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Ralph (@PointsCentric) profile picture

Ralph

@PointsCentric

Travel Hacker & Rewards Credit Cards Expert. A miles millionaire. Speaking truth and keeping things real while other blogs sell, sell, sell.

 Massapequa, NY
pointscentric.com
Joined August 2009
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  • Followers873
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Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)Photo by Ralph (@PointsCentric)
I can’t believe they did it again. What a mess.
Ralph (@PointsCentric) profile pictureRalph@PointsCentricJan 17
Bilt: We introduced Bilt 2.0 and are making Americans can do math to figure out this annoying complex system of Bilt Cash. Bilt 2 Days Later: Just kidding, we are adding ANOTHER option and making Americans do more math to figure out what option is best. What a mess.
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25 years ago today Welles Crowther gave his life helping others on 9/11. This is the best story @espn has ever done. Share it with your kids and any others who may not have been alive on 9/11 and don’t know what true bravery in the face of evil is.
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So as many predicted, Bilt Cash is borderline useless except for rent / mortgage payments. $10 allowed per month for Lyft? $5 max for GoPuff? $10 max for Grubhub? Bilt somehow made a WORSE coupon book than Amex & others. It’s actually impressive. #bilt
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Bilt: We introduced Bilt 2.0 and are making Americans can do math to figure out this annoying complex system of Bilt Cash. Bilt 2 Days Later: Just kidding, we are adding ANOTHER option and making Americans do more math to figure out what option is best. What a mess.
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Could not agree more. People tend to undervalue the value of their time as well with these things
Nick Maggiulli (@dollarsanddata) profile pictureNick Maggiulli
@dollarsanddata16 Jan 2025
One of the most underrated reasons to invest in something is because it is easy to do. This is why I will never own and manage investment properties. The extra return isn't worth the time needed for maintenance, finding tenants, etc. Return on Hassle is no joke.
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Hello, iPad! Don't be scared, this isn't a stretched-out iPhone app 👻 To celebrate, we're giving away an 11-inch iPad Pro (M4)! Copilot Money for iPad is an extension of our powerful Mac app. It takes full advantage of the available screen size and the different ways you can interact with this device. Tracking your finances in one place has never been easier. 🎁 To enter the giveaway, simply repost this announcement and we'll pick a winner on Monday Nov 4th.
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It’s mind-blowing to someone in the points and miles world that this is the business newsletter you would go out of your way to read. bloomberg.com/opinion/articl…

Look Like a Loser, Then Win

Also Dish sold for a dollar, Sam Altman’s negging, a dentist’s tax shelter, PE recruiting, blockchain for DTCC and business-class bribery.

bloomberg.com
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.@iamSauceGardner SIGNED JERSEY incoming! 🏈 retweet & reply #GreenandWhiteSweepstakes to win!! Rules: nyj.social/3Xyp7Ok
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🚨 EXCLUSIVE HOODIE GIVEAWAY 🚨 Rules: nyj.social/3Xyp7Ok
Image from New York Jets (@nyjets)
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BIG Q SIGNED FOOTBALL 🙌🙌🙌 retweet & reply #GreenandWhiteSweepstakes to win!! Rules: nyj.social/3Xyp7Ok
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KICKING OFF WITH A G5 SIGNED JERSEY FOR THE BEST FANS IN FOOTBALL✍️ retweet & reply #GreenandWhiteSweepstakes to win!! Rules: nyj.social/3Xyp7Ok
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We're giving away this Jordan Rookie Card (PSA 6). Here's how to enter: 👋Follow @cllctMedia ☑️ Repost this 📧 Subscribe to our newsletter (newsletter.cllct.com) Winner will be announced May 2.
Image from cllct (@cllctMedia)
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And the bet cashes!
Ralph (@PointsCentric) profile pictureRalph@PointsCentric8 Mar 2024
I’ll take bets on this appearing on some points and miles blog tomorrow
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I’ll take bets on this appearing on some points and miles blog tomorrow
Dave Portnoy (@stoolpresidente) profile pictureDave Portnoy
@stoolpresidente8 Mar 2024
If you don't want to hear me complain about @EDITIONHotels don't watch this video. But it has to be said that the Edition Tampa is the most overpriced hotel I've ever stayed at and they should be in prison for price gauging. I don't mind paying a lot. I mind getting screwed.
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This times infinity
Michael Nania (@Michael_Nania) profile pictureMichael Nania@Michael_Nania24 Nov 2023
Time to clean house. If Rodgers doesn't like he it he can go too, and take his lousy cronies with him. Sorry that's how I see it. You can't run it back with this clown show just to please a 40 y/o QB who you don't even know can last more than one drive. The Jets are playing HISTORICALLY bad football. Heads *must* hit the floor. And we're not talking some scapegoat at passing game coordinator or QB coach.
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Green & White Day is here & prizes are gonna be flowin'!!! Up First: a SIGNED @GarrettWilson_V legacy jersey 👀 Follow and retweet for a chance to win! Rules: nyj.social/3PqubjL #GreenandWhiteSweepstakes
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this prize is so good that we wanna keep it for ourselves we present... the Legacy Jacket 🥶 Follow and retweet for a chance to win! Rules: nyj.social/3ZdSRPR #GreenandWhiteSweepstakes
Image from New York Jets (@nyjets)
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🚨GIVEAWAY TIME🚨 we may or may not have snagged this football from practice for one of you! Follow and retweet for a chance to win! Rules: nyj.social/3ZdSRPR #GreenandWhiteSweepstakes
Image from New York Jets (@nyjets)
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anyone wanna come over and hang out?? 🏡 Rules: nyj.social/3ZdSRPR #GreenandWhiteSweepstakes
Image from New York Jets (@nyjets)
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🔊 signed @iamSauceGardner jersey! get your Sauce signed jersey here! Follow and retweet for a chance to win! Rules: nyj.social/3ZdSRPR #GreenandWhiteSweepstakes
Image from New York Jets (@nyjets)
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