UPI made payments instant while Aadhaar made identity portable. The Account Aggregator framework is making financial data shareable with consent.
The layer India is building now is around advice.
Tomorrow at Global Fintech Fest 2026, our Chief Product Officer Mohankumar Swaminathan joins a panel on what that layer could look like.
The panel will try to find answers to questions like who builds this layer, what it standardises, what the tech stack could look like, and how to execute all this at scale.
We are all excited to listen to different voices on how personalised, goal-based, and yet affordable advice will reach Indians who now have unprecedented access to financial products on their smartphones but very little help deciding which ones can really help them.
Building India's Financial Advice Stack
Thursday, 10 September, 10:50 to 11:30 AM IST
The Studio, Jio World Centre, BKC, Mumbai
#GFF2026 #wealthmanagement
We're glad to share that Atul Shinghal, CEO and Founder of Scripbox, has been invited to present the awards at the 13th edition of the @IAA__India Leadership Awards on 7th August.
A moment of recognition for the advertising and marketing community, and for the same principle we build on every day, which is that trust, earned consistently, compounds into something lasting.
Congratulations to all this year's winners.
Salaried + invested in stocks or mutual funds?
You probably can't use ITR-1 anymore.
Capital gains > โน1.25L โ ITR-2
Intraday / F&O trades โ ITR-3
Freelance income on the side โ ITR-3 or ITR-4
The question isn't how much you earned. It's where it came from.
Save this for tax season. ๐ #IncomeTax #ITR
Scripbox Wealth Managers Private Limited | ARN-341934.
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
Everyone wrote off debt funds after the tax rule change.
Here's what that take misses:
โ FDs tax you every year, whether you spend the money or not. Debt funds don't touch you until you withdraw.
โ On withdrawal, you're taxed only on gains โ often just 2โ3% effective tax.
โ Need โน50K? FD makes you break everything. Debt fund, you withdraw exactly what you need.
Debt funds aren't dead. #PersonalFinance
Scripbox Wealth Managers Private Limited | ARN-341934.
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
One of our earliest colleagues was convinced she was a researcher. She turned out to be brilliant with clients.
So we moved her where she could do that best.
Good leaders look at who's in the room and work out what they're actually good at, sometimes, irrespective of what they were hired for.
Some of our strongest early people ended up doing something other than what they were hired for. That wasn't a mistake.
Our founder Atul Shinghal explored this in a recent conversation with Satish Mugulavalli of Hissa.
Watch it now: built2share.in/atul
#culture #leadership #peoplefirst #scripbox
Disclaimer: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Scripbox Wealth Managers Private Limited | ARN-341934
India's tax system has been redesigned across 6 straight budgets.
2020: New regime launched โ most ignored it.
2023: New regime became default. โน7L effectively tax free.
2025: โน12L tax free. Slabs widened. The old tax law rewritten.
This is a philosophical shift โ from saving-driven to simplicity-driven.
Still choosing based on habit? You're probably leaving money on the table. #TaxPlanning
Scripbox Wealth Managers Private Limited | ARN-341934.
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
Everyone's repeating the 4% retirement rule.
Retire with โน1 crore. Withdraw โน4 lakh a year. Done.
Problem: that rule wasn't built for India.
Higher inflation here means your expenses look very different 30 years out.
A safer range? Closer to 3%.
Less today. But a much better shot at lasting 40 years. #RetirementPlanning
Scripbox Wealth Managers Private Limited | ARN-341934.
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
"I don't invest in mutual funds. My money gets locked in."
This is one of the most common myths keeping people out of the market.
The reality: most mutual funds โ equity, hybrid, debt โ let you withdraw anytime.
Only ELSS has a 3-year lock-in. Exit loads exist but are not the same as being locked in.
You can grow wealth without giving up liquidity. #MutualFunds
Scripbox Wealth Managers Private Limited | ARN-341934.
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
Your investment nominee is probably outdated.
Marriage, kids, new priorities โ did your nominee list keep up?
Quick fixes:
โ EPF: Update on the EPFO portal
โ Mutual funds: Add multiple nominees, split the %
One thing people miss: your nominee receives the money โ not necessarily owns it. Your will decides the rest.
Check yours today. #PersonalFinance
Scripbox Wealth Managers Private Limited | ARN-341934
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
Before you sell your mutual funds for emergency cash โ you can borrow against them instead.
~Personal loan โ 10โ25% interest, EMI lock-in
~Withdrawing MFs โ lose compounding, pay taxes
~Loan against MFs โ 7.5โ15% interest, investments stay put
โน25L portfolio = ~โน12โ18L in credit.
#MutualFunds #PersonalFinance
Scripbox Wealth Managers Private Limited | ARN-341934
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
NRIs: before you invest a single rupee, answer this.
Are you coming back to India or not?
Coming back โ Indian MFs, NRE deposits, Indian tax alignment.
Staying global โ FCNR, global diversification, currency hedging.
Unsure โ keep both doors open.
Your portfolio should match your life plan.
#NRI #PersonalFinance
Scripbox Wealth Managers Private Limited | ARN-341934
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
On any given day, the Nifty 50 has closed lower 46.7% of the time. This is close to a coin toss, and that's the version of the market most people carry in their heads, because a day is how often they check.
Letโs widen the window and now the anxiety has less to stand on. Over one year, the chance of a loss falls to 27.5%.
Over five years, 5.1%. Over ten years, 0.4%. It's the same index with the same volatility. The only variable that moved is how long the money stayed invested.
