How may accounts you have may depend on your financial habits and goals. However, it's often useful to split out these common money uses: 𝐁𝐢𝐥𝐥𝐬 𝐄𝐱𝐩𝐞𝐧𝐬𝐞𝐬 𝐄𝐦𝐞𝐫𝐠𝐞𝐧𝐜𝐲 𝐟𝐮𝐧𝐝 𝐑𝐞𝐭𝐢𝐫𝐞𝐦𝐞𝐧𝐭 To discuss your accounts, get in touch at ow.ly/CZVz50K2Tre

Australians lost over $72 million to scammers in the first quarter of 2022, which is more than a $10 million increase on the same quarter in 2021. You can view the latest scam alerts on our website: ow.ly/YLGg50K2TBC

You wouldn’t hand over the keys to your house to a stranger, nor would you invite someone into your home that you didn’t know. You’re also cautious to not let anyone look over your shoulder when using an ATM. So why would you give someone access straight into your bank account?

We all know if something seems too good to be true, it probably is. But that doesn’t stop plenty of Australians losing money to investment scams. In fact, disturbing figures show that more Australians lose money to investment scams than any other type.

Here are a few tips for managing your business cashflow when life gets hectic: 1. Create a calendar showing money in and out 2. Automate outgoing invoicing 3. Use tools/apps to stay on track 4. Talk to your creditors 5. Resolve disputed invoices quickly 6. Keep track of inventory

Now you can get your car, your low rate loan and your car insurance, all through Unity Bank! You could save thousands on your next new car, delivered direct to your door. Learn more about our car search service at ow.ly/5qh250Jr6RC

Buying your first home is exciting, yet can also feel overwhelming. Our comprehensive guide to buying your first home is the first step to settling on your new property. Learn more at ow.ly/ebaX50JlozY or reach out to our home loan specials today ow.ly/gCKZ50JlozT

The sooner kids learn basic financial skills like budgeting or saving, the better off they'll be. Try: ☝Using clear money jars so they see their savings grow ☝Involving your child when shopping - give them a budget to stick to ☝Teaching your teen about compound interest

Did you know, the Australian dollar is one of the most traded currencies in global finance? It is also considered one of the foremost commodity currencies, meaning that its value can be affected by price shifts in Australia's major exports.

Your credit score can impact many things, including getting a mortgage, credit card or personal loan. Here are some tips to improve your credit score: ✓ Pay bills on time ✓ Consolidate your debts ✓ Use a variety of credit types ✓ Request higher credit limits

Lottery scams often begin with an unexpected email notification, text message or phone call with the words - "You have won!" If you have received a suspicious message, ignore it and report it to ow.ly/alGP50JxGmX

A comparison rate is a calculation that includes the interest rate and certain fees & charges relating to a loan. Ultimately, it will provide a more accurate idea of how much you will pay in total. Learn more at: ow.ly/HLeb50JloM9

Sending or receiving money overseas in foreign currency between the 28 April 2022 and 30 May 2022? You could win one of fifty $500 gift card vouchers*. Find out more - unitybank.com.au/win-one-of-… *Conditions apply.

On your mark, get set and get ready! Coming soon, we are launching our NEW and improved Unity Bank app packed with modern and better banking features. 📱 Find out more about benefits of the new Unity Bank app here: unitybank.com.au/new-app.htm…

Australia is a unique and beautiful place, so it’s no wonder foreign economies had invested a total of $4 trillion in Australia at the end of 2020. 🌱💰 But which country invests the most in Australia? --------- Answer: The USA View more countries at ow.ly/Z2Yb50Ikl4Y

79% of Australians save a portion of their after tax income each month, according to Canstar’s Consumer Pulse Report. This also means that 21% of people are not saving money, although this has decreased significantly from 29% in 2017.

Save or invest? What are the differences? 🌱💰💵 📈 💰SAVINGS. Setting money aside as a great way to ensure that you're always prepared for any emergency. 🌱INVESTING. Has the potential to give you a good return on your investment, but there is also higher risk.

Your adviser might not be up to scratch if they: ☝Don't have an AFSL ☝Ask you to pay investment money directly into their account ☝Don't explain the benefits of their recommendations ☝Recommend products without having qualifications ☝Trade in investments when unauthorised

Looking to take a step back fromthe daily grind? Here are five passive income ideas you can start on today: ➞ Sublet surplus space ➞ Upload a t-shirt design to Merch by Amazon ➞ Sell stock images ➞ Create or licence intellectual property ➞ Property investment

Here are some key reasons to refinance your home loan: 1)Get a lower rate 2)Reduce loan term 3)Debt consolidation 4)Access new features (e.g. offset/redraw facilities) 5)Access equity (e.g. for a holiday or renovations) Call us on 1300 36 2000 to discuss your refinancing needs.