Ravi Prasad retweeted
Why does salary vanish in 7 days?
It's the Dopamine Loop.
Salary → Feel rich → Spend → Guilt
Fix? Not willpower. Automation.
Invest on Day 1.
Out of sight = Out of spend.
#MoneyPsychology
Ravi Prasad retweeted
For daily Mutual Fund educational & informative tweets,
follow 👉 @RSP_MutualFund
No stock tips, No buy/sell calls.
Only genuine investor education on index chart Analysis ,SIP, ELSS & Financial Planning.
#MutualFunds #InvestorEducation #SIP
Ravi Prasad retweeted
#NIFTY Daily - 23,146
Bounced from 22.2k, broke 23.1k.
22800-22700 earlier Strong Resistance Now become Strong Support going forward..any dip may reverse from here
As long as 22,550 holds, target 200 SMA zone 24,017-24,184.
RSI 52.8 bullish.
No tips, only study.
#StockMarketIndia
Ravi Prasad retweeted
Bihar U19 player Anmol Kumar smashed 184(86), hitting 18 sixes and 11 fours in the same tournament on the same day.
But BCCI is promoting Aaryavir because of Sehwag 🤷🏽♂️
Ravi Prasad retweeted
This will actually help a lot of families.
Cancer treatment is already so expensive ,
cutting prices on these 137 drugs by up to 70% is a big relief.
Good step by NPPA 👍
Trade Margin Rationalisation on 137 Anti-Cancer Drugs
▶️The revised prices will become effective from November 9, 2026.
▶️The intervention is expected to bring down the MRP of the identified non-scheduled anti-cancer drugs by up to 70%, depending on their existing price structures.
▶️This measure is expected to bring significant relief to the many patients and families affected by cancer, who often face high financial burden due to high cost of treatment.
▶️The Gazette notification is available on the official website of NPPA nppa.gov.in/en .
Details here: pib.gov.in/PressReleaseDetai…
Ravi Prasad retweeted
WPI inflation 11.39% - 4 year high.
How to control inflation?
Government steps:
1. Cut fuel taxes
2. RBI should control rates to cool demand
3. Improve supply - more imports, stop hoarding
Our steps:
1. Delay big non-urgent purchases
2. Continue SIP, dont stop
#WPI
#September wholesale inflation spikes to 11.39%, #WPI rises for 3rd straight month
cnbctv18.com/economy/septemb…
Ravi Prasad retweeted
Word of the Day
Asset Quality
It refers to the overall reputation of an investment asset, especially bonds and debt
A bond with good asset quality would be less likely to default, would have good governance and audit practices, track record of timely payments, etc.
Asset quality is also used in other investments like real estate, private equity, etc.
In those contexts the parameters being measured would be different. But the overall idea remains the same.
Ravi Prasad retweeted
Markets bottom on bad news and top on good news.
Because bottoms are about fear being fully priced in, tops are about greed.
*Proof - Last 10 Years:*
*Bottoms on bad news:*
- Feb 2016: China slowdown panic, Nifty 6,825 - 50% up in next 1 year
- Dec 2016: Demonetization low, Nifty 7,893 - Doubled in 18 months
- Mar 2020: Covid crash, Nifty 7,511 - Then 18,600 in 1.5 years
- Jun 2022: US Fed 75bps + Inflation fear, Nifty 15,183 - Then 18,800 in 6 months
- Mar 2023: Adani report + SVB Bank collapse, Nifty 17,113 - Then direct rally to 26,277 ATH
*Tops on good news:*
- Jan 2018: Budget + Earnings euphoria, Nifty 11,171 ATH - Then -12% in 2 months
- Sep 2019: Corporate tax cut cheer, Nifty 11,381 gap up - Top for next 4 months
- Oct 2021: Diwali ATH party, Nifty 18,604 - Then -18% correction
- Sep 2024: 26,277 life high, Superpower India headlines - Then -12.2% fall
Bad news at bottom feels like end of world.
Good news at top feels like it will never end.
No tips, only study.
Ravi Prasad retweeted
Government has banned sugar based ethanol for 2026-27.
From 1 Nov 2026 to 31 Oct 2027 oil companies will not buy ethanol made from sugar, sugarcane juice, sugar syrup and B heavy molasses.
Tender issued for 1100 crore litres only from maize, damaged food grains, FCI rice and C heavy molasses.
Reason is less rainfall, shortage of sugar and record high sugar prices.
Pros:
- Sugar availability will improve
- Sugar prices may come down
- Food security will be maintained
Cons:
- Sugar mills will be affected, distilleries will be idle
- E20 blending target may be at risk
- Maize incentive cut from 5.79 to 2.79 per litre
- Crude oil import may increase.
