@TXOPIC

OPIC is a state agency that represents the interests of Texas insurance consumers. Get help with your questions: 📧 [email protected] ☎️ 1-877-611-6742

 Austin, Texas
opic.texas.gov
Joined October 2013
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2.5KMedia
Did you know we’re still in hurricane season? Winter is just around the corner, and spring storms aren’t much further. Be ready! Check your policy and consider flood or windstorm insurance if you don’t already have these coverages.
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In∙sur∙ance (noun): a means of guaranteeing protection or safety. At OPIC, we have resources covering insurance basics, shopping for insurance, insurance claims, and more. Visit us at opic.texas.gov.
The search box of a web page with the text "OPIC help me with my insurance" typed into it.

ALT The search box of a web page with the text "OPIC help me with my insurance" typed into it.

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Did you know that your health insurance plan likely provides Mental Health benefits? Learn about essential health benefits so you can take advantage of all your plan has to offer: opic.texas.gov/news/mandated….
The outline of a human head and neck in multiple colors and the message that your mental health is covered by your health insurance.

ALT The outline of a human head and neck in multiple colors and the message that your mental health is covered by your health insurance.

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When you file an insurance claim, a claims adjuster helps determine what is covered and how much you may be owed. Learn more about this important part of the claims process at opic.texas.gov/residential-p….
Several people scratching their heads and looking bewildered and the message "insurance claims...umm, yeah".

ALT Several people scratching their heads and looking bewildered and the message "insurance claims...umm, yeah".

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You might want mold on your cheese. You don’t want mold in your car. If you’re shopping for a used car, here are five ways to help avoid a lemon: opic.texas.gov/news/5-things….
A lemon on wheels and the message to visit the OPIC website for tips on how to avoid buying a bad used car.

ALT A lemon on wheels and the message to visit the OPIC website for tips on how to avoid buying a bad used car.

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Buying a new or used car? Some cars brands or types may carry significantly higher rates than others. Avoid any unwelcome surprises by calling your insurance company or agent before you buy.
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Myth: If I don’t file a claim under my policy, my premium won’t increase. Fact: Your insurance rate can go up even if you don’t file a claim. Insurance rates are based on many factors, and your claims history is only one of them.
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You are protected from balance billing by medical care providers in many instances. Learn more about it: opic.texas.gov/health-insura….
A man with a quizzical look on his face and the question of whether he know how his health insurance works.

ALT A man with a quizzical look on his face and the question of whether he know how his health insurance works.

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One potential way to save money on your home insurance is to shop around. All it takes is a few minutes of reading: opic.texas.gov/residential-p….
A shopping cart filled with bags and the message that different insurance companies can charge different prices for similar products, so it can pay to shop around.

ALT A shopping cart filled with bags and the message that different insurance companies can charge different prices for similar products, so it can pay to shop around.

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Are you struggling with resolving an insurance claim? It happens. You have options! Learn more: opic.texas.gov/news/claim-pa….
A trio of soft leaf stems and the message that OPIC is a peaceful way t get help with your insurance questions.

ALT A trio of soft leaf stems and the message that OPIC is a peaceful way t get help with your insurance questions.

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Do you know when your water heater is about to break? Here are five clues: opic.texas.gov/news/water-he…. Learn them now before it’s too late.
A badger checking his mobile phone and being surprised at the estimate to fix his home after a leaking water heater, and the message that water leaks can be expensive so maintain your water heater.

ALT A badger checking his mobile phone and being surprised at the estimate to fix his home after a leaking water heater, and the message that water leaks can be expensive so maintain your water heater.

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Before you flambe, check out this video from the Texas Department of Insurance on preventing kitchen fires: youtube.com/watch?v=vp25RThW…
A kitchen stove fire and the message to be watchful for kitchen fires.

ALT A kitchen stove fire and the message to be watchful for kitchen fires.

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If your small business is tacos, make sure you have all the insurance you need to protect yourself. Learn more at iii.org/publication/insuring…. Happy #NationalTacoDay
A pair of tacos and the message that the power of taco may be strong, but so is your need for insurance.

ALT A pair of tacos and the message that the power of taco may be strong, but so is your need for insurance.

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Aging gracefully can be hard, but using your health insurance shouldn’t be. Our primer helps you understand your essential insurance health benefits: opic.texas.gov/news/mandated…
A woman riding a skateboard and the message that insurance help you rock it.

ALT A woman riding a skateboard and the message that insurance help you rock it.

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You have rights as a life insurance consumer. You can: ☑️ Be late on a payment w/out losing coverage ☑️ Reinstate a lapsed policy ☑️ Sell your policy Learn more at opic.texas.gov/life-insuranc…
A word cloud of life insurance terms and the message to learn more about this type of insurance if you are considering it.

ALT A word cloud of life insurance terms and the message to learn more about this type of insurance if you are considering it.

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Do you live in a neighborhood with an HOA? If your HOA gets sued and loses, it might try to claw back the loss from you. Don’t get caught in a pinch. Learn about HOA Loss Assessment coverage: opic.texas.gov/news/resident…
A lobster coming out of the water and the message that if you live in a neighborhood with an HOA you might consider HOA Loss Assessment coverage.

ALT A lobster coming out of the water and the message that if you live in a neighborhood with an HOA you might consider HOA Loss Assessment coverage.

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Consider #floodinsurance for your dwelling. Be aware that many flood insurance policies have a 30-day waiting period before going into effect. Learn more at floodsmart.gov/ or call your insurer.
The outline of a home floating on waves of water and the message that it pays to plan ahead when considering flood insurance since many policies have a waiting period before going into effect.

ALT The outline of a home floating on waves of water and the message that it pays to plan ahead when considering flood insurance since many policies have a waiting period before going into effect.

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Myth: My homeowners insurance covers water damage. Fact: Most homeowners policies cover sudden and accidental water damage from failed plumbing or appliances but not damage due to longer-term issues such as leaks or wear and tear.
Two speech bubbles, one saying insurance myths, and the other saying insurance facts.

ALT Two speech bubbles, one saying insurance myths, and the other saying insurance facts.

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Don’t melt with worry after a fender bender. OPIC can help you understand the claims process. Check out our guide at opic.texas.gov/auto-insuranc…
A young woman with a distressed look on her face after backing into another car, and the message to learn more about the auto claims process on the OPIC website.

ALT A young woman with a distressed look on her face after backing into another car, and the message to learn more about the auto claims process on the OPIC website.

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Treat your peepers to an exam! Your health insurance plan likely covers it. Learn more about effectively using your health insurance at opic.texas.gov/health-insura… #NationalEyeHealthWeek
An eyeball lifting a bar bell with weights and a reminder that this is eye health week so consider getting an eye exam.

ALT An eyeball lifting a bar bell with weights and a reminder that this is eye health week so consider getting an eye exam.

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