Hey Zach - As you're aware... 1) The two credit rating increases happened in 2019, years before Tya began working at the Treasurer's Office. (The highway bond increase was nice, but not a GO rating increase.) The credit rating increases happened when the woman you fired -- and who subsequently sued you for age discrimination -- was in Tya’s role. 2) The credit rating increases happened as a result of policy decisions made in 2017 -- before you were in office. Since the 2019 increases, your office has done some good. I believe Cari Eaton was behind the smart debt-reserve changes. But I haven't seen an initiative from your office that says, "here is what Moody's, Fitch, and S&P need from Nevada to reach a AAA rating and here's how we get there." That's what I'll do. 3)  I will create a Credit Rating Enhancement Committee, much like the one that has been so successful in Idaho. The committee will make recommendations to the governor, state lawmakers, and local officials that, over time, will allow NV to reach a AAA rating. 4) People who currently work in the Treasurer's Office (including Tya herself) have made it clear that Tya's role is limited to promoting the Millennium Scholarship (which she has driven to insolvency and I have a plan to save), overseeing prepaid tuition (new prepaid tuition contracts have fallen by about half under Tya's mismanagement), and the art contest (Cute! 🧑‍🎨I’ll keep it!). So she has nothing to do with decisions that would impact the state's credit rating. 5) Several members of your own team have stated that you recruited one of the least competent Treasurer's Office employees to run for Treasurer. They don't believe in her and they will not work under her if she is elected. I look forward to working together after November 3. I want to keep what you're proud of in place and retain the best employees who currently work in the Treasurer's Office.