
Chainlink will power the future of finance. $LINK
up here in the Nordics
Joined August 2023
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Vipu^Kipu retweeted
Starting in 1 hour, Director @wyoapollo will join @AndrewMcMarkets of @chainlink and @katieeperry of @zerohashx to discuss Wyoming's stable token initiative, and the potential for FRNT to serve as a public good.
Register here:
chain.link/webinar/pioneerin…
Looking forward to joining this discussion with @wyoapollo of the @wyostable and @katieeperry of @zerohashx! We'll chat about Wyoming's stabletoken initiative and explore how other governments can take similar steps to help their citizens. Register here: bit.ly/4ig7Kfz!
Vipu^Kipu retweeted
Dear Secretary Bessent @SecScottBessent,
My name is Everett Stern. In 2010 I was a compliance officer at @HSBC. From a back office in New Castle, Delaware, I watched billions of dollars move to drug cartels, sanctioned regimes, and terrorist organizations. The enemies of the United States. I documented it, I escalated it, and when the bank would not act, I took it to the @FBI, the @CIA, and eventually the @SECGov.
The result was a $1.92 billion settlement. At the time, it was one of the largest in American history. It was also about five weeks of the bank’s profit. Not one banker was charged. Not one went to prison.
I paid a different price. I lost my career, my savings, and my place in the industry I had trained for. I was blacklisted. Every door in American finance closed at once. I slept on a camping cot in a 300 square foot apartment because I could not afford a bed, and I waited tables at @PFChangs to eat. I tell you this not for sympathy, but so you understand that I know exactly what it costs to do the right thing in American finance, and exactly how little the system does in return.
I made that sacrifice because I believed it would change something.
Yesterday, your department fined @BankofAmerica $1.2 billion for failing to report more than $5 billion in suspicious transactions, some of it tied by your own findings to Chinese laundering networks, narcotics, and the southwest border, alongside 475 apparent sanctions violations touching Russia, Iran, and global terrorism. The bank admitted it willfully violated the Bank Secrecy Act.
Fourteen years after HSBC. A bank with “America” in its name. And once again, not one individual charged.
Secretary Bessent, I want to say plainly what I believe you already know. The fines are not working.
A fine is paid by shareholders, absorbed by the balance sheet, and forgotten by the next earnings call. Bank of America reported earnings this morning. Nobody who set the alert thresholds, nobody who decided the 2024 cease and desist could wait, nobody who chose the backlog over the law will lose a single thing they value. Their lives are untouched. That is the entire reason the behavior repeats.
This is money laundering. This is blood money. Money that reaches a cartel buys fentanyl that kills Americans. Money that reaches a terrorist organization buys the next attack. This country has fought a war on drugs and a war on terror for decades, at enormous cost in lives and treasure, and all the while we have allowed the financing to flow through institutions we charter and regulate. Cut off the money and we win. We have never seriously tried.
There is also a question of equal justice that I cannot let go.
Before I walked into the FBI building to report HSBC, I stopped in front of the Great Seal on the wall and read the words engraved beneath it: “Justice is the defense of our liberty.” I believed that. I still want to. But every day in this country, people go to prison for crimes that are nothing next to moving money for the people who want Americans dead. A suit, a title, and a corporate badge should not be a shield from the consequences that apply to everyone else. If a street dealer goes to prison for what he sells, the banker who moved the cartel’s money should be standing next to him.
I also want to raise something that is rarely said in these conversations. Why has no one inside Bank of America come forward the way I did? The answer is that everyone in American banking knows what happened to me, and to the whistleblowers who came after. The last person who spoke up is the only policy anyone believes. That is a culture problem, and it starts with leadership, in the banks and in the agencies that regulate them.
This is not a political issue. It has spanned administrations of both parties. It is a national security issue, and I am asking you to treat it as one.
Three things would change the math overnight.
Refer individuals for criminal prosecution. Not the analyst in the queue. The executives who set the thresholds and chose the risk. One banker in handcuffs would do more than every fine in Treasury’s history combined.
End “too big to jail.” An institution cannot be too big to fail and too big to jail at the same time. If it is the first, it must be held to a higher standard, not a lower one.
And if Bank of America will not act as America’s bank, review its charter. A national charter is a privilege granted on behalf of the American people. It should be conditioned on not moving money for the people trying to kill them.
Secretary Bessent, you said yesterday that these actions send a clear message that even the biggest institutions are not above the law. With respect, the institution was never the problem. The people inside it are above the law, and they know it. Until that changes, I will keep writing letters like this one, and the next bank will keep paying the next fine.
