ALT Which? MONEY SAVING TIPS Cheapest supermarket in September Aldi — £122.77 Lidl — £123.95 Tesco with Clubcard — £135.64 Asda — £136.98 Tesco — £138.66 Sainsbury’s with Nectar — £138.74 Morrisons with More — £140.19 Morrisons — £140.24 Sainsbury’s — £142.70 Ocado — £154.08 Waitrose — £167.19 Based on 71 items. All prices include regular discounts but exclude multibuys. Some prices also include loyalty discounts where applicable. Data comes from an independent data provider.

ALT Struggling to pay for care home fees? With a deferred payment agreement, the council covers your care home fees, securing the loan against your property, repayable upon selling your home or after your death.

ALT Looking for cheap cinema tickets this Christmas? Cineworld’s Movies for Juniors screenings offer children's tickets for £2.50. Odeon Kids every day during the school holidays, adults pay the same price as a child. Tickets from £2.75. Vue has Mini Mornings screenings from 10am during the school holidays. Tickets for adults and children cost £2.49 each.

ALT Lifetime trusts, or asset protection trusts, let you gift assets like your home while still living in it. However, they do not exempt your home from local authority assessments for care home costs and may be seen as a "deliberate deprivation of assets." They are complex and you need to seek professional advice due to tax implications.