𝗕𝘂𝗶𝗹𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗙𝘂𝘁𝘂𝗿𝗲 𝘄𝗶𝘁𝗵 𝗔𝗜 𝗗𝗲𝘀𝗶𝗴𝗻𝗲𝗱 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗥𝗲𝗴𝗶𝗼𝗻. We’re excited to welcome Nyxom AI as a Silver Partner at Enterprise AI Expo 2026. Nyxom AI is an innovative Omani artificial intelligence company focused on transforming complex data into actionable insights through intelligent, locally tailored solutions. Founded by Saleh bin Nasser Al-Mahrouqi, an IBM-certified AI software and application developer, the company develops AI-powered platforms designed around the language, culture, and business landscape of Oman and the Gulf region. With expertise spanning education, entrepreneurship, commerce, and customer service, Nyxom AI combines innovation, privacy, and practical application to help organisations make informed decisions and navigate digital transformation. Its commitment to developing solutions that address regional needs aligns with Oman’s vision for a digitally driven future. 📅 2nd & 3rd December 2026 📍 Sheraton Oman Hotel, Muscat, Oman Join Enterprise AI Expo as a partner to expand your network, build strategic collaborations, and unlock new business opportunities in the growing AI ecosystem. 🌐 aienterpriseexpo.com #AIEnterpriseExpo #NyxomAI #SilverPartner #EnterpriseAI #ArtificialIntelligence #AIInnovation #DigitalTransformation #OmanVision2040 #Muscat #Oman

Connecting Saudi Talent with Career Opportunities. We're excited to welcome @Baytcom as the Career Partner for Saudi Career Fair 2026. 📅 21st & 22nd December 2026 📍 The Arena, Riyadh As the leading job site in the Middle East and North Africa, Bayt.com connects job seekers with employers looking to hire, helping bridge the gap between talent and opportunity. With thousands of new job vacancies listed daily from leading employers across the region, its platform plays an important role in connecting professionals with their next career move. Together, we look forward to strengthening connections between employers and talent and supporting a more connected career ecosystem in the Kingdom. Ready to expand your talent network? Join us at Saudi Career Fair 2026. 🌐 Secure Your space now: saudicareerfair.com #SaudiCareerFair #Bayt #CareerPartner #SaudiVision2030 #SaudiTalent #CareerOpportunities #Recruitment #TalentAcquisition #HumanResources #FutureOfWork #SaudiArabia #Riyadh

Advancing Healthcare Through People, Purpose & Excellence. We’re pleased to welcome @DiaverumME as a Bronze Partner at Saudi Career Fair 2026. 📅 21st & 22nd December 2026 📍 The Arena, Riyadh Founded in Sweden in 1991, Diaverum is one of the world’s leading providers of renal care, operating more than 460 clinics across 26 countries and caring for over 47,000 patients worldwide. Since entering Saudi Arabia in 2011, Diaverum has expanded its network to 41 clinics across 33 cities, serving more than 5,000 patients. Combining clinical expertise with compassionate care, the company remains committed to improving patients’ quality of life through its values of competence, passion, and inspiration. Put your organisation in the spotlight. Secure your exhibition spot today. 🌐 Explore exhibition opportunities at saudicareerfair.com #SaudiCareerFair #SaudiCareerFair2026 #Diaverum #BronzePartner #SaudiArabia #SaudiVision2030 #Healthcare #HealthcareLeadership #TalentAcquisition #HumanCapital #EmployerBranding #StrategicPartnerships

𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗶𝗻𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗼𝗻𝘁𝗿𝗼𝗹 𝗧𝗼 𝗗𝗿𝗶𝘃𝗲 𝗦𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝗥𝗲𝗰𝗼𝘃𝗲𝗿𝗶𝗲𝘀. We are pleased to welcome Thamer Fahad Al Anazi, Head of Collection and Credit at El-Ajou Group Trading Co. (@elajouco), to 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, bringing more than 16 years of experience across credit, collections, portfolio management and financial risk. What makes Thamer’s perspective particularly relevant is his end-to-end view of the credit lifecycle, from assessing creditworthiness and setting appropriate limits to monitoring receivables, identifying high-risk accounts and driving overdue recovery. With a Master’s degree in Risk Management and extensive experience leading credit and collection operations, he has focused on strengthening controls, reducing delinquencies, improving recovery rates and accelerating cash flow. His role goes beyond collection targets. From developing credit and collections policies to negotiating payment plans, coordinating with Sales, Accounting and Legal, and overseeing severely overdue accounts, Thamer brings together risk discipline, operational efficiency and recovery strategy to protect the bottom line. At CCS Saudi Arabia 2026, we look forward to bringing his practical perspective on building stronger credit controls that ultimately translate into stronger collection performance and healthier cash flow. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #CreditManagement #CollectionsLeadership #CreditRisk #DebtRecovery #CashFlow #SaudiArabia

