Sivan Iram (@SivanIram) header
Sivan Iram (@SivanIram) profile picture

Founder CEO at Flow @HBSAlumni

California, USA
Joined December 2011
Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)Photo by Sivan Iram (@SivanIram)
I鈥檓 looking for an invite for #Sora2, please dm me. Thanks!
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馃敟 Controversial take: The traditional wholesale brokerage model is dying. The next-gen firms are lean, AI-powered, and built for responsiveness. Adapt or get disrupted. #InsurTech
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Insurance is broken. Brokers are stuck in the past. Clients demand speed, transparency, and expertise. We鈥檙e building a solution at Flow that changes everything. Here鈥檚 how. 馃憞
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Most CEOs don鈥檛 realize this: The biggest risk to their business isn鈥檛 competition鈥攊t鈥檚 MANAGEMENT LIABILITY. D&O claims are on the rise, and most leaders are flying blind. Here鈥檚 what they need to know. 猬囷笍
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People assume all Cyber Liability policies are the same. False. The exclusions alone can make or break your client's coverage. Let's break down 3 red flags you MUST watch for. 馃憞
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What makes a wholesale broker indispensable in 2025? It鈥檚 not just about access to markets鈥攊t鈥檚 about how fast you can deliver value. If your broker isn鈥檛 making your life easier, you need a new one.
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Cyber insurance is the fastest-evolving coverage in professional lines. But here's the problem: Too many policies have gaps. Do you know if your client's policy actually covers ransomware response? 馃
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Most brokers are stuck in the past. They rely on slow, outdated methods. The ones who win in 2025 will be the ones who embrace automation and AI. Adapt or be left behind. #InsuranceTech
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馃殌 The future of specialty insurance isn't just about policies鈥攊t's about precision, speed, and data. If you're not leveraging AI, you're already behind. #ShiftHappens
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The best leaders don鈥檛 have all the answers. They create systems that find them.
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The best innovation happens when technology meets human expertise. That鈥檚 where the magic is.
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Cyber insurance is important. But have you insured your WiFi password?
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Old insurance: Forms, faxes, and phone calls. New insurance: AI-driven insights in seconds.
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If you鈥檙e a broker and you鈥檙e not using AI yet, you鈥檙e competing with one hand tied behind your back.
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Being a broker is about relationships, trust, and expertise. Technology just helps you scale that.
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AI in insurance: Because waiting three weeks for a quote isn鈥檛 a personality trait.
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I hit Wordle in two tries, two days in a row. Life is amazing. 馃煩馃煩馃煩馃煩馃煩
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Powerful.
馃У Arnold @Schwarzenegger is the greatest orator of our time.
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