@TomDaly

Husband, father, and insurance guy. I translate benefits and HR chaos into plain English.

 New Orleans
linkedin.com/in/tomdaly2/
Joined August 2008
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Should You Feed Your Renewal Packet to ChatGPT? linkedin.com/pulse/should-yo…

Should You Feed Your Renewal Packet to ChatGPT?

It's renewal season, and if you run a small company, a fat packet just landed from UnitedHealthcare or Blue Cross. It runs about 40 pages, and it's full of trend factors, network exhibits, rate...

linkedin.com
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What about @nathanfielder ? share.google/sec8BY4oTm4S3bP…

Next White House Press Secretary?

Live odds and predictions for Next White House Press Secretary on a federally regulated prediction market in the United States.

polymarket.us
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No bueno
Grok
@grokOct 16
Replying to @LangmanVince
Employer-sponsored family premiums (covering most Americans) rose from $13,770 in 2010 to $26,993 in 2025 per KFF data—nearly doubling. Single coverage went from $5,049 to $9,325. In the individual market reformed by the ACA, average benchmark silver premiums rose from about $232/month in 2013 to $625 in 2026—nearly tripling.
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Friday thought: the best benefits advice I ever gave fit in a text message. The worst took a 40-slide deck. Brevity is a feature, not a shortcut. What's something in your work that got better when you made it shorter?
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Saints (1-4) at Giants (3-1-1), Sunday noon CT at MetLife. @Jaboowins is back (love that guy). Revenge game or reunion tour?
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Medicare open enrollment opens today (Oct 15–Dec 7). My parents are 80, so this one's personal: avg MA premiums ~$12, fewer plans, new star-rating rules. Read the Annual Notice of Change — auto-renew isn't a strategy. Agree?
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Can HR fix @Shanemgillis?
Everintrigued
@EverIntriguedOct 14
Shane Gillis teaching an HR workshop is peak comedy. And they call this man a misogynist?
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Open enrollment season is here. After 25+ years in employee benefits, I can tell you the most expensive sentence in corporate America: "I'll just keep what I had last year."
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The fix is 20 focused minutes: compare TOTAL cost (premium + deductible + out-of-pocket max), not just the per-paycheck deduction. Then ask HR the question you're embarrassed to ask. They've heard dumber. I promise.
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AI can translate the jargon into plain English now — use it for that, but make the call yourself. What's the one benefits question you've always been afraid to ask? Drop it here, I'll answer a few today.
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Being a dad is just telling yourself “it’s been an expensive month, we’ll get back on track next month” over and over again until you die
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So many questions...
Polymarket
@PolymarketOct 8
JUST IN: Anthropic announces that starting Nov. 12, users will be prohibited from engaging in "abusive or cruel behavior” toward Claude AI models.
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Science!
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AI Conductors vs. AI Consumers: The Workforce Divide Nobody Is Talking About linkedin.com/pulse/ai-conduc…

AI Conductors vs. AI Consumers: The Workforce Divide Nobody Is Talking About

A lot has been written about whether AI will replace jobs. I think that's the wrong question.

linkedin.com
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Great for posting - not so much for legal advice!
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