𝗥𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗗𝗲𝗯𝘁 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗧𝗵𝗿𝗼𝘂𝗴𝗵 𝗗𝗲𝗰𝗮𝗱𝗲𝘀 𝗢𝗳 𝗖𝗿𝗲𝗱𝗶𝘁 𝗘𝘅𝗽𝗲𝗿𝘁𝗶𝘀𝗲. We’re honoured to welcome Tom Cyriac, Chief Operating Officer at SADAD International LLC, to the speaker lineup at the 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. With nearly four decades of leadership experience across credit, risk management and debt collection in India and the GCC, Tom Cyriac brings a depth of industry perspective built through managing complex credit portfolios, recovery strategies and large-scale operational frameworks. At SADAD, he plays a pivotal role in shaping the company into a globally benchmarked debt collection services provider. Since its establishment in 2023, SADAD has expanded across Oman, the UAE, Saudi Arabia and Bahrain, supported by an extensive international partner network spanning multiple global markets. With his focus on operational excellence, client relationships and innovative recovery solutions, Tom Cyriac continues to contribute to the evolution of modern credit and collection management. We look forward to welcoming his experience and perspective to the conversations shaping the Kingdom’s credit and collections landscape. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditManagement #DebtCollection #RiskManagement #Collections #ReceivablesManagement #FinancialServices #SADAD

𝗗𝗿𝗶𝘃𝗶𝗻𝗴 𝗣𝗿𝗼𝗮𝗰𝘁𝗶𝘃𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 𝗙𝗼𝗿 𝗦𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝗥𝗲𝗰𝗲𝗶𝘃𝗮𝗯𝗹𝗲𝘀. Its a privilege to welcome Muhammad Nadeem, Group Credit Control Manager at BCI, to 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, bringing 14 years of experience across credit management, B2B collections and receivables strategy. Muhammad takes a distinctly proactive approach to credit risk using financial analysis and foresight to identify potential exposure early, strengthen receivables strategies and help organisations stay resilient through changing economic conditions. His experience spans Saudi American Glass, a subsidiary of Dubai Investments, and BCI, where he currently manages credit across joint ventures with global organisations including HENKEL and HUNTSMAN. As an ACCA member with a Master’s in Professional Accountancy from the University of London, Muhammad brings together financial expertise, analytical thinking and practical credit leadership to turn risk insight into stronger business decisions. At CCS Saudi Arabia 2026, we look forward to hearing his perspective on building proactive credit strategies that protect receivables, strengthen resilience and drive smarter collection outcomes. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #CreditManagement #B2BCollections #CreditRisk #ReceivablesManagement #RiskManagement #FinancialStrategy #SaudiArabia

𝗧𝘂𝗿𝗻𝗶𝗻𝗴 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗜𝗻𝘁𝗼 𝗦𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲. We’re delighted to welcome Salem Aljuhani, Head of Collection Services at Dar Al Tamleek, bringing over 25 years of experience across collections and banking to the conversations at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. With over 25 years of experience across collections and banking, Salem brings a strong operational and strategic perspective to managing collection functions and improving financial performance. His work spans setting collection targets, monitoring performance, overseeing branch and project operations, strengthening reporting frameworks and developing high-performing teams. His approach combines strategic planning, analytical decision-making and continuous improvement to keep collection operations aligned with broader business objectives. At Dar Al Tamleek, his leadership continues to focus on driving collection effectiveness, strengthening productivity and maintaining the operational discipline needed to achieve sustainable results. We look forward to having Salem share his experience and perspectives with the leaders shaping the Kingdom’s credit and collections ecosystem. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #Collections #CollectionManagement #CreditManagement #Banking #ReceivablesManagement #FinancialServices #DarAlTamleek

