Dividend yield shows the annual dividend you earn relative to a stock’s current price. Formula: (Annual Dividend ÷ Share Price) × 100 Example: ₦10 dividend on a ₦100 share = 10% yield, while ₦200 share = 5%. Remember: A high yield isn’t always a good sign.

Your lifestyle should not automatically increase every time your income does.

4. You can start small. Some funds accept investments from ₦1,000. 5. Access to your money. Withdrawals are subject to the fund’s minimum holding period and terms. The goal isn’t just to make money. Its to make informed decisions with it. Have you explored money market funds?

3. Diversification + short maturities Your investment is typically spread across multiple instruments, many of which mature within a year. This can help manage certain risks, although returns aren’t guaranteed.

2. Regulatory oversight In Nigeria, SEC-regulated money market funds operate under an investment framework designed to protect investors. Always verify the fund, its manager and its regulatory status before investing.

1. Lower-risk investments Money market funds invest in short-term instruments like Treasury Bills and other money market securities, rather than volatile stocks. Lower risk doesn’t mean zero risk, though.

Your money doesn’t always have to sit idle in your bank account. A money market fund could be an option worth understanding. Here are 5 reasons why.

If you don’t give your money a job, it will find one for itself. 👀 Before your next payday, decide what your money needs to do: cover expenses, build savings, clear debt or fund your goals. Don’t just spend what’s left. Plan where it goes. Give every naira a purpose.

Are you buying the item or the feeling? Sometimes, we spend to feel better, not because we need it. Before your next purchase, pause and ask: “Do I want this, or do I just want to feel better?” What’s one impulse purchase you regret? 👇 #SmartStewards #MoneyHabits

Buy things that will add more money to you. Not everything you buy should take money out of your pocket.Some things should help you earn more, grow your wealth, or create new opportunities. Before your next purchase, ask yourself: Will this only cost me money, or make me money?

Happy International Customer Service Week 2026! Thank you for choosing us, trusting us, growing with us, and giving us the opportunity to serve you better. Every interaction reminds us why people remain at the heart of what we do. Thank you for being part of our journey.

Let’s talk honestly. What’s one spending habit you’ve realised you need to take more control of? No judgment. We learn. We adjust. We do better. Make. Manage. Multiply.

Financial discipline isn’t about never enjoying your money. It’s about being able to pause and say: “I can afford this, but does it deserve my money right now?” That’s the difference between having money and having control over your money.

Here’s an uncomfortable financial question: If we looked at your bank statement without knowing you, what would we think you value most? Your answer might reveal more about your financial habits than your budget does.

Your salary comes in. Bills are paid. Food is bought. Money is sent home. Subscriptions renew. You buy a few things you wanted. You go out. Then suddenly: “Where did my money go?” Your money didn’t disappear. It went somewhere.

Your money is not disappearing. It is following your decisions. Every ₦1,000 you spend is choosing one thing over another. The question is: Are your spending decisions aligned with the life you’re trying to build?

The real test of a business is what happens on the day you can't show up. Dr. Ini Abimbola at #ELEVATE2026 👇 Swipe and read.