Proud Canadian CPA, Independent CFP® Professional, EPC and CEA helping families and entrepreneurs in ON and PEI increase their financial peace of mind #GETAPLAN
ON and PE
Joined November 2011
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Survey after Survey shows that working with a #CertifiedFinancialPlanner makes a difference. We help people answer the questions that keep them up at night #financialplanning
Personal CFO retweeted
🇨🇦 Two neighbours. Two very different scorecards.
Canada and the U.S. share the world’s longest international border, but on some measures, the numbers tell very different stories.
Better health care, lower gun violence, a more educated population, happier people, better parental leave, lower poverty rate, cleaner energy, paid vacation time, lower maternal mortality rate, more people connected.
Proudly Canadian. 🇨🇦🍁
We might have assumed or guessed but the facts are in. It really is the most corrupted administration ever anywhere. Congrats America! You win AND lose 🇨🇦
People keep saying Trump term II is the most corrupt administration ever, so I built a model to find out if it was true.
I took the UN's definition of corruption, turned it into eight criteria and 100 points, and scored the leaders history remembers for looting their countries: Marcos, Suharto, Mobutu, Abacha, Obiang, Putin.
Then I put every president since Eisenhower on the same scale, both parties, with every exoneration counted right alongside the convictions.
Nixon scored 41 and no other American President scored over a 25.
Trump's second term scored a 91, which ties him with Suharto and Mobutu and puts him above Marcos and Abacha.
So he is not only the most corrupt president in American history. At this pace he finishes his term level with the most corrupt rulers of the last hundred years.
PSA: don't come in my comments arguing about the results if you haven't read the full article, because ignorance is a choice.
Full article is up now on my Substack (link in bio) and it's free.
Personal CFO retweeted
While Donald Trump is getting dissed by American artists such as Milli Vanilli and Brett Michaels, President Claudia Sheinbaum is welcoming U2 to Mexico to talk about what a real president does with their power. Universal healthcare and raising the minimum wage. Love it!!
Personal CFO retweeted
American workers just took home their smallest share of the nation's wealth since 1947 — even as corporate profits soar.
Why? This chart has the answer.
Personal CFO retweeted
BNN forever in our hearts 💕
An epic reunion to celebrate Andrew Bell and send him off into a well-earned retirement.
What we built in that newsroom transcends time and place. The friendships, the memories, and the bond we’ll always share. Grateful to have been part of it all.
Personal CFO retweeted
Happy Mother's Day to all the mothers out there!
Evening Journey
8x8 acrylic on canvas
monicamorrillart.etsy.com
Personal CFO retweeted
PM Carney: "Canada was built by Indigenous peoples, voyagers who mapped this continent and built trading networks from coast to coast to coast before, with due respect, the Americans had even left St. Louis. -- Whenever we have something over the Americans we're going to use it. I'm sorry."
Personal CFO retweeted
Hardest Throws on Outfield Assists
Blue Jays Statcast Era
1. Addison Barger (Today) 101.2
2. Barger (Apr 18 '25) 98.8
3. Kevin Kiermaier (May 22 '23) 97.9
4. Nathan Lukes (Sep 1 '25) 97.1
5. Barger
6. Barger
7. @KPILLAR4 (Jun 9 '17) 95.5
Personal CFO retweeted
The Trump administration just did a complete 180 on AI regulation.
16 months ago, Trump killed Biden's AI executive order on DAY ONE. Called AI "a beautiful baby" that shouldn't be stopped with rules.
His AI czar David Sacks went to every conference saying deregulation was the only path. JD Vance flew to Paris and told world leaders the future is won "by building, not by hand-wringing about safety."
That was the whole pitch. Regulation is for losers.
But the same White House just started briefing Anthropic, Google, and OpenAI executives on plans for MANDATORY government review of AI models before public release.
The exact policy they destroyed 16 months ago.
Fortune called it a "head-spinning policy pirouette."
So what happened?
ONE AI model happened:
In April, Anthropic announced a model called Mythos.
