Australia's leading bitcoin lender

Sydney, New South Wales
Joined August 2024
Right in the feels
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What kind of Bitcoiner are you?
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There is only Bitcoin
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Put your Bitcoin to work. 🟢 Access liquidity without selling your BTC. ⚡ Fast & flexible — get liquidity when you need it 🛡️ Your Bitcoin — keep it, no selling required 🔒 Secure & transparent — built for trust Selling isn't the only way to unlock value. Link in bio to find out more. 👆
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Not a rebrand. A green light. 🟢 The platform behind $50M+ in Bitcoin-backed loans — tested on our own book first — is now available as a service. Proven on ours. Ready for yours. Lending-as-a-Service is live
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The RBA can change the price of money. It can't change the supply of Bitcoin. That's the difference between monetary policy and monetary scarcity. Australians are being reminded that interest rates, inflation and purchasing power aren't abstract concepts. Bitcoin gives people an asset with a monetary policy they don't have to vote on. 21 million. No committee required.
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Bitcoin holders are sitting on an asset that has appreciated significantly. But when you need liquidity, selling isn't always the answer. At Vield, we believe your Bitcoin can work for you without leaving your ownership. Borrow against it. Keep your BTC. And keep it secured with institutional-grade custody. *Liquidity without selling.*
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Australia has a serious economic problem. The cost of living keeps rising, housing keeps getting further out of reach, and governments continue to spend and borrow more. The question isn't just “How do we make more money?” It's: What happens when the purchasing power of the money you're saving keeps declining? This is why Bitcoin matters. 21 million BTC. No central bank can create more. No government can simply vote to increase the supply. You don't have to believe Bitcoin will replace the Australian dollar. You just need to understand why an asset with a fixed supply becomes interesting when trust in monetary discipline starts to weaken. Bitcoin isn't just a technology story. It's a monetary story.
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Self-custody vs safekeeping. There’s a trade-off. Self-custody gives you sovereignty. You control the keys, you control the Bitcoin, and nobody needs to ask permission to move it. For many Bitcoiners, that’s the whole point. But with that control comes responsibility. Key management. Security. Backups. Inheritance. What happens if you lose access? Safekeeping flips the equation. You give up some control in exchange for additional infrastructure around your Bitcoin: • Insurance • Institutional-grade security • Simpler estate planning • A team to support you • Someone to help navigate the process when things go wrong And yes, there’s another trade-off. As a regulated business, we may need to ask questions about where funds came from or where they’re going. Some people will see that as a feature. Others will see it as a downside. Both perspectives are valid. The point isn’t that one is better. It’s understanding what you’re trading: Self-custody = maximum control, maximum responsibility. Safekeeping = less direct control, more infrastructure and support. There’s no one-size-fits-all answer. Just make sure you understand the trade-off.
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The Vield version 👇 Orange pilled my mate down the pub last night. Told him Bitcoin is money you can own without a bank. He liked that. Then he asked how to keep it safe. So I explained hardware wallets. Then seed phrases. Then entropy. Then backups. Then multisig. Then geographically separated backups. Then steel plates. Then fire protection. Then inheritance. Then what happens if he loses the seed. Then what happens if his wife can't find it. Then what happens if he dies. He looked at me. “Isn't there an easier way?” There is. Vield Safekeeping. You remain the beneficial owner of your Bitcoin. Your BTC isn't lent, staked, rehypothecated or pledged by Vield. It's held through institutional-grade security infrastructure, with ongoing support and a framework designed to make managing and passing on your Bitcoin simpler. Because Bitcoin security isn't just about protecting your keys. It's also about what happens when: You lose access. You're unavailable. Something goes wrong. Or your family needs to access what you've spent years accumulating. Self-custody is great. But having to personally manage every single layer of security isn't for everyone. Bitcoin gave us a better way to own money. Vield Safekeeping gives you a simpler way to look after it. Boring. But safe.