That's the quiet work time does. It gives the underlying businesses room to grow and short-term fear room to fade.
The numbers above are just patience, that turns into real growth. We think it's the most underrated discipline in investing, the willingness to do nothing, for years, and let the record do the work.
#GoalBasedInvesting #SmartInvesting #TimeInTheMarket #WealthBuilding
Source: NSE, Nifty 50 historical data, Scripbox Research.
Scripbox Wealth Managers Private Limited | AMFI Registered Mutual Fund Distributor | ARN-341934
๐๐ถ๐ต๐ถ๐ข๐ญ ๐๐ถ๐ฏ๐ฅ ๐๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ข๐ณ๐ฆ ๐ด๐ถ๐ฃ๐ซ๐ฆ๐ค๐ต ๐ต๐ฐ ๐ฎ๐ข๐ณ๐ฌ๐ฆ๐ต ๐ณ๐ช๐ด๐ฌ๐ด, ๐ณ๐ฆ๐ข๐ฅ ๐ข๐ญ๐ญ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ณ๐ฆ๐ญ๐ข๐ต๐ฆ๐ฅ ๐ฅ๐ฐ๐ค๐ถ๐ฎ๐ฆ๐ฏ๐ต๐ด ๐ค๐ข๐ณ๐ฆ๐ง๐ถ๐ญ๐ญ๐บ. ๐๐ฉ๐ฆ ๐ฑ๐ข๐ด๐ต ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐ข ๐ฎ๐ถ๐ต๐ถ๐ข๐ญ ๐ง๐ถ๐ฏ๐ฅ ๐ด๐ค๐ฉ๐ฆ๐ฎ๐ฆ ๐ช๐ด ๐ฏ๐ฐ๐ต ๐ช๐ฏ๐ฅ๐ช๐ค๐ข๐ต๐ช๐ท๐ฆ ๐ฐ๐ง ๐ง๐ถ๐ต๐ถ๐ณ๐ฆ ๐ฑ๐ฆ๐ณ๐ง๐ฐ๐ณ๐ฎ๐ข๐ฏ๐ค๐ฆ ๐ข๐ฏ๐ฅ ๐ด๐ฉ๐ฐ๐ถ๐ญ๐ฅ ๐ฏ๐ฐ๐ต ๐ฃ๐ฆ ๐ค๐ฐ๐ฏ๐ด๐ช๐ฅ๐ฆ๐ณ๐ฆ๐ฅ ๐ข๐ด ๐ข ๐ฃ๐ข๐ด๐ช๐ด ๐ง๐ฐ๐ณ ๐ฎ๐ข๐ฌ๐ช๐ฏ๐จ ๐ข๐ฏ ๐ช๐ฏ๐ท๐ฆ๐ด๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ฅ๐ฆ๐ค๐ช๐ด๐ช๐ฐ๐ฏ.
SEBI flagged 1.3 lakh+ misleading investment posts.
Found fake apps posing as real platforms.
Now partnering with Google to use AI to catch them.
Most "stock tips" online aren't advice. They're content.
Ask yourself the difference before you invest. ๐ in bio.
#SEBI #PersonalFinance
Your portfolio might not be as safe as you think.
Markets rally โ equity grows โ suddenly you're 75% equity instead of 60%.
That's more risk than you planned for.
Rebalance once a year. The Scripbox app makes it simple. ๐ in bio.
#PersonalFinance #Investing
Scripbox Wealth Managers Private Limited | ARN-341934
Disclaimer: Past performance may or may not be sustained in the future and is not a guarantee of future returns.
If you're thinking of stopping your SIP right now โ don't.
Markets correcting โ broken strategy. It means your SIP is buying more units at lower prices.
The real risk isn't volatility. It's making short-term decisions that break long-term compounding.
Stay invested. Talk to @Scripbox if you're unsure. Link in bio.
Scripbox Wealth Managers Private Limited | ARN-341934
Disclaimer: Past performance may or may not be sustained in the future and is not a guarantee of future returns.
Our CEO @atulshinghal spoke to Arundathi Ramanan on @CNBCTV18Live about Scripbox's acquistion of Bluechip Capital, what's driving consolidation in India's wealth management industry, and how we're thinking about growth.
At its core, this deal was about trust. Ravi Kohli built Bluechip Capital over 33 years on deep client relationships. We're proud to carry that forward.
View the full conversation here: xitter.cf/CNBCTV18News/status/20โฆ
Indiaโs wealth management space is seeing a consolidation push as firms scale & expand distribution reach.
@scripbox acquires Bluechip Capitalโs mutual fund distribution business, strengthening its North India presence & advancing its plan to build a national wealth platform through acquisitions & organic growth.
@Arundathi_Ram speak to @atulshinghal , CEO, Scripbox, on the deal, industry consolidation & growth outlook for Indiaโs wealth management market.
Wedding gifts are fully tax-free. No โน50K limit.
But income from those gifts? Taxable.
And clubbing rules can apply.
Celebrateโbut keep records clean.
#IncomeTax #TaxPlanning #MoneyTips #PersonalFinance
The best portfolios arenโt built on one asset.
Theyโre built on the right mix.
Equity grows.
Debt stabilises.
Gold protects.
Thatโs how wealth survives and compounds.
#Investing #AssetAllocation #WealthBuilding #MoneyTips
Want a free hotel upgrade?
Book direct.
Use the right credit card.
Mention special occasions.
Check in late.
Ask politely.
Luxury sometimes comes from strategy, not spending.
#TravelHacks #HotelUpgrade #SmartTravel




