Defending free markets. Exposing threats to America's economic prosperity. Shining a light on policies that undermine growth.

Washington, D.C.
Joined March 2024
Your state legislature votes on an insurance law. Later, a private corporation changes the document that law refers to. The rules can change without another vote. Eric Ventimiglia on the NAIC’s power: dcjournal.com/insurance-regu…
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Your premiums are up. Who do you hold responsible? Not your insurance commissioner. The rules behind your policy are written by the NAIC, a private corporation nobody elects. If its rules raise your rate, there's no one on your ballot to blame. dcjournal.com/insurance-regu…
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In the 1950s, Venezuela ranked fourth in the world in per-capita GDP. Then Chávez and Maduro nationalized industries and imposed price controls. Output fell by more than two-thirds. Socialism isn't bad luck. It's a bad idea. pinpointpolicyinstitute.org/…
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Since 2019, Michael Bloomberg has poured more than $1 billion into a campaign against American energy. He keeps his name off the lawsuits by routing the money through groups like Earthjustice. House Oversight is finally asking questions. pinpointpolicyinstitute.org/…
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Elizabeth Warren's Stop Wall Street Looting Act would cost 6.9 to 26.3 million American jobs, according to the U.S. Chamber. It would also cost up to $475 billion a year in tax revenue. Fourth introduction. Same bad idea. pinpointpolicyinstitute.org/…
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$14 trillion sits in American 401(k)s. Almost none of it can reach private markets. Labor Secretary Keith Sonderling says that's about to change, and the money will "go right back into America" through American factories, energy infrastructure, and jobs. pinpointpolicyinstitute.org/…
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Elizabeth Warren just reintroduced the Stop Wall Street Looting Act for the fourth time. It failed in 2019. It failed in 2021. It failed in 2024. Here's what economists, business leaders, and The Wall Street Journal are saying about it: pinpointpolicyinstitute.org/…
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David Burton of The Heritage Foundation says the bill should be renamed the "Protect Incompetent Management Act." It would make it "virtually impossible" to take over failing companies and replace their management.
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"This legislation would wipe out millions of jobs, siphon hundreds of billions in tax revenue, and hand unprecedented control of the economy to Washington bureaucrats. It is an anti-growth disaster waiting to happen." – Eric Ventimiglia pinpointpolicyinstitute.org/…
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35 states require insurers to use NAIC’s SERFF filing platform. The transaction fee has tripled since 2001. Insurers facing higher charges cannot simply choose another vendor. Our latest investigation examines the business NAIC built around mandatory customers. pinpointpolicyinstitute.org/…
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A New Hampshire audit found that NAIC’s licensing affiliate improperly collected roughly $151,000 for more than 6,000 rejected or unprocessed transactions. Insurance professionals paid. The transactions failed. The state hadn’t caught the discrepancy. Our investigation examines the failures behind NAIC’s mandatory technology platforms. pinpointpolicyinstitute.org/…
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