@SmStepFinance

Finance, investing & dividend tips w/ 160,000+ followers on IG

 Minnesota, USA
smallstepfinance.com/favorites
Joined October 2021
  • Tweets2.4K
  • Following452
  • Followers1.3K
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Josie & Jared earn $150k annually. They’re 35 & married. They’re going to use the 50/30/20 rule to budget (50% needs, 30% wants, 20% savings). They’ll invest 20% of their income until age 65. They’ll have $4.9M paying them $196,000 annually. Millionaires in the making 💰
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The S&P 500 returned 10% annually the last 100 years. Want to know how to 3X your returns in 2024⁉️📈 The avg. interest rate in the U.S. is currently 28%. Pay off your high interest credit card debt‼️
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In today’s fast-paced world, achieving financial independence has become a significant goal for individuals seeking greater control over their lives and financial well-being. smallstepfinance.com/2023/08…

Achieving Financial Freedom: Understanding The 5 Types of Financial Independence

In today’s fast-paced world, achieving financial independence has become a significant goal for individuals seeking greater control over their lives and financial well-being. Financial indepe…

smallstepfinance.wordpress.com
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As we enter 2024, I want you to… 🎉 Celebrate the wins you had in 2023 ⏰ Reflect on 2023 & plan for 2024 🙏 Make peace w/ bad financial decisions 💰 Commit to a more bountiful 2024 ✅ Find an accountability partner
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Would you withdraw from your 401k to buy a rental property? 🤔
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What’s your BIGGEST 2024 money goal⁉️👇
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F-You Money is having enough money in the bank to say “F this situation!” Put your F-You money in a HYSA or a brokerage account… Here’s a few examples…
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1.Leaving a dissatisfying job. 2.Escaping a toxic workplace. 3.Upholding personal values. 4.Exiting abusive situations. 5.Exploring new opportunities. 6.Negotiating power. 7.Supporting family financially. 8.Avoiding debt traps. 9.Peace of mind and security.
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Owning the club > standing in line Think about how you use your money before you spend it.
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If you’re married, your money should be combined. Why⁉️ 👉 shared goals 👉 Increased transparency 👉 increased trust 👉 studies show your accomplish more If you’re worried about “what if we get divorced” then set up a prenup that clearly states who gets what.
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If you unexpectedly received an inheritance for $100,000… What would you do with it⁉️
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Congrats!!!!!
Jannese Torres | Yo Quiero Dinero® 🇵🇷@DineroPodcast28 Dec 2023
So, I did a thing. I wrote a personal finance book for Latinas. When I was doing market research as part of my book proposal writing process, I was tasked to find comparable books. Guess what? I couldn’t find a single one. Surprised? You shouldn’t be. This market has been ignored forever. That ends right here, right now. Preorder your copy of Financially Lit! The Modern Latina’s Guide To Level Up Your Dinero & Become Financially Poderosa 💁‍♀️ ORDER HERE: FinanciallyLitBook.com
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INTEREST RATES (30 Year Mortgage) 🏡 October 28th: 8.1% December 28th: 6.8% PLUS… 3 more rate cuts are expected in 2024 🎉 What do YOU think will happen to the housing market⁉️👇
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Your biggest financial decision WILL NOT BE… 🎓 What school you attend 🤔 What job you choose 🏡 What house you buy Your biggest financial decision WILL BE… ❤️ Who you marry I married the love of my life. We’ve built a family & business while smashing our money goals. 📈
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Join our free investing & budgeting group to ask questions (you can even ask anonymously), share your thoughts, & build wealth. 💰facebook.com/groups/investan…

Investing & Budgeting for Beginners | Facebook

Learn the basics of investing, budgeting, saving, finances, credit cards, and more in a friendly and safe community!

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8 STEPS TO FINANCIAL FREEDOM: 1. Set Clear Financial Goals 2. Budgeting & Expense Tracking 3. Emergency Fund 4. Manage & Pay Off Debts 5. Prioritize Retirement Investments 6. Increase Income & Reduce Expenses 7. Regularly Review & Adjust Plans 8. Continuous Education
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What society thinks makes you rich: - Brand new car - Big house - Designer clothes - Lavish vacations What ACTUALLY makes you rich: - Living below your means - Investing 20% of your pay check - Learning high income skills - Paying off debt - Using credit cards responsibly
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$10k $50k $150k $500k $1M $5M What is the minimum amount of money that would actually “change your life?” Let us know below 👇
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Join the 1,000s that have taken my free weekly Investing 101 class. event.webinarjam.com/registe…
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Chris and Maya, both 32, earn a combined $140k / year. They have a 3-year-old & a dog. They contribute 15% to their 401k w/ a 5% employer match, & max out their HSA ($8,300 in 2024). By 65, they could have $5 million invested in their 401k getting paid $200k / year.
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