чергова хвиля Дискурса про кредитні картки вчергове нагадує наскільки в світі багато імпульсивних долбойобів
whïte🇺🇦 they/them tears retweeted
The overwhelming majority of the benefits/cash back for credit cards is subsidized by people making purchases with debit or cash, because merchants build 1-2% into prices to cover credit card interchange fees.
The rest is covered by credit card users who rack up interest.
Studies on the economics of premium credit cards show that they are a transfer of wealth from low income debit/cash buyers to high income spenders with premium cards.
So if you're not participating in this you are basically handing over your money for no benefit so that I can get a 3% discount when I pump my gas or buy a new refrigerator
whïte🇺🇦 they/them tears retweeted
Goodbye to the iconic flying piss dungeon. Retired this morning, after landing in Frankfurt. 🙏
I’m flying the iconic @lufthansa A340-600 this week, in economy 😱
The toilets are downstairs! Such a rare beast.
whïte🇺🇦 they/them tears retweeted
- women do a lot of cooking because they have to care for children. Now the kids are removed so you don't have to cook by necessity
- many people, but women in particular, have the money to eat out now, even daily. All money that would have gone to kids now goes to the self.
- delayed marriage means a man now has an extended single life, past when he might stop tolerating the early 20s "bachelor" food habits typical of men of the past
- cooking (beyond just manly grilling) became a technical nerd hobby with a huge internet audience. Women's existing cooking attention transitioned online away from magazines and TV, but they didn't seem to become huge converts to a hobby in the way men did
- cooking is an attractive skill for a man to perform for a women; this also ties into the "no kids" thing because A) the woman isn't always cooking on her own, and B) the kind of cooking you do as a couple is different than the utilitarian cooking by necessity to feed a family every day. Men can cook only the cool stuff for date nights and parties and not batches of spaghetti and meatloaf for hungry kids
Also related to this - "leftovers" seem to have fallen out of fashion and relevance. Economical cooking is for poor people and immigrants (you know, the kid-havers) while cool adults try to entertain themselves every day.
whïte🇺🇦 they/them tears retweeted
"Why can women not simply exist in the world in the bodies God gave them?" she asks herself mournfully as she pulls these off the rack
Most relationship problems are ultimately just a lust for life problem. Gf/wife unhappy, kids distant, some disconnect with the family etc. You try to solve the discomfort through tangible achievement. Think it's because you're not making enough, providing enough, "successful" enough
You need to upsize the house, upgrade the vacations, perform more, show off more. Not realizing that this comparison based expectation you created in your mind and how it subsequently causes you to behave is exactly what's causing the problems in the first place
Meanwhile the only problem is just a severe lack of vitality. You're boring and moody and see reality as an obligation and take yourself way too seriously. You're not a beacon of energy, you don't inspire the people around you, you don't inject wonder and curiosity into their lives. There's no adventure, no spontaneity, no presence. You lost their love because you lost the love for yourself
whïte🇺🇦 they/them tears retweeted
Tonight, Lake Michigan is going to have waves taller than a house. Up to 20 feet out in the middle, and a few could hit 23.
whïte🇺🇦 they/them tears retweeted
The year is 1897, horseless carriages are denied permission to be on roads by Washington D.C.
The year is 2026, people are trying to deny driverless carriages on the roads of Washington D.C.







































