Travel, lifestyle & personal finance writer | Helping middle-class families build wealth intentionally | AP Wire contributor
United States
Joined December 2020
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4 years ago I was $250K in debt with 2 kids.
Today I'm a millionaire in my 30s collecting $4K/mo from rentals.
Here's what changed:
→ Stopped eating out 5x/week
→ Cut $12K/year in hidden expenses
→ Bought my first rental in 2019 (terrified)
→ Survived a break-in, flooding, AND a broken fridge
→ Bought 2 more anyway
The secret? I didn't wait to feel ready.
I just started before I was comfortable.
Jonathan | The Frugal Millionaire retweeted
What you see: "Millionaire in his 30s"
What you don't see:
— $250K in debt at 28
— A break-in at the rental
— Flooding damage
— A broken fridge at 2am
— Years of saying "no" to everything
— Wife and I budgeting every dollar
— Being called "cheap" by friends
The highlight reel is a lie. The grind is the story.
What you see: "Millionaire in his 30s"
What you don't see:
— $250K in debt at 28
— A break-in at the rental
— Flooding damage
— A broken fridge at 2am
— Years of saying "no" to everything
— Wife and I budgeting every dollar
— Being called "cheap" by friends
The highlight reel is a lie. The grind is the story.
Jonathan | The Frugal Millionaire retweeted
I went from a scarcity mindset to millionaire by 37.
These 4 books rewired how I think about money: 🧵👇
I went from a scarcity mindset to millionaire by 37.
These 4 books rewired how I think about money: 🧵👇
4. "The Last Lecture" by Randy Pausch
Biggest lesson: Don't be afraid to take action.
In 2019, we finally bought our first rental property.
One year I analyzed 50+ properties, made 5 offers, lost them all.
I don't call those failures. I call them tuition.
Reading changed my relationship with money.
Action changed my bank account.
If you want to build wealth without earning more, I break down exactly how in my free newsletter.
Join 4,000+ parents building generational wealth: parentportfolio.beehiiv.com
You just paid off $250K in debt.
What's the FIRST thing you're buying?
One word only. 👇
Jonathan | The Frugal Millionaire retweeted
$10,254/month selling digital products.
No followers.
No ads.
No experience.
Just one AI tool that builds your entire business in 45 minutes:
✓ Product created for you
✓ Sales funnel done for you
✓ Email sequence written for you
✓ Checkout page ready to collect payments
This is the new wealth-building cheat code.
I'm giving 100 people free access to the training that shows exactly how.
👉 RT, Like and Comment "AI" below → I'll DM you the link.
(follow to get DM)
$10,254/month selling digital products.
No followers.
No ads.
No experience.
Just one AI tool that builds your entire business in 45 minutes:
✓ Product created for you
✓ Sales funnel done for you
✓ Email sequence written for you
✓ Checkout page ready to collect payments
This is the new wealth-building cheat code.
I'm giving 100 people free access to the training that shows exactly how.
👉 RT, Like and Comment "AI" below → I'll DM you the link.
(follow to get DM)
Jonathan | The Frugal Millionaire retweeted
I became a millionaire in my 30s.
But I was raised by a frugal single mom with no financial mentor.
Here are 5 habits that changed everything:
I became a millionaire in my 30s.
But I was raised by a frugal single mom with no financial mentor.
Here are 5 habits that changed everything:
I paid off $250K in debt and built a 7-figure net worth by my late 30s.
Now I help parents do the same.
Follow @TheParentPort for more.
And if this helped, repost tweet 1 to help another family build generational wealth ♻️
Want more tips to raise money-smart kids AND build wealth?
Join 4,000+ families getting my free weekly newsletter:
→ Save more
→ Earn extra
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Join free: parentportfolio.beehiiv.com