𝗥𝗲𝗶𝗻𝘃𝗲𝗻𝘁𝗶𝗻𝗴 𝗟𝗶𝘁𝗶𝗴𝗮𝘁𝗶𝗼𝗻 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗪𝗶𝘁𝗵 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 We’re delighted to welcome Ammar AlHaddad, Litigation Collection Assistant Manager at The Saudi Investment Bank, at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. Ammar’s experience spans legal collections, enforcement proceedings, credit risk and strategic recovery initiatives, giving him a strong understanding of how effective litigation processes can contribute to stronger collection outcomes. His work also reflects a forward-looking approach to collections, combining customer-centric strategies, operational excellence, digital transformation and AI while maintaining the regulatory discipline essential to responsible recovery. At The Saudi Investment Bank, Ammar has contributed to strategic initiatives focused on improving collection processes and strengthening legal recovery frameworks within the banking sector. With academic qualifications in Finance from King Fahd University of Petroleum & Minerals and Southern New Hampshire University, he brings together financial expertise and practical industry experience to the evolving credit and collections landscape. We look forward to having Ammar share his practical perspectives with the leaders shaping the Kingdom’s credit and collections ecosystem. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #LitigationCollections #DebtRecovery #CreditRisk #Collections #DigitalTransformation #AI #Banking #RegulatoryCompliance #SaudiInvestmentBank

𝗦𝗵𝗮𝗽𝗶𝗻𝗴 𝗖𝗿𝗲𝗱𝗶𝘁 𝗖𝗼𝗻𝘁𝗿𝗼𝗹 𝗙𝗼𝗿 𝗦𝘁𝗿𝗼𝗻𝗴𝗲𝗿 𝗖𝗮𝘀𝗵 𝗙𝗹𝗼𝘄. Mahdi Alhababi, Credit Control Manager at Henkel Industrial Company, joins the esteemed speaker lineup at the 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. With over 14 years of experience across Credit Management and B2B Collections in the IMEA region, Mahdi brings a perspective shaped by complex markets, diverse portfolios and the need to balance financial discipline with strong client relationships. At Henkel, he leads strategic credit operations for the Adhesive Technologies division, focusing on credit risk optimisation, cash flow improvement and operational resilience. His experience across receivables, financial controls and cross-functional collaboration reflects a practical approach to protecting financial health while supporting sustainable business growth. We look forward to hearing Mahdi’s insights on strengthening credit control and building more resilient receivables strategies. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditManagement #CreditControl #B2BCollections #ReceivablesManagement #CashFlow #RiskManagement #Henkel

𝗜𝘀 𝗔𝗜 𝗥𝗲𝗮𝗱𝘆 𝗧𝗼 𝗥𝗲𝘄𝗶𝗿𝗲 𝗧𝗵𝗲 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗣𝗹𝗮𝘆𝗯𝗼𝗼𝗸? G Prashanth Kumar, CTO at CredResolve, joins the 𝟰𝘁𝗵 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 𝗼𝗳 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗜𝗻𝗱𝗶𝗮 𝟮𝟬𝟮𝟲, bringing a technology and fintech perspective to the evolving debt-resolution ecosystem. A founding member of CredResolve and an alumnus of IIT Roorkee, Prashanth has been closely involved in building technology-led solutions for lending and debt resolution, with a focus on AI-driven intelligence, automation and data-led decision-making. At CredResolve, he contributes to developing technology infrastructure designed to improve collection efficiency and modernise the end-to-end collections lifecycle, bringing together technology, artificial intelligence and financial services. At #𝗖𝗖𝗦𝗜𝗻𝗱𝗶𝗮𝟮𝟬𝟮𝟲, Prashanth brings this technology lens to conversations around AI-led collections, intelligent automation, data-driven recovery and the role of technology in reshaping debt resolution. 📍 𝗦𝗼𝗳𝗶𝘁𝗲𝗹 𝗠𝘂𝗺𝗯𝗮𝗶 𝗕𝗞𝗖 | 𝟳–𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: india.collectionsummit.com #CCSIndia2026 #CreditAndCollectionsSummit #CCSIndia #GPrashanthKumar #CredResolve #AI #ArtificialIntelligence #DebtResolution #CollectionsTechnology #Fintech #DigitalTransformation

