@RickAllen35

Co-Founder of @paper_stac & @noteclosings, revolutionizing Real Estate Note Investing. Transforming mortgage notes and lives for the better! ♥️🏡

 Orlando, FL
paperstac.com
Joined October 2011
  • Tweets16.3K
  • Following358
  • Followers257
1.3KMedia
📢 Hey everyone! Explore 🌐 Noteclosings.com to learn more! #NoteInvesting #RealEstateInvesting #Innovation #AI #Automation #NoteClosings #Tech #Investing
Paperstac@paper_stac26 Jun 2023
🎉 Exciting Announcement! 🎉 We are thrilled to announce that NoteClosings will officially launch this week on Wednesday, June 28th.
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Rick Allen retweeted
Paperstac@paper_stacSep 22
ChatGPT for Note Investors: Research Analysis & Automation youtu.be/BQcVT5Am6cQ?is=W0_b… #AI #NoteInvesting #ChatGPT #Claude #Gemini #Paperstac #Podcast #Automation #FinTech #Automation #InvestingTips
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Paperstac@paper_stacSep 23
Curious what's actually inside Paperstac Academy? Real case studies, simulators, and the same document generators used in live deals. No guesswork — just proven process. academy.paperstac.com #Paperstac #NoteInvesting #MortgageNotes #PaperstacAcademy
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Paperstac@paper_stacSep 28
Real estate investors already know how to evaluate risk, collateral, and property value. That's the exact skill set mortgage note investing runs on. New episode on making the jump from real estate to notes👇 🎧 youtu.be/CWbshqXRRvc #NoteInvesting #RealEstateInvesting
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Paperstac@paper_stacSep 29
Know your fees before you close. The Paperstac Fee Calculator gives you an instant breakdown of Paperstac + escrow fees on any note trade — free Chrome extension, no guesswork. chromewebstore.google.com/de… #NoteInvesting #MortgageNotes
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Paperstac@paper_stacSep 29
📋 Understand the Borrower Before You #Invest Payment history is incredibly important in #noteinvesting. Aim for 24+ months of payment history to see: ✓ Past dues or missed payments ✓ Consistency in payment timing ✓ Payment amounts (full, partial, late fees)
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Paperstac@paper_stacSep 24
The seller-financed note market: $137.8B over 5 years, up 4.5%. Average note in 2025: $272,856 (residential, 76% LTV), $661,996 (commercial, 72% LTV), $286,178 (land, 73% LTV). paperstac.com/blog/mortgage-… #NoteInvesting #Paperstac
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Paperstac@paper_stacAug 21
Writing a mortgage note listing used to eat a full day. Now: upload your collateral file to AI, let it summarize the loan, tighten to bullet points, review for accuracy — done in minutes. Full guide 👇 paperstac.com/blog/how-to-cr… #NoteInvesting #Paperstac #InvestingTips #AI
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Paperstac@paper_stacAug 22
Unlock Your Path to Success with Paperstac Academy! — Now with NEW PRICING! 📄 Templates ⏳ 16.7 Hours of Streamlined Training 🟰Calculators 🎮 Simulators 🌟 Now offering a new monthly subscription plan—getting started has never been easier! 👉 academy.paperstac.com #investor
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Paperstac@paper_stacAug 24
The bid price is the start of your budget — not the whole of it. Our guide breaks down what a non-performing note actually is, why they're discounted, and how to evaluate one before you commit. Read the full guide → paperstac.com/blog/what-is-a… #NoteInvesting #MortgageNotes
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Paperstac@paper_stacAug 25
Deed of Trust vs. Mortgage — changes how you buy, price, and exit a note. Different parties. Different foreclosure timelines. Different by state. DoT · Mortgage · CFD listings on #Paperstac — filter by note type.👇 paperstac.com/for-sale #NoteInvesting #RealEstateInvesting
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Paperstac@paper_stacAug 17
At closing, a borrower signs two things: the mortgage (or deed of trust), which ties the loan to the property, and the note, which is the promise to repay. Learn how it works: paperstac.com/blog/mortgage-… #NoteInvesting #MortgageNotes #RealEstateInvesting
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Paperstac@paper_stacAug 20
Your roadmap to mortgage note investing success starts here. The 2026 Definitive Guide to Note Investing breaks it all down—from beginner tips to advanced strategies. Read now and invest smarter: lnkd.in/epm79rVa #NoteInvesting #RealEstateInvesting #MortgageNotes
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Paperstac@paper_stacAug 20
How To Create a Mortgage Note Listing That Attracts Buyers If your mortgage note has been sitting on the market without bids, the problem usually isn’t the note — it’s the listing. The same handful of fixable mistakes keep listings from getting offers. 👉paperstac.com/blog/how-to-cr…
How to create a mortgage note listing that attracts buyers

