We secured stretched senior debt for an experienced developer client to refinance debt and fully fund the completion of 191 residential units in Berkshire. Pre-selling began following formal terms, attracting strong buyer and investor interest. Works commenced immediately 🛠️, with most units expected to pre-sell during the 18-month build 🔑. 📞 0161 763 0321 / 0203 879 4241 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #PropertyFinance #PropertyDevelopment

Build complete with units left to sell? Stop overpaying on development finance while waiting for buyers. Switching to a Developer Exit Bridge after Practical Completion offers key advantages: 👉 Lower Rates: Lower costs once construction risk is removed. 👉 Avoid Extension Fees: Refinance before expiry to prevent default charges. 👉 More Selling Time: Secure 6–18 months to sell at target prices without rushing. 👉 Release Equity: Unlock capital against the completed GDV for your next project. Optimise your finance strategy past completion. Contact Positive Commercial Finance today: 📞 0161 763 0321 / 0203 879 4241 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DeveloperExit #BridgingLoan

🌟 Client Feedback That Speaks for Itself 🌟 There's nothing more rewarding than building long-term relationships with clients who trust us time and time again. A big thank you to our client for the fantastic review of Simon and the team at Positive Commercial Finance. At Positive Commercial Finance, we understand that securing the right funding is only part of the process. We're committed to providing expert advice, competitive finance solutions, and proactive support from application through to completion. Thank you for your continued trust and recommendation—it means a great deal to our team. If you're looking for a commercial finance partner who combines market expertise with outstanding service, we'd be delighted to help. Get in touch now for a quote.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

We are proud to announce that Positive Commercial Finance has won the NACFB Development Finance Broker of the Year 2026, after also picking up the award in 2024. 🏆 In addition, we won B&C's Best Development Finance Broker 2026, back-to-back after 2025 and were Highly Commended at Business Moneyfacts Awards in 2026 and 2025. Thank you to every client, introducer and lender who made this possible. Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DevelopmentFinance #PropertyDevelopment

Finance Acronyms - “What does that mean?” Have you ever been baffled by a quote, document or email littered with acronyms? Positive Commercial Finance have put together 107 financial acronyms relating to Bridging, Development and Commercial Finance. Download your FREE Finance Acronyms Cheat Sheet here:👇 positivecommercialfinance.co… 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

A developer sought a second opinion from Positive Commercial Finance on directly sourced terms. Following a consultation, PCF improved the terms and introduced a proactive, pragmatic lender whose efficiency was key to closing the deal. The Lancashire site, featuring scenic sea views and existing utilities, has planning consent for 23 three- and four-bedroom houses. Existing Valuation and Monitoring Surveyor (MS) reports were reassigned to the new lender, who agreed to on-board the non-panel MS to accept their report. The developer has commenced the 15-month build and agreed to involve the lender in marketing the properties. Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DevelopmentFinance #MortgageBroker

Need more time to sell your properties, but your LTV is too high for conventional refinancing? Our institutionally backed Developer Exit/Sales Bridge product allows your current lender to secure their residual debt with a second charge. This helps you repay the majority of your Development or Bridging loan, avoid default interest and penalty fees, and secures the additional time you need to complete your sales. ✔️ Up 75% LTV gross ✔️ Up to 18m ✔️ Residential properties only (some mixed-use considered) ✔️ Up to £5m Priced case by case, but typically: ✔️ 2% Arrangement Fee ✔️ Interest at 11% per annum ✔️ 1% Exit Fee With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today..👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

⭐ Another Happy Client! ⭐ We're always proud to hear how our team has made a real difference for our clients. A huge thank you to Rob M for sharing his experience: "I had a great experience working with James Waddicker at Positive Commercial Finance. He truly went above and beyond to ensure my bridging loan was completed smoothly. His dedication, problem-solving, and willingness to go the extra mile really made the difference. I’d highly recommend him to anyone in need of expert, proactive support!" At Positive Commercial Finance, we're committed to delivering expert guidance, proactive communication, and tailored funding solutions every step of the way. Thank you, Rob, for your kind words, and congratulations on the successful completion of your bridging loan. If you're looking for commercial finance support from a team that puts your goals first, get in touch today. 👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #CommercialFinance #DevelopmentFinance

Case Study: How We Unlocked £262,000 from a Family Buy to Let Portfolio to Fund a New Ltd Company Development Project positivecommercialfinance.co…

Have you considered refinancing an existing bridging loan? Positive Commercial Finance has compiled an easy to use 11 point checklist that will hopefully speedup your re-bridging loan application. Re-Bridging Points include: 👉 Borrower/ Director Information 👉 Existing Bridging Loan 👉 Property Details 👉 Security Information 👉 Loan Requirement 👉 Exit Strategy 👉 Development Works (if applicable) 👉 Solicitor Details 👉 Valuation 👉 Credit Information 👉 Supporting Documents (where available) Download your FREE Re-Bridging Loan Checklist here:👇 positivecommercialfinance.co… Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #DevelopmentFinance #ReBridging