𝗢𝗻𝗹𝘆 𝟯 𝗗𝗮𝘆𝘀 𝗧𝗼 𝗚𝗼! 𝗨𝗻𝘁𝗶𝗹 𝗧𝗵𝗲 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗖𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗖𝗼𝗺𝗲𝘀 𝗧𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝗜𝗻 𝗠𝘂𝗺𝗯𝗮𝗶. In just 3 days, the 𝟰𝘁𝗵 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 𝗼𝗳 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗜𝗻𝗱𝗶𝗮 𝟮𝟬𝟮𝟲, Presented by Credgenics, will bring together senior leaders, decision-makers, technology providers and practitioners shaping the next chapter of India’s credit and collections ecosystem. Across 7–8 October at Sofitel Mumbai BKC, the summit will bring 𝟲𝟬𝟬+ 𝗵𝗮𝗻𝗱𝗽𝗶𝗰𝗸𝗲𝗱 𝗮𝘁𝘁𝗲𝗻𝗱𝗲𝗲𝘀, 𝟳𝟬+ 𝗶𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝘀𝗽𝗲𝗮𝗸𝗲𝗿𝘀, 𝟰𝟬+ 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗽𝗿𝗼𝘃𝗶𝗱𝗲𝗿𝘀 𝗮𝗻𝗱 𝟳𝟬𝟬+ 𝗽𝗿𝗲-𝘀𝗰𝗵𝗲𝗱𝘂𝗹𝗲𝗱 𝗺𝗲𝗲𝘁𝗶𝗻𝗴𝘀 into one focused ecosystem built around the priorities defining credit and collections today. From 𝗔𝗜-𝗽𝗼𝘄𝗲𝗿𝗲𝗱 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝘀𝗺𝗮𝗿𝘁𝗲𝗿 𝗿𝗲𝗰𝗼𝘃𝗲𝗿𝘆 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝗶𝗲𝘀 𝘁𝗼 𝗿𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗺𝗲𝗻𝘁𝘀, 𝗡𝗣𝗔 𝗿𝗲𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻, 𝗰𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲, 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝘁𝗿𝗮𝗻𝘀𝗳𝗼𝗿𝗺𝗮𝘁𝗶𝗼𝗻 and the evolving role of technology, the conversations are set to move beyond industry trends into practical strategies and meaningful business outcomes. 📍 𝗦𝗼𝗳𝗶𝘁𝗲𝗹 𝗠𝘂𝗺𝗯𝗮𝗶 𝗕𝗞𝗖 I 📅 𝟳–𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗦𝗲𝗰𝘂𝗿𝗲 𝗬𝗼𝘂𝗿 𝗣𝗮𝘀𝘀: india.collectionsummit.com/b… #CCSIndia2026 #CreditAndCollectionsSummit #CCSIndia #CreditManagement #Collections #DebtRecovery #BFSI #FinTech #NPARecovery #Mumbai

𝗦𝘁𝗿𝗲𝗻𝗴𝘁𝗵𝗲𝗻𝗶𝗻𝗴 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗧𝗵𝗿𝗼𝘂𝗴𝗵 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗮𝗻𝗱 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻. Hussain Aldohaim, Head of Collections at NAYLA, joins the Speaker Lineup at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, as he brings his expertise in collections strategy, recovery, and operational transformation. With a strong track record across the financial sector, Hussain has led initiatives focused on improving B2B, B2G, and B2C recovery performance, combining strategic process improvements with effective team development. His expertise spans negotiation, delinquent account management, and collections operations, alongside the implementation of automation tools to streamline processes and strengthen recovery outcomes. At CCS Saudi Arabia 2026, we look forward to bringing Hussain’s practical perspective into conversations around the evolving collections landscape and the strategies shaping more effective recovery operations. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #Collections #DebtRecovery #CollectionsManagement #FinancialServices #SaudiArabia #Riyadh

