Super happy to announce our @Setu_API partnership with @ICICIBank to launch a next generation PFM module built on the power of Account Aggregator. We are just getting started to build the most powerful AA platform in the country 🚀 m.economictimes.com/wealth/s… Super proud of the teams who made this happen 🕺 @Setu_API @PineLabs @amrishrau @sahilkini @irfn @VikramBhat

MoneyRules is back with a bang. Everything you need to know about Credit on UPI, Data Protection Act and much more. moneyrules.substack.com/p/cr… @vinaykesari @Setu_API @pinelabs

Setu AA Insights — UPI Data Unlocks New Frontiers in 'Credit on UPI' As UPI transactions account for 80% of all activities on a bank statement today, understanding this data becomes essential for credit underwriting. Setu's Account Aggregator (AA) insights offer a specialized UPI module that not just understands but empowers the burgeoning 'Credit on UPI' initiative by NPCI. Why UPI Data Matters: Today, a significant portion of an individual's financial behavior is channeled through UPI. Setu’s UPI Insights dissect this data into over 50 key financial indicators, including specialized transaction categorization between peer-to-peer (P2P) and peer-to-merchant (P2M). This enables lenders to fine-tune credit lines with unprecedented accuracy, making 'Credit on UPI' not just viable but highly effective. Key Features: - Comprehensive UPI Analysis: Includes P2P and P2M transaction details, spending habits across multiple merchants and categories. - Dynamic Underwriting: Move beyond traditional metrics and utilize real-time UPI data for agile credit decisions. Real Impact: By leveraging UPI data from bank statements, lenders can now extend credit more inclusively and responsibly. In short, Setu’s AA insights make 'Credit on UPI' a substantiated reality. Lenders looking to harness the transformative power of 'Credit on UPI' please reach out to us for a data-driven, future-ready approach. For further information, reach out to us today @Setu_API [email protected] ---