I gave up everything I had to stop this. I am asking you to use the power you have to finish it.
Respectfully,
Everett A. Stern
HSBC Whistleblower
Founder and Intelligence Director, Tactical Rabbit
This week brings key macro data, including CPI inflation figures. 📊
A $BTC retest of the ~$80K level remains possible, especially with volatility ahead.
Short-term caution, but the bigger picture still looks bullish. 🚀
This dude knows.
Replying to @XRPLF
Cheaply paying the whitehat $250K for a critical infinite XRP supply bug when your treasury has billions?
Thanks for helping ensure the next time an attacker exploits it for 9 figures instead of reporting it in good faith.
This is why people do not take XRPL or Ripple seriously as an org….
Vipu^Kipu retweeted
Currently every hour @The_DTCC runs a live production test of fulcrum on sepolia. What's happening is tokenized MSFT gets locked -> 10k tUSD gets borrowed -> repaid in ~30 seconds unlocking the MSFT collateral
Regulated defi is here
sepolia.etherscan.io/token/0…
Vipu^Kipu retweeted
🏦 A pension fund has cash and wants to earn interest.
A hedge fund owns Microsoft shares and needs cash, but wants to keep its investment.
@chainlink and @The_DTCC demonstrated how those two institutions can make a financing agreement, exchange cash against collateral across blockchains, and automate the steps around it.
The product connecting it all is Chainlink Fulcrum.
Why would institutions use this? 👇
💰 Earn interest on available cash
Pension funds and other lenders can put cash to work in financing agreements backed by eligible assets.
🔓 Borrow without selling investments
The borrower uses its shares as collateral to raise cash while keeping exposure to their value.
🌐 Access more financing opportunities
Cash and collateral can sit on different supported blockchains. Institutions can reach counterparties beyond the network where they hold their assets.
⚙️ Choose their own terms
Lenders set the interest rate, duration, accepted collateral and required coverage. They can also restrict whether pledged collateral may be reused.
📊 Automate collateral checks
Pricing data helps the system check whether the pledged assets still provide enough coverage. Agreed rules can trigger margin calls or liquidation when thresholds are breached.
🤝 Make delivery conditional
The borrower receives cash only after the required collateral is confirmed. This reduces the risk of one party delivering while the other does not.
🕒 Coordinate financing around the clock
The infrastructure supports workflows beyond traditional settlement windows, including weekends and holidays. Asset pricing and the agreement’s terms still determine what actions are available.
🏦 Put capital to better use
Moving collateral more efficiently can reduce idle assets and the extra cash institutions hold to cover settlement delays.
📉 Reduce funding and operating costs
Less reliance on expensive short-term funding, fewer manual checks and less reconciliation between separate systems.
🔐 Keep sensitive information controlled
DTCC’s AppChain provides the need-to-know privacy described in the presentation, alongside two-second blocks and zero gas.
The potential is substantial: the presentation showed a DTCC model in which applying the AppChain to part of a large bank’s funding activity could save billions in operating costs. Those are projected benefits, but they explain the incentive to build this.
So how does it work? 👇
1️⃣ The pension fund sets its lending conditions and deposits tokenized cash.
2️⃣ The hedge fund accepts the offer and provides tokenized Microsoft shares.
3️⃣ Chainlink coordinates moving the collateral representation to DTCC’s AppChain, where it is valued and checked against the agreement.
4️⃣ Once the collateral requirements are met, the cash is released to the hedge fund.
5️⃣ When the loan is repaid, the obligation is settled and the collateral is released.
🔗 Why does this put Chainlink at the centre of the workflow?
Because the cash, shares and collateral agreement are spread across different systems. Something has to connect them and make each step depend on the right information.
CRE coordinates the process.
CCIP connects the blockchains and moves collateral across them.
Chainlink pricing data supports collateral valuation.
DTCC manages the collateral environment. The institutions provide the assets, cash and financing terms. Chainlink connects those pieces into one coordinated workflow.
That is what Fulcrum adds to tokenization: a practical way to use tokenized assets for financing, wherever the cash and collateral happen to sit.
DTCC AND CHAINLINK AT SIBOS 2026
DTCC's Dan Doney and @SergeyNazarov presented how @The_DTCC is collaborating with Chainlink to advance 24/7 collateral management.
DTCC's Collateral AppChain provides shared infrastructure near real-time collateral management across financial markets and blockchains.