Only Info 👍
Ravi Prasad retweeted
इंसान भी बहुत कमाल है, पसंद करे तो बुराई नहीं देखता...नफ़रत करे तो अच्छाई नहीं देखता।
Good morning 🌞
Ravi Prasad retweeted
#NiftyFMCG is down ∼33% from its life high of 66,438
what does this mean for the economy?
#stockmarketIndia
Ravi Prasad retweeted
Dil se dhanyawad ji 🙏 Aap jaise purane saathiyon ki wajah se hi ye safar chal raha hai.
Aapka ye observation hi meri sabse badi research fee hai. Bas seekhte-sikhaate rahenge 🙏💖
Replying to @Stockstudy8
Thks for guiding beta ji. I m following u since 5-6 yrs and observed that most of yr assessments are 👌👌. God bless u.
Ravi Prasad retweeted
Q. “Why does marginal increase in interest rates bad for market. Yes loan repayments will be affected but bonds/FD's not so much. Why is the sentiment changing from investing to saving suddenly?”
Ans:
This is largely because the financial system is all interconnected.
In simple terms, when interest rates are increased, lots of other things get affected.
Higher interest rates (no matter how small) reduce the number of loans taken.
When less loans are taken, less spending happens.
When less spending happens, companies earn less revenue and therefore less profits.
Many companies take loans so their borrowing costs also go up.
At the same time, many investors also find it slightly more attractive to invest in deposits like FD and RD.
Since investors know about these mechanisms, many investors’ sentiments get affected as soon as the rate changes are announced.
Ravi Prasad retweeted
BREAKING: MAJOR RELIEF FOR INDIA 🇮🇳🇺🇸
Trump waives 100% additional tariffs under the Lindsey Graham Russia Sanctions Act.
India was to face extra duties from Oct 18 for buying Russian crude. That threat is now on hold.
Pros:
✅ Indian exports saved for now
✅ Rupee and markets get relief
✅ Opens door for 18% trade deal
Cons:
❌ It's a waiver, not end of law
❌ Base 50% tariff still remains
❌ Pressure to cut Russian oil continues
Relief, not victory.
#India #US #TradeDeal
BREAKING — MAJOR RELIEF FOR INDIA
🇺🇸 Trump has waived the Russia-related sanctions, restrictions and duties under the Lindsey O. Graham Sanctioning Russia and Iran Act. The waiver covers the provisions that could have triggered up to 100% additional tariffs on goods from major buyers of Russian crude/natural gas, including India, for qualifying new purchases.
Ravi Prasad retweeted
Replying to @Stockstudy8
Thks for guiding beta ji. I m following u since 5-6 yrs and observed that most of yr assessments are 👌👌. God bless u.
Ravi Prasad retweeted
News
SEBI revised the CAS framework to calculate the reference price for closing auctions based on volume-weighted average price (VWAP) of trades. The changes will take effect from 7 Dec.
India’s forex reserves fell $8.58 billion to $726.03 billion for the week ended 9 Oct.
The government raised windfall tax on petrol exports to Rs 2.5 per litre (vs Rs 0.5 earlier). The duty on diesel exports was cut to Rs 8.5 per litre (vs Rs 16 per litre).
Ravi Prasad retweeted
NEWS
India’s current account deficit narrowed to $5.2 billion in August compared to $6.1 billion in August a year ago.
Mutual funds stopped accepting new investments in gold fund of funds (FoFs) from 16 Oct due to verbal restrictions imposed by SEBI, as per media reports.
Indian Gas Exchange Ltd, Cult.fit Ltd and 2 others received SEBI approval for IPO.
Ravi Prasad retweeted
IPO Corner
Fusion CX’s Rs 702 crore IPO was subscribed 4.45 times on day 3. Retail subscription: 5.70 times. The IPO closed for subscription.
Zetwerk Manufacturing Business’s Rs 5,012 crore IPO was subscribed 0.31 times on day 2. Retail subscription: 0.36 times. The IPO will close for subscription on 19 Oct.
Bonfiglioli Transmissions Limited’s Rs 2,533.81 crore IPO was subscribed 0.99 times on day 2. Retail subscription: 1.16 times. The IPO will close for subscription on 19 Oct.
Tonbo Imaging India Limited’s Rs 852 crore IPO was subscribed 7.78 times on day 2. Retail subscription: 7.13 times. The IPO will close for subscription on 19 Oct.
Ravi Prasad retweeted
“What is the difference between XIRR and CAGR”
CAGR measures the annualised growth rate between two points in time.
So, there’s a clear start date, and end date, and the amount invested does not change.
XIRR is different.
XIRR is used to know returns when there are multiple transactions (inflow and outflow).
Think of SIP.
In an SIP, money flows every month. And realistically speaking, investors might also withdraw money partially from time to time.
In such a case, XIRR is used.
CAGR = Compound Annual Growth Rate
XIRR = Extended Internal Rate of Return












