Long term #treasuries need a ~90% gain to return to mean.

#Portfolio #backtest updated to September '26, August for the House Price Index. The only place where you can backtest 76 major asset classes since 1970. go.princetonasset.com/portfo…

The 120% Mid Term rate used in 72(t) So-SEPP calculators for October is 5.54% was 5.23% the previous month. go.princetonasset.com/so-sep…

Today's #Gold top looks exactly like the 1980's top go.princetonasset.com/portfo…

#Portfolio #backtest updated to August '26, July for the house price index. The only place where you can backtest 76 major asset classes since 1970. go.princetonasset.com/portfo…

Dark theme online, enjoy! go.princetonasset.com/

#Portfolio #backtest updated to July '26, June for the house price index. The only place where you can backtest 76 major asset classes since 1970. go.princetonasset.com/portfo…

The 120% Mid Term rate used in 72(t) So-SEPP calculators for July is 5.22% was 5.22% the previous month.

#Portfolio #backtest updated to June '26, May for house price index. The only place where you can backtest 76 major asset classes since 1970. Enjoy!

The 120% Mid Term rate used in 72(t) So-SEPP calculators for June is 5.22% was 4.97% the previous month.

Try our Income Tax Calculator! Save & Share scenarios and experiment with the charting tools. Examples on the main tool page are a great starting point. Pair it with professional advice for major decisions, as with any tax tool.

Income tax calculator Tax Maps were updated with the Effective Marginal Rate (EMR) calculations. Blog post that details the capabilities is out as well: Building Wade Pfau style Tax Maps with Princeton Asset’s Income Tax Calculator. Enjoy!

Tax returns explain the past. Tax maps help you plan the future.

I'm almost convinced that for early retirees on ACA Roth conversions do not make sense if baseline income under 400% FPL. A >17.5% EMR on conversion is the equivalent of a > $216K RMD in today's money.

Release is out will tell you all about it later...

As we finish up tax maps & EMR implementation. We designed an innovative charting solution which AIs describe as: a monotone piecewise-affine operator with logarithmic tail extension under a lower-bounded central interval constraint and asymmetric extremum-normalized allocation.

NY couple with 2 kids considers switching from $115K W2 income to $150K 1099 income Income rises by $35K After higher taxes and healthcare costs: • Disposable income rises just $127/year • Blended Marginal Rate: 48.2% • Effective Marginal Rate (EMR): 99.6% Plan w. tax maps!

We are implementing "Effective Marginal Tax Rate", the overall cost ratio (tax+healthcare) of additional income, into our income tax calculator. While testing one threshold stood out: 400% FPL.: $1 more of income translated into $4K+ overall costs due to loss of ACA subsidies.