Orange pilled my mate down the pub last night. Honestly, it’s so simple once you explain it properly. I told him Bitcoin is just money you hold yourself. He liked that. Then he asked how you hold it. So I explained you buy a hardware wallet, but obviously not that one, and not that one either. Then I said don’t trust its randomness, you’ll want to generate your own entropy with dice. He said “like Monopoly dice?” Bless him. No, mate. Casino-grade precision dice, and verify they’re fair first, because a biased die is a biased seed. Then I said roll it 99 times. He asked why not fewer. I explained that anything less than 99 rolls gives you less entropy, and while 50 rolls and 12 words is technically unbreakable by every computer that will ever exist, we don’t do technically round here. We do 256 bits. He asked what a bit was. I told him not to worry about it. Then I explained you do this in a room with no phone, no smart speaker, no camera, ideally soundproofed, because the acoustics of a dice roll and your keystrokes are a side channel. He’d gone quiet by then, so I gave him a minute. Then I said you’ll want 3 seeds, not 1, because single points of failure are what wiped out 500 people last week. So that’s 297 dice rolls. Then multisig, 2-of-3, and you’ll need to back up the descriptor as well as the words, because 3 seeds alone won’t rebuild the wallet, and yes, that’s a fourth thing to lose. Then I said store the 3 backups in 3 separate locations, because if a burglar or a house fire gets two, you’ve achieved nothing. He asked where. I said somewhere fireproof, ideally stamped in steel, definitely not the loft. Then I mentioned the Faraday bag. And the airgap. And that you sign transactions by waving QR codes at a Raspberry Pi you built yourself. And that you should rehearse the whole thing on a parallel test network with fake coins first, obviously. He asked what happens if he gets it wrong. I said you lose everything forever, and nobody is coming to help you. Anyway, that’s another one onboarded. 💪
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Bitcoin is boring again. Good. The goal was never to constantly trade it. Hold it. Use it as collateral. Access liquidity when you need it. Keep your Bitcoin exposure. Bitcoin doesn't have to pump to be useful.
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The biggest myth in Bitcoin is that self-custody automatically equals security. Last week's COLDCARD vulnerability is another reminder that security isn't a product you buy—it's a system you build. Hardware wallets are an important layer. They're not the only layer. Even the best devices can contain bugs. Firmware can have vulnerabilities. Humans make mistakes. Real security comes from defence in depth. Every security control should assume another control will eventually fail. That's why we built Vield Safekeeping around multiple independent layers of protection: • HSM-backed key management • Institutional-grade cold storage • Multi-factor authentication • Segregated client assets • Insurance • Independent security audit by Hashlock • Operational security powered by Revio • Dedicated support when you need it Security shouldn't depend on one device. It should survive when one layer fails.
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If your digital assets disappeared tomorrow... Would you know what protections are actually in place? Most investors compare fees, features, and returns. Few ask the question that matters most: Can I trust where my assets are held? The next generation of digital asset platforms won't compete on hype. They'll compete on transparency, security, and trust. That's the future we're building at Vield.
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National auction clearance: 54.2%. Brisbane: 30.5%. Sydney prices down 12% year-on-year. A frozen market isn't a price problem — it's a liquidity problem. When buyers vanish, sellers are stuck holding an asset they can't easily convert. BTC-backed lending was built for exactly this: cash without selling. news.com.au/finance/economy/…
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Every market cycle teaches the same lesson: Trust matters most when uncertainty rises. Investors don't just need access to digital assets. They need confidence in where they are held, how they are managed, and who they trust. The future of digital assets will be built on transparency and security. #Bitcoin #Crypto #DigitalAssets #FutureOfFinance
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Six weeks with the bank. One week with us. A founder needed capital to buy stock at a discount. His biggest asset was BTC — sitting idle on his personal balance sheet. Called Tuesday. Settled inside a week. Pledge BTC, receive AUD, put it to work. No dilution, no property on the line.
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Cold storage keeps your Bitcoin offline. On its own, it doesn't keep it safe. Real security is layered: institutional custody, multi-layer approvals, segregated assets, HSM key protection + insurance via @Zodia_Custody. Independently audited by @Hashlock_ . Cyber security oversight from @RevioCybSec . And your BTC is never lent out or rehypothecated. It stays yours.
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Life is like a box of chocolates. Its not perfect, like this video.. But its always better when you lead with integrity and a big part of that is being transparent and accountable.
🤖 Made with AI
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Bitcoin was built on one principle: Don't trust, verify. We built our loan platform to honour it. Your Bitcoin, viewable on-chain, in real time. No screenshots, no "trust us" — the blockchain is the proof. That's how it's supposed to be.
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Why borrow against your Bitcoin instead of selling? Two reasons. 1. Conviction. Long-term holders have ridden the highs and the lows because they believe in the upside. But being rich on paper doesn't pay the bills. Borrowing lets you access liquidity without giving up your position. 2. Tax. In Australia, selling Bitcoin can trigger a CGT event. For a long-term holder sitting on a low cost base, that's an expensive way to raise cash. Borrowing doesn't involve a disposal — and we've done the work to understand exactly how that's treated. A Bitcoin-backed loan keeps your stack intact — and your exposure with it.
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