𝗥𝗲𝗱𝗲𝗳𝗶𝗻𝗶𝗻𝗴 𝗢𝗽𝗲𝗿𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗘𝘅𝗰𝗲𝗹𝗹𝗲𝗻𝗰𝗲 𝗙𝗼𝗿 𝗦𝗰𝗮𝗹𝗮𝗯𝗹𝗲 𝗚𝗿𝗼𝘄𝘁𝗵. We’re delighted to welcome Jawaher Alkhaldi, Chief Operating Officer (COO) at FLOOSS, to 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, bringing her expertise in fintech operations, credit control, risk management and business transformation. Jawaher’s leadership is grounded in a clear belief: strong operations are not just about execution, they are what drive business impact. Her work focuses on building scalable systems, using data to strengthen decisions, simplifying processes and balancing growth with strong governance. At FLOOSS, she leads operational transformation across a fast-moving fintech environment, with a focus on operational efficiency, credit control, risk, cash flow optimisation and technology-enabled processes. Her expertise extends across corporate debt management, compliance, performance management and process improvement, bringing together financial discipline and operational agility to create sustainable business outcomes. At CCS Saudi Arabia 2026, we look forward to hearing Jawaher’s perspective on how smarter operations, stronger controls and digital transformation can reshape credit and collections performance. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #Fintech #OperationalExcellence #CreditControl #RiskManagement #DigitalTransformation #SaudiArabia

𝗟𝗲𝗮𝗱𝗶𝗻𝗴 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗪𝗶𝘁𝗵 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆, 𝗣𝗿𝗲𝗰𝗶𝘀𝗶𝗼𝗻 𝗔𝗻𝗱 𝗣𝗲𝗿𝘀𝗶𝘀𝘁𝗲𝗻𝗰𝗲. We’re delighted to welcome Salahuddin AlHaidari, Head of Consumer Collection at The Saudi Investment Bank, to 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, as he brings more than two decades of experience across consumer collections, credit risk and banking operations. With 25+ years in Saudi Arabia’s financial sector, Salahuddin has built his career around the realities of collection performance from strengthening recovery strategies and portfolio outcomes to building effective collection frameworks, and high-performing teams. At The Saudi Investment Bank, he leads the consumer collections function across strategy, recovery operations, customer resolution and regulatory compliance, with a focus on turning collection strategy into measurable portfolio performance. Previously, during more than 13 years with SABB, he played a key role in managing collection operations and strengthening recovery performance. At #CCSSaudiArabia2026, we look forward to bringing his deep, hands-on perspective on consumer collections to the conversations shaping the next chapter of credit and recovery across the Kingdom. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗡𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #ConsumerCollections #DebtRecovery #CreditRisk #Banking #SaudiArabia

𝗪𝗵𝗲𝗻 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗯𝗲𝗰𝗼𝗺𝗲𝘀 𝗽𝗮𝗿𝘁 𝗼𝗳 𝘁𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗽𝗶𝗰𝘁𝘂𝗿𝗲, 𝗲𝘃𝗲𝗿𝘆 𝗽𝗿𝗼𝗰𝗲𝘀𝘀, 𝗲𝘃𝗲𝗿𝘆 𝘁𝗲𝗮𝗺, 𝗮𝗻𝗱 𝗲𝘃𝗲𝗿𝘆 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗶𝗻𝘁𝗲𝗿𝗮𝗰𝘁𝗶𝗼𝗻 𝗺𝗮𝘁𝘁𝗲𝗿𝘀. Gain insights from Mohammed Almutair, Director - Enterprise Collection Services at Bupa Arabia, at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. With a strong track record in enterprise collections, Mohammed brings an energetic, results-driven approach to tackling complex business challenges and driving meaningful operational outcomes. His experience extends beyond collections, spanning process optimisation, enterprise transformation, customer experience, financial analysis, risk management, quality control, and operational excellence. A strong advocate of collaboration and continuous improvement, Mohammed has contributed to organisational initiatives focused on strengthening processes, responding to customer feedback, improving service delivery, and building resilient, high-performing teams. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #CollectionsManagement #EnterpriseCollections #CustomerExperience #BusinessTransformation #OperationalExcellence #SaudiArabia #Riyadh #Leadership