ALT How to create a mortgage note listing that attracts buyers

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Paperstac@paper_stacAug 11
Why Mortgage Borrowers Default (It's Not What You Think) youtu.be/PAvf3p1V9xM?is=JW8N…
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Paperstac@paper_stacAug 5
Unlock Your Path to Success with Paperstac Academy! — Now with NEW PRICING! 📄 Templates ⏳ 16.7 Hours of Streamlined Training 🟰Calculators 🎮 Simulators 🌟 Now offering a new monthly subscription plan—getting started has never been easier! 👉 academy.paperstac.com #investor
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Paperstac@paper_stacAug 3
The note and the mortgage aren’t the same document. The note = the promise to pay. It’s what note investors buy. The mortgage = the security. It creates the lien and the right to foreclose. When the note sells, the lien follows the note. That’s note investing. #NoteInvesting
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Paperstac@paper_stacJul 29
How to Create a Mortgage Note Listing That Actually Sells youtu.be/DW0kzf5eY2A?is=Juoo… #NoteInvesting #PaperstacPodcast #MortgageNotes #RealEstateInvesting
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Paperstac@paper_stacJul 27
Note investing is now easier than ever. 🎓 Paperstac Academy — from CEO Rick Allen (500+ closed deals): step-by-step curriculum, deal simulators & real closing docs. Join 👉 academy.paperstac.com #NoteInvesting #Paperstac
Paperstac Academy promo graphic: Note investing is now easier than ever. Straight from Rick Allen, CEO of Paperstac, with 500+ closed deals. A step-by-step curriculum built from real transactions, deal simulators and calculators, and real case studies plus the closing documents used in live transactions. Join the Academy at academy.paperstac.com.

ALT Paperstac Academy promo graphic: Note investing is now easier than ever. Straight from Rick Allen, CEO of Paperstac, with 500+ closed deals. A step-by-step curriculum built from real transactions, deal simulators and calculators, and real case studies plus the closing documents used in live transactions. Join the Academy at academy.paperstac.com.

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Rick Allen retweeted
Paperstac@paper_stacJul 21
Due diligence takes time — but ghosting the seller costs you the next deal. Stay on the short list: → Share a realistic timeline → Send status updates (even “still reviewing”) → Explain a pass in a line or two paperstac.com/blog/mortgage-… #NoteInvesting #Investing
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Paperstac@paper_stacJul 23
Performing notes: typically 8%–14%/yr. Relatively passive — still needs oversight. Non-performing: deeper discounts, higher return, genuinely active work. U.S. delinquency hit 4.44% in Q1 2026 (MBA). Selectivity matters more than ever. paperstac.com/for-sale
Paperstac graphic: Performing notes typically yield 8 to 14 percent annually — relatively passive, but still requires oversight. Deeper discounts on non-performing notes. 4.44 percent U.S. mortgage delinquency rate, Q1 2026, MBA National Delinquency Survey.

ALT Paperstac graphic: Performing notes typically yield 8 to 14 percent annually — relatively passive, but still requires oversight. Deeper discounts on non-performing notes. 4.44 percent U.S. mortgage delinquency rate, Q1 2026, MBA National Delinquency Survey.

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