News Junkie. Award Winning Journalist. Former Anchor, Head of Research & Deputy Editor @ETNOWlive. Rank-holder CA. Earlier @ CNBC-TV18. All views are personal.
Mumbai, India
Joined November 2015
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Though I am closer to 30 than 40...happy to be part of the 40Under40 Club for Best in English Journalism !
A moment to celebrate!🎉
ET NOW's Anisha Jain shines at E4M 40 Under 40 Awards!👏
@_anishaj @e4mevents
How India changed in a decade in front of our eyes..
A video call from a moving train. A payment at a roadside stall. A business run from a smartphone. From ₹226 to less than ₹12 per GB.
India's average wireless data cost fell dramatically between 2015 and 2018.
Jio's entry helped accelerate this shift, changing the economics of getting online and making it possible for all to be a part of this digital revolution.
The biggest changes in technology often become so ordinary that we stop noticing them.
RIP Jeffrey Archer!
One of my go-to-reads growing up!
Bestselling author and former politician Jeffrey Archer dies aged 86
bbc.in/4hKxsYi
Anisha Jain retweeted
The Central Board of Direct Taxes (CBDT) has decided to extend the due date of furnishing of Return of Income for Assessment Year 2026-27 in the case of persons mentioned at S. No. 2 in the Table below Explanation 2 to sub-section (1) of section 139 of the Income-tax Act, 1961 from 31st October, 2026 to 21st November, 2026.
Accordingly, the 'specified date' for furnishing of the report of audit under the provisions of the Income-tax Act, 1961 for Assessment Year 2026-27, in the case of such persons, stands extended to 21st October, 2026
Press Release Issued.
Anisha Jain retweeted
As the "cockroach" movement continues, let's look at the numbers behind students' anger.
India's education-spend down from 2.9% in FY20 to 2.7% of GDP in FY26 against 6% target set by National Education Policy 2020. It trails lower-middle-income country average of 3.4% & South Asia regional average of 2.9%.
Health spend at 1.8% in FY26, far lower than 2.5% of GDP target set at National Health Policy 2017.
India's per-capita public health spending is among the world's lowest — less than Bhutan & Sri Lanka & far behind other BRICS nations.
India ranks 130 out of 193 countries on the UN Human Development Index which combines health, education & income. India sits in the "medium human development" category with a value of 0.685. China (78th), Sri Lanka (89th) and Bhutan (125th) rank above India; Bangladesh is tied at 130th.
Ref: UNDP's Human Development Report 2025 ("A Matter of Choice: People and Possibilities in the Age of AI"), based on 2023 data.
Anisha Jain retweeted
⛈️🚨भारतीय हवामान विभागाने मुंबई महानगराला सोमवार, दिनांक ६ जुलै २०२६ रोजी मुसळधार पावसाचा (Orange Alert) तसेच सोसाट्याचे वारे वाहतील, असा इशारा दिला आहे.
🏫 या पार्श्वभूमीवर, विद्यार्थ्यांची सुरक्षितता लक्षात घेता मुंबईतील शासकीय, खासगी आणि महानगरपालिका शाळा, महाविद्यालयांना उद्या, सोमवार, दिनांक ६ जुलै २०२६ रोजी सुटी जाहीर करण्यात येत आहे.
🔹आवश्यकता असेल तरच नागरिकांनी घराबाहेर पडावे, असे आवाहनदेखील बृहन्मुंबई महानगरपालिका प्रशासनाकडून करण्यात येत आहे.
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It’s been a minute.
2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.
2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.
Today
CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.
Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.
Team CRED, I’ll still expect you to be a 10x version of yourselves.
As for me, I’ll be joining Meta to lead WhatsApp globally.
Meta comes in as a minority investor in CRED. No access to member data.
While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.
Onwards.
Update: Story has been withdrawn by @CNBCTV18Live as inaccurate.
Anisha Jain retweeted
STORY | 2 Indian journalists win Pulitzer Prize for highlighting cyber fraud
Indian journalists Anand RK and Suparna Sharma have won the prestigious Pulitzer Prize for their work highlighting digital surveillance and cyber fraud.
READ: ptinews.com/story/national/2…
Bernstein on #Paytm : RBI cancels Payment Bank License
NO IMPACT on company's numbers as operations have been suspended for over a year
Write-offs taken; no one-off exceptional expense expected
OPF, target 1500
Harsh Language in RBI Circular is Concerning
Layoff news this morning...
- #Meta cutting 8000 jobs...closing 6000 open roles
- #Microsoft giving first ever voluntary retirement
- #KPMG axing 10% audit partners
- #Nike cutting 1400 jobs.