“The problem being solved is the fragmentation of data, how everybody connects to move collateral and settle transactions, and the different systems that need to talk to each other but cannot do so quickly enough to allow intraday collateral movement.” - Sergey Nazarov
DTCC’s Collateral AppChain will leverage the Chainlink Runtime Environment (CRE) for orchestration between those systems and data sources, and CCIP which enables the movement of assets, value, and liquidity to and from the AppChain.
"You finally have a reliable and legally binding ledger from the DTCC that everyone can rely on, just like they rely on the DTCC now. That's a very powerful thing that I think the capital markets have been waiting for, where they can't get that from just any chain because those guarantees with the DTCC are fundamentally different" Nazarov also added.
The DTCC Collateral AppChain is expected to launch in Q1 2027.
Presentation slides here: chn.lk/dtcc-chainlink-sibos-…
Watch the full presentation ↓
Vipu^Kipu retweeted
DTCC AND CHAINLINK AT SIBOS 2026
DTCC's Dan Doney and @SergeyNazarov presented how @The_DTCC is collaborating with Chainlink to advance 24/7 collateral management.
DTCC's Collateral AppChain provides shared infrastructure near real-time collateral management across financial markets and blockchains.
“The problem being solved is the fragmentation of data, how everybody connects to move collateral and settle transactions, and the different systems that need to talk to each other but cannot do so quickly enough to allow intraday collateral movement.” - Sergey Nazarov
DTCC’s Collateral AppChain will leverage the Chainlink Runtime Environment (CRE) for orchestration between those systems and data sources, and CCIP which enables the movement of assets, value, and liquidity to and from the AppChain.
"You finally have a reliable and legally binding ledger from the DTCC that everyone can rely on, just like they rely on the DTCC now. That's a very powerful thing that I think the capital markets have been waiting for, where they can't get that from just any chain because those guarantees with the DTCC are fundamentally different" Nazarov also added.
The DTCC Collateral AppChain is expected to launch in Q1 2027.
Presentation slides here: chn.lk/dtcc-chainlink-sibos-…
Watch the full presentation ↓
Vipu^Kipu retweeted
🏆 @token2049 Hackathon - @chainlink CRE Winners!
🥇 APUBCC — Treasury payment firewall: Squads payments only execute after human approval + CRE review
🥇 CodeDecoders — Trade finance for SME exporters: invoices tokenized as ERC-3643 on Sepolia, verified by CRE
🥇 Decentralizing — Merged PRs scored by a CRE workflow → USDC paid directly to open-source contributors on Solana
🥇 StratosNotes — Structured financial notes launched as on-chain workflows, sold to investors on Solana + Ethereum
🥇 Zen — Tokenized private credit redeemed early: locked claims sold as Solana deeds, CRE-verified end to end
Congrats to all teams! 🙌 #Chainlink #CRE #Token2049 #Hackathon
Thank you judges @frank_chainlink @woogieboogie_jl @darbease
Good... As AI makes software increasingly easy to replicate.
Trust, security, and reliability become the real competitive advantages.
The strategic value of Chainlink’s infrastructure layer could increase 1000×. ⛓️
$link
Chainlink
Vipu^Kipu retweeted
Introducing CCIP Vault Adapters — one-click cross-chain deposit infra for vault providers.
Accept deposits from more than 80 chains while strategy and accounting stay on one chain, powered by CCIP.
Already adopted by Aave, Lombard, Maple, and more 🧵👇
Vipu^Kipu retweeted
paris is burning. europe is cooked.
trump sent his two best men to save what's left of it, with gainzy on the chopper.
SEASON 2 · EPISODE I: IN MEMORY OF FRANCE ·
STONKS PARK
Vipu^Kipu retweeted
Chainlink at Sibos
VIDEO: INTERVIEW WITH SERGEY NAZAROV, CO-FOUNDER, CHAINLINK LABS AT SIBOS 2026, MIAMI fintechboostup.com/interview…
Vipu^Kipu retweeted
Archimedes said give him a place to stand and he'd move the world.
The secret was the fulcrum: the pivot that lets a small force move a huge weight.
@chainlink just named its institutional financing product after it.
What Chainlink Fulcrum is, and why it matters 🧵
Vipu^Kipu retweeted
Wow this seems big:
NYSE parent ICE and OKX are moving to launch 24/7 tokenized U.S. stock trading in the U.S. under the SEC’s new Innovation Exemption.
The venue will start with 60+ stocks, with tokens carrying the same dividend and voting rights as the underlying shares.
coindesk.com/markets/2026/10…

