𝗗𝗿𝗶𝘃𝗶𝗻𝗴 𝗥𝗶𝘀𝗸 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽 𝗶𝗻 𝗮 𝗖𝗵𝗮𝗻𝗴𝗶𝗻𝗴 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲. We’re delighted to welcome Ayman Alhabib, Chief Risk Officer at D360 Bank, to 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, as he brings his expertise in risk strategy and financial services. A founding member of D360 Bank, Ayman oversees the Bank’s risk strategy, bringing experience shaped by leadership across 𝗱𝗶𝗴𝗶𝘁𝗮𝗹 𝗯𝗮𝗻𝗸𝗶𝗻𝗴, 𝗳𝗶𝗻𝗮𝗻𝗰𝗲, 𝗮𝗻𝗱 𝘁𝗿𝗮𝗱𝗶𝘁𝗶𝗼𝗻𝗮𝗹 𝗯𝗮𝗻𝗸𝗶𝗻𝗴. Prior to D360 Bank, he served as Chief Risk Officer at Emkan Finance and held senior roles at Al Rajhi Bank, giving him a broad perspective across Saudi Arabia’s financial services ecosystem. Ayman holds a Bachelor’s degree in Management Information Systems from King Fahd University of Petroleum and Minerals (KFUPM) and an MBA from King Saud University, where he graduated top of his class. We look forward to welcoming Ayman to Riyadh and bringing his perspective on risk leadership to the conversations shaping the future of credit and financial services. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #RiskManagement #CreditRisk #DigitalBanking Fintech Banking FinancialServices SaudiArabia Riyadh

𝗧𝗵𝗲 𝘀𝘁𝗿𝗼𝗻𝗴𝗲𝘀𝘁 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗹𝗲𝗮𝗱𝗲𝗿𝘀 𝗱𝗼𝗻’𝘁 𝗷𝘂𝘀𝘁 𝗺𝗮𝗻𝗮𝗴𝗲 𝘁𝗼𝗱𝗮𝘆’𝘀 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀, 𝘁𝗵𝗲𝘆 𝗯𝘂𝗶𝗹𝗱 𝗳𝗼𝗿 𝘄𝗵𝗮𝘁 𝗰𝗼𝗺𝗲𝘀 𝗻𝗲𝘅𝘁. Join Hussein Shohdy, Director of Credit Management at Bupa Arabia, at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲, as he brings over 𝟮𝟱 𝘆𝗲𝗮𝗿𝘀 𝗼𝗳 𝗚𝗖𝗖 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 in finance and credit. Hussein brings a wealth of expertise in strategic transformation, risk management, and financial innovation. Throughout his career, he has focused on developing sustainable financial solutions, strengthening collaboration between stakeholders, and helping organisations build greater resilience in an increasingly dynamic business environment. His leadership is grounded in integrity, continuous learning, and a commitment to creating meaningful impact, not only for the organisations he leads, but for the wider industry and community. We look forward to welcoming Hussein to Riyadh and bringing his decades of regional experience and forward-looking perspective to the conversations shaping the future of credit and collections. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #CreditManagement #FinanceLeadership #RiskManagement FinancialInnovation StrategicTransformation GCC SaudiArabia Riyadh

𝗦𝘁𝗿𝗼𝗻𝗴 𝗰𝗿𝗲𝗱𝗶𝘁 𝗰𝗼𝗻𝘁𝗿𝗼𝗹 𝘀𝘁𝗮𝗿𝘁𝘀 𝘄𝗶𝘁𝗵 𝘀𝘁𝗿𝗼𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗳𝘂𝗻𝗱𝗮𝗺𝗲𝗻𝘁𝗮𝗹𝘀. We’re delighted to welcome Mohamed Kowaitan, Credit Control and Billing Manager - KSA & Bahrain at Marsh, sharing his expertise and insights at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. A finance leader with extensive experience in the insurance industry, Mohamed brings expertise across credit control, billing, and financial operations, with a strong focus on transformation, governance, and developing high-performing teams. His experience reflects the evolving role of finance operations where strong processes, effective governance, and empowered teams come together to support stronger business performance. We look forward to welcoming Mohamed to Riyadh and bringing his expertise to the conversations shaping the future of credit and collections. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #CreditControl #Billing #FinancialOperations #Insurance #FinanceLeadership #BusinessTransformation #SaudiArabia #Riyadh

