BCSC: Where injuries from a pre-no-fault accident were indivisible from those caused by a later no-fault accident, the earlier tortfeasor was not liable for the later statute-barred loss. The Court had to parse it out. One to remember when Alberta Care-First arrives in 2027.

Relief from forfeiture excused failing to report the accident to police within 24 hours and give written notice within 30 days. Insurer could show no prejudice from the delay (and then waited eight months after receiving notice to investigate). 2/3

ONSC: Ontario's OPCF 28A excluded-driver endorsement applies when the excluded driver is operating an “other automobile,” despite that class not being expressly listed in the form. Alberta differs: the SEF 28C can at most reduce liability coverage to the $200k statutory minimum.

BCSC: More than 50 plaintiffs held jointly and severally liable for $800,000 in common costs after two test-case plaintiffs lost against a bus manufacturer. That liability even extended to plaintiffs who did not participate in or even formally agree to the test case.

ONCA: A pre-policy vehicle omitted from an OPCF 21A fleet schedule was uninsured until coverage was requested. A later monthly report could not retroactively cover an earlier accident, and relief from forfeiture could not create coverage that never attached.

BCSC: A summary trial is still a trial. In a slip-and-fall claim, the plaintiff challenged the store's sweep-log evidence but had not used available pre-trial procedures to test or undermine it. If the record is facially reliable, “something might turn up” at trial is not enough.

ABKB: “Like kind and quality” can include colour. After hail damage, visibly mismatched siding was not enough. Standard wording and a wear/depreciation exclusion did not confine the claim to individual panels when direct damage was proven and the mismatch was significant.