During internal testing, it found THOUSANDS of unknown security vulnerabilities across every major operating system and browser on earth including a 27yo bug in OpenBSD, an OS literally famous for being unhackable, and a 16yo flaw in FFmpeg that survived 5 million automated security tests.
NOBODY asked it to do any of this. The capabilities emerged on their own as the model got smarter at coding.
Anthropic's researchers said they found more bugs in weeks than they'd found in their entire careers combined.
The UK's AI Security Institute confirmed Mythos could autonomously execute multi-stage cyberattacks on networks. Tasks that take human professionals DAYS.
Anthropic refused to release it. Formed "Project Glasswing" with Apple, Microsoft, Google, JPMorgan, and 40 other organizations to use it defensively before attackers develop similar tools.
Their estimate: Competing labs will have comparable capabilities within 6 to 18 months.
That timeline is what scared Washington.
Because here's what nobody in the White House considered while removing safety rules:
What happens when a devastating AI-enabled cyberattack hits American infrastructure and the government has ZERO oversight in place?
No safety testing, pre-release review, or reporting. They literally burned all of it.
David Sacks quietly left in March. Treasury Secretary Bessent and Chief of Staff Susie Wiles took over AI policy.
They're now drafting an executive order for an AI working group that would vet models before release.
Some officials want the government to get FIRST ACCESS to new models. The same government that said 16 months ago it had no business being involved.
But here's where it gets really insane:
The company that triggered all of this was BANNED by the Trump administration from government contracts. Labeled Anthropic a "supply-chain risk." They tried to punish them for refusing to let their AI target US citizens autonomously.
Anthropic is currently fighting the Pentagon in federal court.
So the timeline reads like this:
January 2025: Trump kills Biden's AI oversight.
July 2025: Calls AI a "beautiful baby," signs orders to fast-track AI with zero safety guardrails.
March 2026: Bans Anthropic from government work.
April 2026: Anthropic's Mythos demonstrates it can hack every major OS on earth.
May 2026: Same administration rebuilds the oversight it destroyed BECAUSE of the company it banned.
This is what happens when ideology meets reality.
Every government told itself AI regulation could wait. Mythos proved them wrong overnight.
Open-weight models with similar capabilities are even closer. Once those tools are in the wild, no executive order puts them back.
Personal CFO retweeted
‘I’d have to move to Chile’: Tibbits once dismissed massive retirement payout as ‘ludicrous’ - new story from Robert Williams at the @WR_Record on the ongoing controversies at #conestoga college
#onpse #cdnpse therecord.com/news/waterloo-… via @wr_record
Personal CFO retweeted
CANADA: Our Prime Minster studied at Oxford and Harvard, was the Governor of both the Banks of England and Canada, and is recognized as one of the sharpest financial minds around.
AMERICA: oh yeah? Our guy passed THREE dementia tests.
(Allegedly)
Personal CFO retweeted
In a positive sign, Canada’s growth came from the private sector. The public sector contracted 0.3% in February, with public administration down 0.5%, and education services down 0.5%. Given that much of Canada’s growth has been dependent on government spending, which is inherently less efficient than private sector expansion, this is a trend worth watching. Canada must generate private sector growth to achieve true productivity growth and avoid reliance on deficit spending.
What a gift he gave to students to craft their skills at presenting their ideas. I know first hand the difference it can make 💙
Personal CFO retweeted
PM Carney: "Virtue is like a muscle, it grows with exercise. When we are kind, kindness grows. When we seek unity, unity grows. When we are Canadian, Canada grows. And when we are all in for Canada, we will build Canada strong for all."
Personal CFO retweeted
PM Carney: "Many of our former strengths, which rested on our close ties with the United States, have become our weaknesses now ... And while we have overcome the initial shock of the betrayal, we must never forget the lessons it has taught us. We must take care of ourselves."
Thanks @PeteButtigieg for @JoeSquawk . It was masterful and well overdue. @CNBC needs to retire. Also overdue.