𝗪𝗵𝗲𝗻 𝗰𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗯𝗲𝗰𝗼𝗺𝗲𝘀 𝗿𝗲𝗮𝗰𝘁𝗶𝘃𝗲, 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀𝗲𝘀 𝗺𝗮𝗻𝗮𝗴𝗲 𝗼𝘃𝗲𝗿𝗱𝘂𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗶𝗻𝘀𝘁𝗲𝗮𝗱 𝗼𝗳 𝗽𝗿𝗲𝘃𝗲𝗻𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗰𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲𝘀 𝗯𝗲𝗵𝗶𝗻𝗱 𝘁𝗵𝗲𝗺. Hear from Anas Bin Mahfouz, Head of Collections at Kearney (@kearney), as he brings his experience and perspective to 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. With more than 2 decades of experience across credit management, collections, and financial operations, Anas has built his career around one clear belief: collections should be recognised as a strategic business function, not simply a financial one. Today, he leads the collections function across Saudi Arabia and the Middle East at Kearney, bringing together experience in cash-flow optimisation, forecasting, credit control and customer relationships. His career also includes leading Credit Control and Collections at King Abdulaziz International Airport under the General Authority of Civil Aviation (GACA), giving him a perspective shaped by complex, high-volume business environments. With an MBA and a strong focus on collaboration, data-driven decision-making and emerging technologies, Anas brings a practical, forward-looking perspective to the evolution of collections. We look forward to welcoming him to Riyadh and bringing his experience to the conversations shaping the future of credit and collections in Saudi Arabia. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #Collections #CreditManagement #SaudiArabia #Riyadh #CashFlow #FinancialLeadership #BusinessTransformation

𝗔𝘀 𝗹𝗲𝗻𝗱𝗶𝗻𝗴 𝗺𝗼𝗱𝗲𝗹𝘀 𝗲𝘃𝗼𝗹𝘃𝗲, 𝗲𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝗿𝗶𝘀𝗸 𝗴𝗼𝘃𝗲𝗿𝗻𝗮𝗻𝗰𝗲 𝗿𝗲𝗺𝗮𝗶𝗻𝘀 𝘁𝗵𝗲 𝗳𝗼𝘂𝗻𝗱𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝘀𝘂𝘀𝘁𝗮𝗶𝗻𝗮𝗯𝗹𝗲 𝗴𝗿𝗼𝘄𝘁𝗵. Discover fresh perspectives from our Esteemed Speaker, Faisal Hejazi, Chief Risk Officer at MISpay, at 𝗖𝗿𝗲𝗱𝗶𝘁 & 𝗖𝗼𝗹𝗹𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝗦𝘂𝗺𝗺𝗶𝘁 𝗦𝗮𝘂𝗱𝗶 𝗔𝗿𝗮𝗯𝗶𝗮 𝟮𝟬𝟮𝟲. Faisal specialises in credit risk management, enterprise risk governance, and regulatory compliance, with extensive experience in designing credit frameworks at scale, developing loss forecasting models, and building high-performing risk functions in high-growth lending environments. His career spans traditional banking credit analysis and emerging fintech credit risk, giving him a unique perspective on balancing innovation with risk discipline. From credit policy and underwriting strategy to risk appetite frameworks and SAMA regulatory compliance, Faisal has led initiatives that enable organisations to make smarter, data-driven risk decisions while navigating an increasingly complex lending landscape. With professional certifications across governance, risk, compliance, and data privacy, Faisal is also known for translating complex risk insights into clear, actionable perspectives for boards and senior stakeholders. 📍 𝗥𝗶𝘆𝗮𝗱𝗵 𝗠𝗮𝗿𝗿𝗶𝗼𝘁𝘁 𝗛𝗼𝘁𝗲𝗹 𝗔𝗹 𝗪𝗶𝘇𝗮𝗿𝗮𝘁 𝗗𝗶𝘀𝘁𝗿𝗶𝗰𝘁 | 𝟮𝟳–𝟮𝟴 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟬𝟮𝟲 🔗 𝗥𝗲𝗴𝗶𝘀𝘁𝗲𝗿 𝗻𝗼𝘄: middle-east.collectionsummit… #CCSSaudi2026 #CreditAndCollections #CreditRisk #RiskManagement #Fintech #BNPL #SaudiArabia #Riyadh #FinancialServices #RiskGovernance #SAMA