Obsessed with optimizing financial systems | Tweets are for educational purposes

Joined October 2020
The stock market headed into 2022
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I guess @COLDCARDwallet didn’t destroy my data - only sent this 3 days too late What an absolute disaster of a company
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I had all the funds in my Cold Card drained - most of my stack is gone Going to have to think long and hard about staying in crypto
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Crumbl Cookie now this - Mormons are dealing legal sugar drugs
Mormon-born 'dirty soda' may replace coffee, alcohol as go-to drink as trend spreads across US trib.al/vgZbfdG
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Reading the comments it’s hilarious what those outside the US think about it
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“By the way I’m divorced” I am shocked
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Can’t afford to quit a high stress job means they can’t find a diff job or doesn’t want to change lifestyle If believe you are stuck, you are
Spoke to a married couple in their 30’s from Miami, FL: They have: - $335,000: Home equity - $250,000: 401k’s / IRAs - $105,000: Brokerage - $24,000: Cash On paper they’re "rich" & yet they can’t afford to quit high-stress jobs. …Millions of people are in this silent trap.
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In a British TV voice “Here we observe a human cow understanding how mortgages work for the first time”
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Me helping my wife buy and wrap all the kids Christmas gifts
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Jesus is not the brother of Satan He is God
When I'm told my beliefs are not biblical, I have to take a step back and ask myself, "Hmmm... What Bible do they read? Every belief I have is supported by the Bible." But, it is of no use to argue with them. First of all, because contention is of the Devil. Second of all, I don't think they know what my beliefs are. Finally, I don't think they've read the Bible, but are echoing what someone else or some website has told them. I'm thankful for the restoration of the Gospel of Jesus Christ. It was taught anciently in the House of the Lord, or as in the case of the painting below, in the portable Tabernacle. That same Gospel is taught today in temples around the world. Every teaching comes straight from the Bible, and is witnessed in other scriptures along with latter-day prophets and apostles.
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As someone who has fired a number of people I can’t tell you how dumb it is not to have HR and/or Counsel present Warde most likely cost Michigan Sherrone’s buyout
Michigan was alerted that Sherrone Moore was dealing with mental health issues, yet athletic director Warde Manuel fired him alone with no HR representative and no security present, per @NicoleAuerbach.
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Sherrone was trying to tell us he was putting in work 😉
Michigan: "U-M head football coach Sherrone Moore has been terminated, with cause, effective immediately. Following a University investigation, credible evidence was found that Coach Moore engaged in an inappropriate relationship with a staff member."
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I have 3 boys - I pray for their future wives…
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Happy Thanksgiving to my fellow Bitcoiners
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The same parents that let their kids have iPads at restaurants
I know it’s traumatizing but I can’t stop laughing. 😂😂😂
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Get a 50 year loan - pay it off at 30 year terms Get the flexibility for a small cost Liquidity is 👑 King 👑 my friends
Here are the comparisons of a 30 to 50 year mortgage of a $400,000 home at 6%, per YF: 30 year mortgage: - Monthly payment: $2,398 - Total loan cost: $863,352 50-year mortgage: - Monthly payment: $2,106 - Total loan cost: $1,263,372
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Bill and Bob bought identical houses in the same neighborhood in June ‘22 for $500K Bill hates debt and has paid an extra $500/mo towards the principal Bob likes to invest and put $500/mo in $VOO They both lose their jobs, all things equal, who is better off?
The only good mortgage is a paid off one Our biggest monthly expense is gone 💰
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It is D U M B to pay off low interest debt AND if you block me I’ll screenshot your stupidity
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…and alot of liquidity is gone too
The only good mortgage is a paid off one Our biggest monthly expense is gone 💰
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Doctors are terrible at math
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