
ex-Wall St. | 30+ yrs Pro Trader | Gov’t Advisor & Speaker | Building @GoChapaa — crypto rails for Africa’s financial freedom
Kenya, Korea, Singapore
Joined September 2023
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Thank you Connecting Africa. This is supercool to be selected as the #hotstartup of the month. We had interesting discussions on future of starts ups in Africa. Read about it.
#NEWS: @connect__africa #hotstartup of the month is @GoChapaa, a Kenyan fintech platform that uses blockchain and AI to enable secure, low-cost crypto transactions.
@connect__africa @tsokamatshepo spoke to @SamKimGoChapaa on the startup.
Read more: connectingafrica.com/innovat…
I mean.. duh....
Bitcoin is now a leading indicator: Zacks Investment Research cnb.cx/4pk7kFT
Broke isn’t just uncomfortable—it’s unforgiving.
Society doesn’t care why you’re struggling. It rewards the people who master money and leaves the rest behind.
Your financial future is your responsibility. Learn the game, invest wisely, and protect what you build.
No one’s coming to save you. Take action now.
Crypto’s biggest competitor isn’t TradFi—it’s Web2’s UX
Crypto won’t go mainstream until your grandma can use it, the way she uses Mpesa.
We don’t need to reinvent the wheel. We need to make it spin smoother.
Let’s stop making excuses and start building products people love to use.
The future is looking ever bright!!!
Thank you @KBCC_01
Replying to @GoChapaa
@GoChapaa aims to simplify crypto entry into the Kenyan and African markets with its user-friendly mobile and web app.
The team had a great time interacting with users at the @KBCC_01, receiving positive feedback, and engaging with others in the ecosystem. They were excited about the amazing products and informative conversations that happened at the conference.
Regulation brings credibility to the crypto market, especially for those skeptical due to scams.
The future is bright, and GoChapa encourages everyone to start their crypto journey today.
@SamKimGoChapaa
VC money is finally waking up to Africa. Deals are heating up fast. If you had to place one bet today — where would it be? 🇰🇪🇳🇬🇿🇦
🌍 Spotlight: Impact Stream. Making Community Projects Transparent
Meet Impact Stream, a platform that helps African communities see exactly where their project funds go from start to finish.
Here’s how it works:
✅ Local people share ideas for community projects.
✅ Everyone can vote on which projects get funding.
✅ Every payment and expense is tracked publicly — no missing money!
Why it matters:
• Gives local communities control, not just big donors.
• Builds trust through open, visible funding.
• Combines technology and social impact to make real change happen.
💬 Which African social-impact startup should we highlight next?
#TechForGood #AfricaInnovation #Crypto #Web3Africa
Let’s get real: trading isn’t just staring at charts and making quick cash.
Keeping your PnL up while staying sane? That’s art.
Forget about impressing anyone else—the real battle is proving to yourself you can survive this game, body, mind, and spirit.
What’s the hardest lesson trading has slapped you with? Don’t hold back—share your real stories.
Since my CNBC interview, I’ve had a flood of DMs asking about Kenya’s new VASP Bill — so here’s my take:
👉 All crypto players — exchanges, wallets, brokers, token issuers — now must be licensed, meet strict KYC/AML, capital, and cybersecurity standards, and operate under CBK/CMA oversight.
👉 Non-compliance = heavy fines or even jail.
👉 It also opens up new tax revenue from an industry that was previously off-the-books.
💡 My view: This isn’t just policy — it’s Kenya bringing digital assets into the heart of its economy. Expect new jobs in compliance, security, and fintech, plus fresh institutional capital that was waiting for legal clarity. Singapore saw 700+ Web3 firms emerge post-licensing. South Korea’s regulated sector grew 15% in a year. Both saw tax revenues surge.
⚠️ But over-regulation is a double-edged sword. If costs spiral, startups will go offshore and innovation slows. The challenge now: protect users, formalize the market, and still leave space for bold builders. Done right, this could make Nairobi the true financial hub of Africa.
on TV again for South African radio show! Happy to talk about the recent VASP bill in Kenya
youtube.com/watch?v=aGuK5kbu…
Had a great time on CNBC Africa’s Power Lunch with @TabithaTmuthoni discussing Kenya’s landmark VASP Bill and how @GoChapaa is building the regulated rails that will power the next wave of digital finance across the continent. 🚀🇰🇪
cnbcafrica.com/media/7760608…
Come and say hello!!
Speaker Spotlight: Sam Kim, Founder @GoChapaa
Taking the stage at #KBCC2025
@SamKimGoChapaa, is bringing the fire to the Kenya Blockchain & Crypto Conference 2025!
Topic:
How Web3 Startups Can Build Investor-Ready Businesses in Africa
From navigating product-market fit to raising smart capital, Sam will share practical, battle-tested strategies for founders building the future of Web3 across the continent. If you're a builder, investor, or just Web3-curious, this one’s for you.
🗓 June 12–13, 2025
📍A.S.K. Dome, Nairobi
🎟 Register: vabu.app/kenya-blockchain-an…
Did you know that over 41% of adult Kenyans belong to chamas—informal cooperative savings groups—managing an estimated KES 300B (~$3.4B) in assets?
Yet, most operate with zero digital infrastructure, no formal credit scoring, and limited transparency.
We’re working to change that.
At #GoChapaa, we’re building an onchain infrastructure layer to digitize and scale chamas using:
🔹 AI-powered credit scoring trained on mobile money patterns
🔹 Smart contracts to automate pooled savings, lending, and distributions
🔹 Reputation scores for intermediaries—borrowers and facilitators
🔹 Seamless integration with mobile money + crypto rails
The vision:
A decentralized, transparent, and trusted financial system rooted in Africa’s most time-tested institution.
We call it #DeChama
decentralized chama economy.
If Aave, Twiga, and M-PESA had a baby — it would look like this.
DM us if you’re building, investing, or just curious.
#Kenya #DeFi #AI #FintechForGood #CryptoInAfrica #GoChapaa
Oh well, he took a small loss closing early, but I sense fatigue markets and short term 10% pullback to ~97K is likely:
• ETF inflows down 90% from April highs
• Futures premium dropping (7.9%)
• Alt rotation (SOL, DOGE > BTC)
• Macro fatigue + risk-off signs
• 97K = 38% fib retrace
Quick reset… then liftoff. 🚀
AI isn’t just about tech—it’s about people, culture, and power.
This piece dives into why inclusive, ethical, and context-aware AI matters, especially for Africa, where systems are too often imported without regard for local realities.
A critical read for anyone shaping the future for Africa. This is a conversation we all need to be having.
The Archives is a resource bank for the conversations we are able to capture from magma and other IRL & virtual spaces.
This first entry is a conversation on AI, how it changes everything all at once, and what is possible.
Subscribe, read and listen here
borderlessafrica.substack.co…














