Dave and @JuliaChungFP unpack why RRSPs have taken so much unfair heat and why that misinformation is costing people.

.@JuliaChungFP and Dave explain why they dislike the trend of adding kids as joint owners, and why trying to avoid probate this way can seriously backfire.

Episode #43 is out now! Our guest this week is @JuliaChungFP, CFP®, FEA, TEP — CEO of @SpringPlans, President of FPAC and a Financial Planning & Family Enterprise Consultant with over 25 years of experience helping people navigate complex financial decisions. In this episode, Dave and Julia explore what advice-only financial planning really means and why human-led planning matters more than ever. Their conversation ranges from the challenges of implementing financial plans to the rise of niche specialization in the industry and how retirees should think about the mosaic of retirement income. Julia also shares her insights on difficult but critical topics like planning for when one spouse passes away, choosing the right executor/POA and why adding kids as joint owners can be risky. Whether you’re building a plan, managing a family business, or simply thinking more deeply about your financial future, this thoughtful and wide-ranging conversation is packed with insight. Tune in now on our website, YouTube, Apple Podcasts, Spotify or wherever you get your podcasts!