An experienced developer client agreed to purchase an Oxfordshire site with detailed planning permission for 21 residential units in a well-connected residential area. Having recently completed 14 nearby houses, this was an ideal next project. Since the vendor required swift completion, we targeted fast-acting lenders. Though well-funded, the client chose a 70% LTGDV leverage option (from choices of 55% to 70%), which yielded a Day 1 “net” figure equivalent to 75% of the land purchase price and preserved his cash for other uses. With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today….. 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

For applications submitted from today until 30th September 2026 there will be no arrangement fees on: 👉 Owner occupied loans of £750,000 and above 👉 Commercial and semi-commercial investment loans of £750,000 and above 👉 Specialist BTL loans of £1.5m and above This will apply for the 5-month validity of the mortgage offer. ✅ Loans up to £15m ✅ Up to 80% LTV ✅ 30 year Capital and Interest ✅ 5 year Interest Only ✅ Properties in England, Scotland and Wales. ✅ 0.25% interest rate reductions also apply for EPC’s rated A to C Get in touch now for a quote.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #MortgageBroke #DevelopmentFinance

Case Study: £1.25m Refinance Secured on a Block of 12 Flats Using NEW 3 Year Tracker Product positivecommercialfinance.co… @johnpcf1 @jameswaddicker

Have you found a great opportunity for a new development or require a bridging or exit loan? Before engaging the services of a development broker it is well worth investing some time in laying the groundworks for the information that will be required. Positive Commercial Finance has compiled an easy to use 13 point checklist that will hopefully fast track your next project. Some of the points listed include: 👉 Site Information 👉 Gross Development Value (GDV) 👉 Construction Information 👉 Exit Strategy Evidence 👉 Financial Information Download your FREE Top 13 Essential Development Finance Application Checklist here:👇 positivecommercialfinance.co… Get in touch now for a quote.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

We are constantly on the look-out for the very best deals from the most reliable and consistent lenders in the marketplace. As such, we are delighted to promote a compelling range of Bridging Finance options from a lender you can truly rely on…👇 BRIDGING INCLUDING DEVELOPER EXIT ✔️ 1% Arrangement Fee* (no additional broker fee) ✔️ Interest at 0.64% pcm for up to 65% LTV ✔️ Interest at 0.72% pcm for up to 75% LTV ✔️ No Exit Fees REFURBISHMENT, LIGHT & HEAVY ✔️ 1% Arrangement Fee* (no additional broker fee) ✔️ Interest at 0.69% pcm for up 60% LTV NET ✔️ Interest at 0.72% pcm for up to 65% LTV NET ✔️ Interest at 0.75% pcm for up to 75% LTV NET ✔️ Plus 100% of Cost of Works funded in tranches, in arrears. ✔️ Asset Manager monitoring keeps costs to a minimum. ✔️ No Exit Fees Get in touch now for a quote.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

Case Study: Securing Development Funding for a 15-Bed Purpose-Built Care Home in Lancaster positivecommercialfinance.co… @johnpcf1 @jameswaddicker

Case Study: Refinance of 14 Unit Residential Block at £2.25m | 75% LTV | No Arrangement Fee positivecommercialfinance.co… @johnpcf1 @jameswaddicker

⭐⭐⭐⭐⭐ Another happy customer at Positive Commercial Finance! BB, who is a trusted customer, left us this great testimonial on Feefo after we helped them secure a challenging finance package in April this year. If you or any one you know are looking for Property Development Finance or Bridging Finance, contact us today. We are always looking for NEW INTRODUCERS, and are happy to share commissions. With NO UPFRONT FEES whatsoever, you have absolutely nothing to lose, so we invite you to test our services today….. 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #DevelopmentFinance

Bridging Loan Case Study – 100% of Purchase Price on a BMV Residential Portfolio acquisition. positivecommercialfinance.co… @johnpcf1 @jameswaddicker

With back to back wins at the B&C Awards, we have now officially scored a Development Broker Hat-Trick! 🏆 NACFB Best Development Broker 2024 🏆 Bridging & Commercial Best Development Broker 2025 🏆 Bridging & Commercial Best Development Broker 2026 Three awards in three years is something we're incredibly proud of, but none of it happens without the support of our clients, lending partners and introducers. We’d like to thank you for trusting us with your projects, your funding requirements and your business. We're grateful for every opportunity and look forward to helping many more developments get off the ground. Speak to Positive Commercial Finance today to discuss your next project.👇 📞 0161 763 0321 🌐 PositiveCommercialFinance.co… @johnpcf1 @jameswaddicker #BridgingFinance #RefurbishmentFinance