрд▓
Delighted to empower @bion_app
Explore Bion Credit today and receive instant credit. ЁЯФе
Blockchain users, you will love this!
1/ Introducing Bion Credit.
A new way to request credit onchain.
We are inviting everyone to try it.
- Up to $300 in stablecoin credit
- Repayment: 3 to 30 days
We take your onchain data, analyze 50+ wallet parameters, and offer instant creditтАж
Vivek Kumar retweeted
1/ Introducing Bion Credit.
A new way to request credit onchain.
We are inviting everyone to try it.
- Up to $300 in stablecoin credit
- Repayment: 3 to 30 days
We take your onchain data, analyze 50+ wallet parameters, and offer instant creditтАж
Vivek Kumar retweeted
I've been in crypto for 8+ years.
For the first time ever тАФ substance has gotten ahead of price.
It's happening. Crypto is going to update the system.
Not done, but can't be stopped now.
Bravo to the relentless teams in this space. Keep going.
Vivek Kumar retweeted
Total expenditure incurred on PM Modi's foreign visits this year
From Parliamentary papers:
Vivek Kumar retweeted
After a comprehensive review, Aave is deprecating 50 low adoption asset reserves across multiple deployments.
In addition, Aave is orderly winding down deployments on Sonic, Scroll, zkSync, Metis, Soneium, and Aptos, covering another 25 asset reserves.
As part of this process, 21 matured Pendle PTs are also being deprecated in favour of new maturities.
In total, the changes affect $98.1M in supply and $15.6M in debt.
These measures reduce Aave's economic and technical risk surface as part of the new Aave Risk Framework and Technical Asset Listing Framework.
Aave will continue applying continuous risk assessment for all assets across all deployments.
Vivek Kumar retweeted
The Invisible Metric in Startup Building: "Founder Form"
When Messi goes five matches without scoring a goal, or Virat Kohli goes through a dry spell, the sporting world doesnтАЩt assume theyтАЩve suddenly forgotten how to play. We don't demand they be permanently benched or declare their career over.
Instead, we use a very specific word: Form.
We recognise that sports require immense psychological, emotional, and physical intensity. "Form" fluctuates. It has peaks, valleys, slumps, and flow states.
Yet, in the hyper-rational, metric-driven world of startups, we treat founders like machines. We expect them to ingest capital and seamlessly produce flawless strategic execution 365 days a year. If a quarter misses expectations, a product launch bombs, or a key hire walks out, the immediate reaction from boards, markets, and sometimes even fellow co-founders is panic, blame, or a sudden loss of faith.
Over the last 19 years as an entrepreneur and through supporting hundreds of founders in their journeys, IтАЩve realised one undeniable truth: Founder Form is real. And ignoring it can destroy perfectly good startups.
The Anatomy of the Two States: The Slump vs. The Flow
Building a company demands an elite athlete's intensity. Because it relies heavily on human judgment under extreme uncertainty, founders inevitably move through distinct cycles of form:
When you are in "Bad Form" (The Slump): Every strategic bet feels slightly off. You make a hiring mistake, a key client churns, your pitches donтАЩt quite click, and your decision-making feels sluggish or over-analyzed. You are working just as hard - often harder, out of sheer desperation - but your timing is gone.
When you are in "Good Form" (The Flow State): Everything you touch turns to gold. You make a gut-call on a product pivot and it works flawlessly. A casual coffee meeting scales into a massive strategic partnership. Investor meetings go super smoothly. Your energy is infectious, and the team rallies without effort.
When you are in a slump, it feels like nothing will ever work again. When you are in flow, it feels like you can never fail. Both illusions are dangerous, but the slump is where companies break.
The Danger of Asymmetry in Co-Founder Pairs
The ultimate test of a co-founder relationship isn't how you celebrate wins together; itтАЩs how you handle a divergence in form.
In a multi-founder setup, it is incredibly rare for all partners to be in peak form simultaneously. The danger arises when Co-Founder A is in a legendary flow state, while Co-Founder B is grinding through a deep slump.
If they don't understand the concept of "form," this asymmetry breeds deep resentment. Co-Founder A starts thinking, тАЬIтАЩm carrying the entire weight of this company.тАЭ Co-Founder B, already drowning in self-doubt, feels isolated, judged, and increasingly anxious - which only prolongs the slump.
Great co-founder relationships survive because they view performance through the lens of a team sport. When your partnerтАЩs timing is off, you don't call them incompetent. You step up, cover the field, take the heavy shots, and give them the breathing room to find their rhythm again. You do it gladly, knowing that next quarter, the roles might be reversed.
A Message to Investors: Stop Managing to the Daily Scorecard
To the investor community: when a founder is in a slump, adding institutional pressure or questioning their fundamental capability is the equivalent of a manager screaming at a struggling athlete from the sidelines. It doesn't fix their footwork; it merely tightens their grip on the bat.
Seasoned investors back the person, understanding that form is temporary, class is permanent.
If a founder who has previously delivered high-quality execution hits a wall, the goal shouldn't be to micro-manage the metrics. The goal should be to help them remove the noise so they can find their baseline.
The FounderтАЩs Playbook for Regaining Your Form
If you are a builder currently grinding through a slump, remember how elite athletes get back into the runs:
Go Back to Basics: When a batsman loses form, they spend hours in the nets focusing on basic footwork, not hitting sixes. Stop trying to solve the entire macro crisis today. Focus on small, undeniable execution wins. Go talk to three customers. Fix one internal bottleneck. Rebuild your momentum incrementally. Confidence will grow with action, shrink further with idleness.
Manage the Fatigue: Founders tend to respond to a slump by doubling down on work, leading straight to burnout. But a chaotic mind cannot produce elite execution. Step back, rest, and disconnect briefly to regain perspective.
Trust the System: Accept that market forces and luck play a massive role in early-stage startups. If the core capability is there and you keep showing up to the crease with clean mechanics, the flow state will return.
Startups are a game of endurance. We canтАЩt expect builders to be flawless algorithms, and we must support them like the elite psychological athletes they are.
Give your co-founders and yourself the grace to find form again. ItтАЩs just a matter of time before they find it.




























